Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.
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Infinite Law Group might not be worth the time and money...
Summary: Debt settlement can take you from a hopeless financial situation to a more manageable one. Infinite Law Group promises to help consumers get out of debt, but some of its reviews suggest they do otherwise. Ultimately, we recommend settling the debt on your own by responding to any pending lawsuits, sending a settlement offer to kickstart negotiations, and getting the agreement in writing when it is reached. SoloSettle can help with each of these steps and more.
You know you are financially stuck when you have multiple debts you cannot afford to pay and a poor credit score. You may have tried various ways to stabilize your financial situation but found yourself deeper in debt. Debt settlement companies like Infinite Law Group should be in a position to help consumers who find themselves overwhelmed with debt.
These debt settlement companies negotiate your debt to a lower amount or get you a better repayment plan. Part of the promise is to get you out of debt faster than you would have on your own. Although Infinite Law Group (ILG) has succeeded in helping thousands of debtors, it have also disappointed many.
Keep reading for more information on Infinite Law Group customer reviews. Before we get into that, though, let’s discuss how ILG works.
How Infinite Law Group works
Infinite Law Group enrolls consumers with unsecured debt in its program with the assurance that its representative will help consumers settle debt for less than they owe. Further, ILG debt experts know how to negotiate with creditors and get the best deal available.
If your debt has been sold to a collection agency, you can often pay less than 50% of the debt to settle. When dealing with an original creditor, debt settlement companies like Infinite Law Group may get a settlement allowing you to pay between 60–85% of the debt owed. These are the steps interested parties must follow:
Visit the official website and fill in the form at the bottom of the page.
A debt expert will call you to discuss the debt, if you qualify.
Sign the agreement if you meet the standards.
Open an FDIC-insured savings account to make monthly deposits.
Deposit cash for six to twelve months or until you reach an agreed target.
ILG approaches the creditor with an offer. They negotiate until they get the most favorable deal.
ILG runs the agreement by you to confirm and sign.
The payment processing company starts making payments to your creditor.
Creditor closes accounts when you've paid in full.
Sometimes, issues arise in some steps that cause consumers to give ILG bad reviews. To avoid a negative experience if you have a pending lawsuit, watch the following video.
Infinite Law Group customer reviews
Infinite Law Group has assisted people in becoming debt free after enrolling in its program. However, consumers have also given a number of complaints, stating that ILG has:
Worsened their debt situation
Charged fees for services not rendered
Failed to keep the promise they made on the debt amount reduction
Mislead on the effects of debt settlement on their credit score
“We were with this company for eight months, from April 2022 to Nov 2022. In that amount of time, we sent them $2,636.80. It was to be put in a dedicated savings fund to get negotiations from creditors and to get creditors to stop calling multiple times a day. At the end of November, we decided to cut ties with the company and go directly bankrupt. Infinite Law Group said they would remit $250 back to us and the rest was "program fees." I informed her that since they had not saved any money, gotten any negotiations, or stopped any creditors from calling, there was no actual service provided, and they should return most of our money. She said that taking our money is the service provided. Stealing is not a legitimate service.”
Despite the negative reviews, Infinite Law Group still has a 4.35-star rating on BBB and a 4.1 rating on Trustpilot. Most positive reviews praise ILG for helping consumers address their debt issues.
Take action if Infinite Law Group violates your rights
Debt settlement companies, like debt collection agencies, have laws that govern how they carry out their work. For instance, the debt settlement laws require ILG not to:
Charge upfront fees for services rendered
Start the debt settlement process without giving you a contract to sign
Charge more than the specified percentage as a service charge
Hide crucial information from consumers regarding debt settlement
If ILG violates these laws, report them on the Fair Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and Better Business Bureau (BBB) online platform. These institutions will take action against them if they do not address the concern.
Follow these 3 steps to settle debt by yourself
If you are being sued for a debt you owe, you can reach out to the creditor or debt collector to discuss settling the debt during any stage of the debt lawsuit process. Follow these three steps:
Draft and file an Answer to the debt lawsuit.
Send a debt settlement offer to kickstart negotiations.
Get the debt settlement agreement in writing.
SoloSettle can help with all three steps and more. Keep reading to learn more, or check out this video:
Use SoloSettle to settle your debts for good
SoloSettle makes the debt settlement process simple and fast.
SoloSettle, powered by SoloSuit, is a tech-driven approach to debt settlement. Our software sends and receives automated debt settlement offers on your behalf. This means you don’t even have to deal with creditors and collectors directly.
When you reach a settlement agreement, SoloSettle helps you manage the debt settlement documentation and transfers your payment for you. This keeps your financial information safe and secure.
Let’s take a look at an example.
Example: When Amy got sued by Cavalry SPV for a $1,000 debt, she used SoloSuit to draft and file an Answer to the lawsuit. This gave her time to consider her next steps. She took a close look at her finances, and decided she could afford to settle the debt for about 60% of the debt, or $600. Next, Amy used SoloSettle to send a settlement offer to Cavalry, starting low at 30% ($300) to give herself room to negotiate. After a few rounds of counteroffers, Amy and Cavalry reached a settlement agreement of $500, only 50% of the debt. Amy saved hundreds, got her case dismissed, and gave herself a financial restart.
Check out this review from a real SoloSettle customer:
“I'm very thankful for SoloSettle. Having a third party negotiate the settlement was instrumental in resolving this case and saved me from two giant headaches: 1) I didn't have to deal with the plaintiff's lawyer and 2) I didn't have to go to court. I also love that the payment was processed through SoloSettle. I was nervous about sharing my personal financial data with the other side, but SoloSettle protected that for me. I hope I never get sued again, but if I do, I would use SoloSettle again in a heartbeat.”
What is Solo?
Solo makes it easy to resolve debt with debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.
No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather