Priority Plus Financial Reviews

Dena Standley | June 13, 2023

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Priority Plus Financial offers various debt consolidation services to help you get out of debt. Services include debt settlement, credit counseling, and debt management. Additionally, the company provides several resources to help consumers make informed decisions about their financial futures.

When you have several bills to pay on top of paying off a new car or credit card, things can get overwhelming. Sometimes debt can spiral out of control, making it difficult to get out, especially if you have high-interest loans or accounts.

One of the most effective ways to manage this debt is by obtaining a debt consolidation loan, and Priority Plus Financial says debt consolidation helps you manage your debts more efficiently. By consolidating your debts and accounts, you can pay less interest and make one monthly payment.

Located in St. Louis, Missouri, Priority Plus Financial provides various financial services including:

  • Debt consolidation loans
  • Personal loans
  • Credit repair to help individuals improve their financial situation

The following review explores Priority Plus Financial's offerings, application process, reputation, fees, and credit requirements. However, remember that using a debt settlement company isn’t your only option when facing overwhelming debt. Debt settlement companies operate for profit and cost you money. You can often avoid paying high fees by using SoloSuit’s financial tools that provide you options to handle debt settlement on your own.

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What is Priority Plus Financial?

Based on online reviews, Priority Plus Financial deals with debt modification and settlement. But there are some reviews showing that borrowers had received loans.

Priority Plus Financial advertises low rates and fixed payment plans. Your debt repayment schedule is clearly shown, so you know when it will be repaid. They say the economy's index rate doesn't affect your rate, and the interest rate will remain unchanged until the loan is repaid.

Their loan solutions are tailored to your consumer profile, requirements, and objectives. Using their automated platform, Priority Plus Financial offers unsecured personal loans at a fixed interest rate and no prepayment fees.

With an A+ rating from the BBB, Priority Plus Financial is a BBB-accredited business with over a decade of experience. Consolidating debt benefits include lower rates, reduced costs, and financial stability. In comparison to other providers, Priority Plus Financial offers several advantages:

  • To get a sense of your options, Priority Plus Financial offers free consultations without requiring a commitment.
  • Customers have mostly positive reviews for this business, and it is accredited by the Better Business Bureau. In other words, you can expect high-quality service.

Priority Plus Financial products and services

Priority Plus Financial offers a variety of financial products and services to suit a wide range of needs. These include:

  • Debt Consolidation Loans: As a customer, you can combine multiple debts into one loan, simplifying your finances and saving interest.
  • Personal Loans: With Priority Plus Financial, you can get personal loans for many reasons, including debt consolidation, home improvement, and major expenses. Borrowers can take out these loans at their convenience.
  • Credit Repair Services: Priority Plus Financial offers you a credit repair service to help improve your creditworthiness. This may make it easier for you to get loans in the future on favorable terms.

In addition to streamlined application processes, Priority Plus Financial has a favorable reputation and a high level of customer satisfaction, making it a smart choice for financial solutions. However, before making a final decision, you need to compare interest rates, fees, and repayment terms.

It's also important to conduct thorough research and read reviews. With this information, you'll be able to make informed decisions and choose the financial services that are most suitable for you.

Take precautions before engaging Priority Plus Financial

According to the many reviews written over the past few months, Priority Plus Financial users have had many positive comments. Their overall experience was beneficial, and they found the staff friendly and efficient. Some people, however, had unpleasant experiences.

Some reviews mentioned that customers were promised a callback but never received it. They could not reach anyone when they called themselves. Several reviews mentioned that they had responded to a mailer and felt deceived.

Several reviewers reported being told they were not eligible for a loan. This is because they did not meet the $7,500 minimum qualification requirement. Their first step was to visit the Priority Plus website and see that a minimum of $5,000 was required. After calling back, they were informed they were not eligible due to "other reasons at this time."

Take the following precautions when dealing with loan providers for whatever reason:

  1. Compare multiple financial services providers.
  2. Before proceeding, understand all the terms, conditions, and fees.
  3. Review Priority Plus Financial's credentials and regulatory compliance.
  4. Check their customer reviews and ratings to get a sense of their reputation.
  5. Consult a professional if necessary.

These precautions will help you make more informed decisions when dealing with Priority Plus Financial or any other financial services firm. SoloSuit can help you resolve debt issues responsibly, offering tools and resources to help you respond to debt lawsuits, settle your debt, and more.

What is Solo?

Solo makes it easy to resolve debt with debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.

No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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The Debt Hotline

Hosted by Team Solo, The Debt Hotline breaks down debt and personal finance topics with help from attorneys, financial experts, and industry pros. We respond to real questions to help you navigate debt with knowledge and courage.

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