Click N Loan Reviews

Sarah Edwards | August 04, 2023

Edited by Hannah Locklear

Finding a lender who will finance small business operations isn’t easy, especially if your company is new and unproven. One company that helps business owners connect with lenders is Click N Loans. Through the service, entrepreneurs can obtain the money they need for business operations.

What do customers have to say about Click N Loans? Let’s find out.

Are you being sued for an unpaid loan? Use SoloSettle to settle your debts for good.

Click N Loans isn’t a bank

It’s important to note that Click N Loans isn’t a bank. It doesn’t actually finance business loans — instead, it sends your application to a network of lenders who can approve or deny your company for a loan.

Click N Loans offers several financing options, including merchant cash advances, revolving lines of credit, short-term loans, and equipment financing. The terms for each lending option vary, and the applicant must have good credit to qualify.

On its website, Click N Loans claims that business owners can complete a quick application in under five minutes and potentially receive same-day funding. However, same-day financing is only available to qualified applicants who submit their application before 10 a.m. EST between Monday and Friday.

There’s no guarantee that an applicant will receive funding or any type of loan. A Click N Loans website disclaimer notes minimal eligibility for the most competitive loans.

Watch SoloSuit answer common questions on resolving debt lawsuits.

Another point to consider is Click N Loans' privacy policy. Once you provide Click N Loans with your phone number and contact information, you consent to receive calls, regardless of whether you’re on the National Do Not Call Registry.

Let’s consider an example.

Is a debt collector calling you constantly? Make them prove you really owe the debt with SoloSuit’s Debt Validation Letter.

Is Click N Loans a legitimate company?

Click N Loans is a relatively new company. It has a profile with Better Business Bureau (BBB), and the company became accredited with an A- rating in June 2023.

While Click N Loans is legitimate company, it’s generally not a good idea to apply for a loan unless you know who the lender is. As Click N Loans isn’t a bank and instead uses a variety of lenders to source loans, you won’t know what lender will hold your loan until the end of the process. So be sure to research the lenders before you sign anything.

New business owners often need cash in their company’s early days. However, you want to know that the lender you work with is reputable and won’t charge you high interest rates or fees you aren’t expecting.

Instead of turning to an aggregator like Click N Loans, consider working with your local bank or credit union. Chances are, you will discover a greater sense of confidence in the origin of your funding.

Has an unpaid loan gotten you involved in a debt lawsuit? Resolve your case today with the help of SoloSettle.

Respond to a debt lawsuit with SoloSuit

If you've been sued for debt connected to an unpaid loan, SoloSuit can help you respond to the case, stand up for your rights, and settle the debt before going to court. To learn more about how to settle your debt, watch the following video:

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

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SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

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