Start My Answer

Is Aldous and Associates Legit? How to Settle Your Debt

George Simons | January 12, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Yes, Aldous and Associates is legit. It’s a debt collection agency and law firm that will sue you if you’ve failed to pay your gym subscription or other types of debt. To resolve the debt, be sure to validate, file a written Answer with the court if you’ve been sued to avoid default judgement, and negotiate debt settlement outside of the court setting.

When Aldous and Associates contacts you, it may soon become clear that the gym subscription you were once excited about has turned into debt collection calls and may have damaged your credit score. It is normal to feel stress and panic in these situations. The good news is that you can stand up for yourself and reach a resolution.

Whether the debt belongs to you or not, Solo provides the documents you need to communicate with the law firm and resolve the debt. Let’s first understand who Aldous and Associates is and who it collects for.

Settle debt with Aldous and Associates

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

Settle with SoloSettle

What is Aldous and Associates?

Aldous & Associates is a law firm specializing in 90-day past-due consumer collections in the fitness industry. The firm, which was incorporated on September 8, 2015, was based on gym-friendly service practices like no costs to account for reinstatement or cancellations, comprehensive credit reporting flexibility, and no-cost amnesty programs. Located in Salt Lake City, the firm has all the usual collection instruments, including vigorous phone and email campaigns.

Aldous and Associates has a B rating from the Better Business Bureau but has not been accredited. Understandably, you want to know the type of company you are dealing with, so it’s important to note that Aldous is a legitimate law firm licensed in several states.

Here's how to contact Aldous and Associates

If you're trying to get in touch with Aldous and Associates, you can use the following contact information to get started. Give them a call or send them a letter at the Aldous and Associate phone number below:

Keeping your communication with a debt collector in writing is a good idea. That provides a digital or paper trail of all of your communication that may serve as proof if the debt collector files suit against you. It is also the safest option should you decide to work on reaching a settlement.

Who does Aldous and Associates collect for?

Adlosu and Associates collects for companies within the fitness industry. The firm also collects for companies in the telecommunications and property management industries. More specifically, Aldous and Associates collects for:

  • Crunch Fitness
  • Gold's Gyms
  • Blink Fitness
  • VASA Fitness

These are just a few of Aldous & Associates’ major clients. It is an ABC Financial Gold Partner, a Crunch Franchise, and a Paramount Acceptance Preferred Vendor. When Aldous & Associates contacts you, consider the following questions to determine the best path forward:

Why is Aldous and Associates calling me?

Aldous and Associates is calling you because you owe an unpaid debt, or at least, they think you do. There’s a good chance Aldous and Associates is calling because you failed to pay your gym subscription with VASA, Crunch Fitness, or Gold’s Gym on time. To validate that the debt they’re calling about is legit, you can send them a debt validation letter. If you’ve been sued, be sure to respond to the lawsuit to avoid a default judgment and give yourself time to work out a resolution.

Is it true that I owe this debt?

When Aldous & Associates contacts you claiming you owe payment on a debt, they are required by law to provide you with specific debt information. If the debt collector does not disclose that information at the initial contact, it must provide you with a written notice with that information within five days of the initial contact. You can send a Debt Verification Letter asking for the following details:

  • The creditor's name
  • The debt amount
  • The debt collector will offer verification of the debt if you challenge it in writing within 30 days.
  • Name and address of the original creditor (if it differs from the present creditor) to receive within 30 days.

Should I send a debt dispute letter?

Send a written request to Aldous & Associates "contesting" the debt if you believe you do not owe the debt. You have 30 days from the date you get the ‌information to dispute a debt or part of a debt. After you dispute the debt, Aldous & Associates are prohibited from calling or contacting you until they present you with written documentation of the debt.

Date your letter, keep a copy, and deliver the original to the debt collector. Sending the letter via certified mail is ‌a wise idea. You will have confirmation that the debt collector got your letter if you pay for a "return receipt. You can file a complaint with the Consumer Financial Protection Bureau (CFPB) online or by calling (855) 411-CFPB if you're having problems with Aldous & Associates (2372).

Is this a debt that appears on my credit report?

It's critical to understand the age of any genuine debts you owe. Because negative information on your credit reports, such as an outstanding debt,normally stays on your credit report for seven years.

A late payment or a past-due account will negatively influence your credit history. Payment history is the essential component in determining your FICO® and VantageScore. Therefore, delinquent accounts with a past balance can significantly negatively affect your ratings.

Americans can check each of their three credit reports for free once a year under the Fair Credit Reporting Act. You may check if you have any collection accounts by getting a copy of your free credit report from each of the major credit agencies — Equifax, Experian, and TransUnion. Remember, even if you pay off a debt that appears on your credit reports, it may appear as a paid collection on those reports for up to seven years. After the seventh-year mark, credit reporting organizations should automatically remove it from your credit reports.

What is the statute of limitations on this debt?

You can assess whether you still have a legal duty by looking at the age of your debt. Even though debt collectors threaten you, once the statute of limitations expires, they cannot prosecute you for collection unless the debt is revived.

The statute of limitations that a debt collection firm must follow is likely determined by your location and the sort of debt you have. According to the Consumer Financial Protection Bureau, most statutes of limitations last between three and six years, though they may last longer in other jurisdictions.

Will Aldous & Associates delete this debt from my credit report if I pay it?

The Fair Credit Reporting Act (FCRA) ensures that no inaccurate information is reported on your credit report. It allows you to contest any errors you find on your credit report.

If Aldous & Associates is listed on your credit record, they may offer to remove the debt from your report if you pay the outstanding balance. This is known as "pay for delete."

Aldous & Associates reviews are mixed

It is understandable that you want to know the type of company you are dealing with. Aldous is a legitimate law firm licensed in several states, specializing in debt collection. You may read customer reviews online on the following websites.

Respond to a debt lawsuit against Aldous and Associates

If Aldous and Associates sued you for debt, the first step is to preserve your status in the lawsuit and avoid a default judgment by responding to the Summons and Complaint. Here are three tips you should follow in making your Answer:

  • Respond to each claim listed in the Complaint
  • Assert your affirmative defenses
  • File the Answer with the court and send a copy to the plaintiff

Learn more about these three steps in the video below to increase your chances of resolving the case:

Remember, a lawsuit involves numerous steps, including hearings that may require you to appear in person. Filing an Answer is just the first step. Until you’ve resolved the matter, either by settling the debt or having Aldous and Associates drop the lawsuit, be sure to stay involved in the lawsuit to avoid a judgment and successfully resolve the debt.

How to settle debt with Aldous and Associates

If the debt collector has filed a lawsuit, it’s imperative that you file an Answer and keep track of your court case until the settlement is finalized and the case is dropped. Whether you have a pending court case or you want to start the settlement negotiation process to avoid a lawsuit, debt settlement is a great way to resolve debt with Aldous and Associates and save money. Follow the steps below to settle the debt with Aldous and Associates.

1. Respond to pending debt-collection lawsuits

Debt collection lawsuits are notorious for earning consumers default judgments. To avoid that, promptly file an Answer to the Summons and Complaint document you are served. Depending on your jurisdiction, you may have 14-30 days to respond. Make sure you respond within the allotted time frame. Our Answer document simplifies the process.

2. Determine how much you can afford to settle the debt

Aldous and Associates may be willing to listen to a reasonable offer. Before contacting the company to settle, check your finances to determine how much you can raise to settle the debt. A good starting point is between 30-50% of the debt, but have the flexibility to go up during the negotiation process. Consumers who use SoloSettle find the negotiation process less daunting.

3. Get a settlement agreement in writing

Before paying the agreed-upon settlement, get the agreement in writing. You don’t want a debt collector failing to honor the agreement, but you have no proof of their commitment. Prepare a debt settlement agreement and have Aldous and Associated sign it. Keep a copy for future reference.

Settle with SoloSettle

Make an Offer

Watch the following video for in-depth explanation on these three steps to settle debt.

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources

Contents