Sarah Edwards | May 18, 2023
Edited by Hannah Locklear
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Bridgecrest provides consumer auto loans for various used car dealerships, including Drivetime and Carvana. People with a Bridgecrest account can set their it up for autopay or log in through the company’s website or app to pay their bills. SoloSuit explains how a Bridgecrest loan works.
If you’ve recently purchased a used car from Carvana, Drivetime, or another dealership, you may have a Bridgecrest loan. Bridgecrest offers high-interest auto loans to people with poor credit. They partner with dealerships nationwide, which connect customers with Bridgetime when they don’t have financing from another lender.
Staying on top of your Bridgecrest payments is critical to avoid late fees, extra interest charges, and vehicle repossession. You can make payments through the company’s website by logging into your account. The company also has a payment app you can download through the Apple or Google Play store.
Sued for a Bridgcrest loan debt? Settle the debt for good with SoloSettle, powered by SoloSuit.
If you’ve forgotten your Bridgecrest login information, you must contact the company immediately. Bridgecrest offers two ways to communicate directly with customer service agents. You can text agents at 602-223-1449 or call the company directly at 800-967-8526.
If you’re a new Bridgecrest customer, you can create a new account through the Bridgecrest website. You’ll likely need to have some information available, such as your car’s make and model and VIN.
People who miss payment due dates will incur late fees and extra interest charges. If you don’t get caught up, Bridgecrest may repossess your vehicle.
When you first bought your car, you probably didn’t care much about who the lender was or their interest rates; you were simply happy to have transportation to get to work and handle your responsibilities. Unfortunately, predatory lenders take advantage of people in need, and you may find you pay much more for your car than it’s worth.
Before you take on any loan, it’s a good idea to learn more about the company and other customers’ experiences with it. The Better Business Bureau (BBB) should be the first site you check.
According to the BBB, Bridgecrest is an accredited business with an A+ rating. However, customers express dissatisfaction with several of Bridgecrest’s practices. As of April 26, 2023, 1,608 people had filed complaints against Bridgecrest.
One complaint is from a customer who purchased a car and made payments for five years. Today, the car’s value is only $2K, despite having an $8K remaining loan balance. The consumer tried renegotiating the loan balance with Bridgecrest, but the company refused.
Other customers complain of problems obtaining titles on their vehicles after payoff. One client found a better loan through a credit union and paid off the vehicle’s balance. However, Bridgecrest held onto the title and nearly caused the customer’s new loan to default because the new lienholder didn’t have the title.
Are you facing a Bridgecrest auto debt lawsuit? File your Answer with SoloSuit’s Debt Answer template.
To avoid high-interest auto loans from companies like Bridgecrest, it’s best to obtain financing from a reputable company before you go to the dealership. When you already have approved funding, you don’t have to worry about getting stuck with an expensive deal you can’t afford to repay.
If you have a good relationship with your bank or credit union, try obtaining a loan from them. Usually, they’ll offer decent interest rates if you have good credit and no history of defaulting on prior loans.
Setting up your financing early, before you get to a dealership’s sales floor, allows you to make clearheaded decisions about your loan without the pressure of a salesperson or a new car on your mind.
Let’s consider an example.
Example: Todd’s trusty 1995 Toyota Corolla recently took its last gasp before heading to car heaven. Now, Todd needs a new car to get to work. He has a few hundred dollars for a down payment and wants a low-interest loan. Todd’s a member of a credit union that offers auto loans with starting rates of 3.9%. He decides to apply for the loan, and he’s approved. Todd takes a copy of his loan approval to his local Toyota dealership, where he buys a new Corolla. He’ll pay $350 monthly in loan payments, which is within his budget.
When you need a car quickly, it can be tempting to accept a loan from a creditor like Bridgecrest that will charge you high interest. However, it’s best to avoid predatory loans and look for alternatives. That way, you don’t need to worry about paying much more for a vehicle than it is actually worth.
Don’t let Bridgecrest win a debt lawsuit against you. Settle the debt with SoloSettle! Check out this video to learn more about how to settle your debts with Bridgecrest:
Solo makes it easy to resolve debt with debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.
No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

Here's a list of guides on how to respond to a debt collection lawsuit in each state:
Are you being contacted by a debt collector? We’re making guides on how to resolve debt with each one.
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
Bankruptcy is a great way to legally resolve debt, but it's usually best to consider it as a last resort. Here are some bankruptcy guides to help you decide which debt resolution option is best for you.
Don’t have time to go to your local courthouse to check the status of your case? We’ve created state guides on how to check the status of your case throughout the US, complete with online search tools and court directories.
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt, along with other credit-related resources.
Find answers to some of our the most commonly-asked questions about debt collection below.
If you're dealing with debt, these documents and templates will help you respond, protect your rights, negotiate, and resolve your debts.
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created state guides on debt settlement. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
Facing an eviction? The following guides will help you navigate your situation with confidence.
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
Helping people find access to justice is at the heart of Solo's misison. If you're dealing with a legal debt issue, the following guides will help you through it.
Having a health challenge is stressful, but dealing with medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
Learn how to manage your finances and overcome crushing debt. Check out our personal finance guides below.
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote guides on each state’s statutes and more.
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in your state, plus other wage garnishment resources.
Hosted by Team Solo, The Debt Hotline breaks down debt and personal finance topics with help from attorneys, financial experts, and industry pros. We respond to real questions to help you navigate debt with knowledge and courage.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather