Chloe Meltzer | March 11, 2024
Edited by Hannah Locklear
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: There are many reasons a sheriff might be looking for you. There could be a warrant out for your arrest if you have committed a crime, or they might be trying to serve you court documents for a civil lawsuit. If you’ve been sued for debt, a sheriff may serve you the court papers. You should respond to the lawsuit with a written Answer to avoid losing by default. SoloSuit can help you draft and file a customized Answer into your case.
“What would a sheriff come to my house with papers? Why would the sheriff office call me? Why would I get a letter from the sheriff?”
If you find yourself asking these questions, there are a few reasons why this might be happening. First of all, the sheriff could be attempting to serve you a subpoena, an eviction, or find out why you missed jury duty. In most cases though, a sheriff is looking for you because they are attempting to serve you with court papers.
Being “served” is the same thing as being delivered a note by the courts. You might be served with a lawsuit for debt, served with papers for a divorce, served with an eviction notice, or another legal action. These papers will let you know exactly what you need to do. For example, you may need to appear in court, pay fines, or answer the summons.
Pick the right affirmative defense with SoloSuit.
If you find out the sheriff is looking for you, and you suspect you have a warrant, there are a few methods you can use to check. First, search the local records for your county court or sheriff's department. You can also call a local bail bondsman to ask, or bit the bullet and call the sheriff’s office.
If you believe that there is a federal warrant involved, you must contact the federal court for the district in which you live.
Once a sheriff finds you, they are required to ask you your name. Once they have confirmed your identity, they will give you your papers. You will then need to go through the steps outlined in the documents to ensure you remain in compliance with the law.
There are many reasons you might get served papers, but it usually involves some sort of a court case. More specifically, here are some reasons to be served papers:
These are just a few explanations for being served court documents. Typically, service occurs in civil cases where a crime hasn’t been committed. If you are the subject of a criminal case, chances are you will be arrested in place of being served.
Let’s consider an example.
Example: Susan was surprised when a sheriff showed up at her doorstep with court documents. The sheriff was there to deliver a court Summons and Complaint for debt collection. After taking a closer look at the papers, Susan discovered she was being sued by a debt collection agency for an old credit card debt. She used SoloSuit to respond to the lawsuit, increasing her chances of winning by 7x.
When you are served with papers that are notifying you of legal action from a debt collector or creditor, you’ll receive a Summons to appear in court on a certain date. The Summons outlines information regarding how to respond, the parties involved in the case, and the court in which the case is filed.
The Summons is accompanied by a Complaint document (also known as a Petition in some states). The Complaint outlines the specific claims being made against you, such as the debt amount, interest and fees, etc.
It is essential that you respond to the Summons and Complaint, otherwise there will be an automatic judgment awarded against you called a default judgment. This is the same as losing the case.
With a default judgment, the creditor or collector may have the right to garnish your wages and put liens on your property to collect the debt. Luckily, you can avoid a default judgment by responding to the case.
To avoid a judgment, you must file a written Answer into the case. Keep reading to learn how to make your own, or use SoloSuit’s Answer form to draft a customized response to your debt lawsuit.
Draft and file an Answer to your lawsuit in minutes online.
Follow these three steps to respond to a debt collection lawsuit:
Check out this video to learn more about the three steps to respond to a debt collection lawsuit:
The following conditions must be met to serve you papers:
Click here to learn more about service of process rules and laws. Keep in mind that service laws vary by state.
There are a few options when dealing with a debt collection lawsuit. The best plan is to settle outside of court, which will save you time, money, and effort. If you do end up going to court there are a few ways to handle the situation.
Solo makes it easy to resolve debt with debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.
No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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Hosted by Team Solo, The Debt Hotline breaks down debt and personal finance topics with help from attorneys, financial experts, and industry pros. We respond to real questions to help you navigate debt with knowledge and courage.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather