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Sued by Paragon Revenue Group? How to Settle Your Debt

George Simons | January 13, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: To resolve Paragon Revenue Group debt, validate it first. Negotiate a settlement starting at 50% and get any agreements in writing. Use SoloSettle to negotiate online.

Receiving calls from unknown numbers and finding out it's a debt collector is unsettling in many ways. It's not hard to see why. The calls never stop, and you worry that if these collections reach your credit report, you may lose out on the house you have been eyeing due to bad credit.

Having an objective viewpoint is the best way to approach the situation. Rather than feel defeated and ready to give up, find a way to work things out. After all, Paragon Revenue Group intends to collect a debt they believe you owe. Your goal is to end collection calls as soon as possible and repair any credit damage.

There are three options: The debt is yours, and you can afford to pay; You do not recognize the account, in which case you ask Paragon to prove their claims; You owe the debt but cannot afford to pay, so you request the company to accept less than you owe to close the account. In any case, working closely with debt collectors, rather than ignoring their communication, is the only way to resolve the issue.

Solo can help you take the first and hardest step in communicating with Paragon. This article explains your options. But first, who is Paragon Revenue Group?

Settle debt with Paragon Revenue Group

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

Settle with SoloSettle

Who is Paragon Revenue Group?

Paragon Revenue Group (PRG) is a legitimate third-party debt collector based in North Carolina. It was founded in 1986 and is currently licensed in over 30 states.

You may contact the company through its website or by calling 800-868-1899. The address is 216 Le Phillip Ct., Concord, NC 28025.

Read Paragon Revenue Group reviews

There are several places to read Paragon Revenue Group reviews:

Let’s take a look at a real Paragon Revenue Group review from Nina:

“I don't know if they have different staff or if people just have a problem with debt collectors, the few staff who I have interacted with over the phone have all been polite and understanding, I explained my situation and they let me know I would definitely keep getting calls. I mean its a debt collector that's their whole job.”

As you can see, it’s possible to work with Paragon Revenue Group to resolve your debt. However, you have to be open and clear in your communication with debt collectors. Be upfront about your financial situation, and most collectors will work with you to settle your debt, often for less than the full amount.

Who does Paragon Revenue Group collect for?

Paragon Revenue Group’s clients are in the healthcare industry. If you have a past-due medical bill, your health provider can hire Paragon Revenue Group to collect the money. According to the company’s website, Paragon Revenue Group collects for Atrium Health, CaroMont Health, USA Health, and Ensemble Health Partners, among others.

How do I respond to Paragon Revenue Group?

Paragon is likely to contact you via phone calls and letters, but they can also use other means of communication, including social media. No matter the contact method, you should steer the engagement towards written communication to make record-keeping easier.

Initial communication with the debt collector involves proving ownership of the debt. Although you want to pay debts promptly, you should confirm that an account is yours before accepting responsibility. It gets more complicated to prove fraud or errors after you have cleared part or all of the debt.

Send a debt validation letter to capture all the details you wish to receive from Paragon Revenue Group.

How should I respond to a Paragon Revenue Group debt collection lawsuit?

The temptation to discard court papers can be overpowering if you know the debt is too high. However, you should always respond to lawsuits. If you don't, the court will proceed without hearing your defense and may give the collector a default judgment. The collector may then obtain an order to garnish your wages or bank accounts.

Create and file your response in three simple steps.

  • Answer every claim: The Complaint document explains why Paragon Revenue Group is suing you. It has a list of claims. Respond to each claim. State clearly whether you agree, deny, or deny for lack of knowledge.
  • Assert your affirmative defenses: Tell the court why you should win the case. A valid defense may be that the debt is not yours or that you already paid it in full.
  • File the Answer with the court and Paragon's lawyer before the deadline: You typically have 14-30 days based on your jurisdiction. Check the Summons for the deadline. Remember to keep a copy for your reference.

Watch the video below for more info on how to answer a debt collection Summons if you’ve been sued by Paragon Revenue Group:

If you feel apprehensive about communicating with the court and cannot afford to retain an attorney, use SoloSuit. The Answer document is a versatile tool that you can create within minutes. We will have an attorney review it for accuracy before filing.

Remember that filing the answer is only the start. While the court plans hearing dates, you should keep negotiating with Paragon to resolve the debt. As explained in the following section, one viable option is to request debt settlement.

Can I settle my debt with Paragon Revenue Group?

Yes, you can settle debt with Paragon Revenue Group.

Debt settlement is an excellent solution if you cannot fully pay a large debt. The concept is simple: You review your finances and determine you cannot pay the debt, and accumulating further interest and late fees will only add to the burden. You approach PRG to explain your situation, offering a percentage of the debt and requesting that they close the account. A settled account may not be ideal as one paid in full, but at least you are no longer accruing interests and late fees.

Paragon is not under any obligation to accept your request. But they may be willing to work with you if you present valid arguments and make a reasonable offer. Here are some steps you can take to settle your account:

  • You can start the negotiations at around 50%. You do not have to be an expert to negotiate with debt collectors. Decent negotiation skills and honesty go a long way. Make sure that you can afford to pay whatever offer you make. Failure to keep your promise can ruin your reputation and reset your debt to its original amount.
  • Use SoloSettle to negotiate. It's an online app that assists you with making an offer and negotiating the best settlement. Everything happens online, so it is more manageable. You also keep a trail of your conversations with Paragon.
  • Get the agreement in writing. After you agree on a settlement amount, have Paragon sign a contract to demonstrate their consent. You can debt settlement agreement in a few simple steps.

Dealing with unpaid debts can mess up your finances. Your best chance is to be proactive instead of letting Paragon's collection efforts paralyze you with fear. Find out from the company if the debt is yours and make plans to pay it off as soon as possible. If you cannot pay, request a settlement.

Settle with SoloSettle

Make an Offer

Solo is making it ever more straightforward for consumers and debt collectors to work together to reach solutions. We are convinced you will find a suitable product using our resources.

To learn more about how to negotiate with debt collectors like Paragon Revenue Group to settle your debt, watch the video below.

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