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How to Stop Calls from 800-289-8004

Sarah Edwards | April 21, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Many people hesitate to answer calls from numbers they don’t recognize. If you’re receiving phone calls from 800-289-8004, then Wells Fargo Dealer Services is probably trying to contact you about a debt. If you want Wells Fargo Dealer Services to stop calling you, you must communicate with the company. Otherwise, the calls will likely continue. Debt settlement is a good way to stops the calls.

Is a caller from 800-289-8004 constantly ringing you on your cell phone or bothering you on your home line? If so, you’re probably tired of seeing the same number on your caller ID. You might wonder if you’re a spam target or if the calls are legitimate.

The good news is that 800-289-8004 belongs to Wells Fargo Dealer Services, so you’re not the victim of a phone scam trying to extort money from you. The bad news is that calls from 800-289-8004 will probably continue until you communicate with Wells Fargo.

What to know about Wells Fargo Dealer Services

Wells Fargo Dealer Services provides auto loans to customers who are buying new or used cars. If you’ve recently acquired a vehicle with the help of a Wells Fargo Dealer Services loan, the company may call you to verify your application or obtain additional information.

The lender might also contact you if someone you know listed you as a reference on their loan application.

In addition, Wells Fargo Dealer Services uses its 800-289-8004 number to contact customers who are behind on their payments. If you recently missed a loan payment, you may receive calls until you get caught up on your account.

Watch this video to learn how to settle an auto loan with Wells Fargo:

You can stop calls from Wells Fargo Dealer Services if you communicate

If you want Wells Fargo Dealer Services to stop calling you, you must communicate with the company. Otherwise, the calls will likely continue.

People who recently applied for a loan with the company simply need to answer any questions Wells Fargo has about their application. For instance, the lender might ask for more details about your current employment or living situation.

If you’re behind on your car payments, you’ll need to either pay your bill or set up a payment arrangement to stop the calls. Wells Fargo Dealer Services has no reason to call you if you’re up to date on your payments or set up a special repayment plan.

If you can’t stay on top of your payments with Wells Fargo Dealer Services, it may repossess your car

An automobile loan is a type of secured credit: There is an asset that underlies the loan’s value. In contrast to unsecured debt like credit cards, lenders can seize the asset in a secured loan and sell it to recoup its money.

In most cases, lenders can seize your car anytime you don’t abide by the terms of your loan. Your loan agreement should spell out the conditions for repossessing your vehicle.

For instance, if you miss three payments in a row, a tow truck may appear in your driveway or in front of your office building. Similarly, if you don’t keep insurance on the vehicle, the lender may decide to repossess it.

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You don’t want Wells Fargo Dealer Services to repossess your vehicle. You’ll lose your mode of transportation and end up with a negative mark on your credit report.

In some states, reclaiming a vehicle after repossession is possible, but you’ll need to get up to date on your payments and compensate the lender for the fees it incurred during the repossession.

Wells Fargo Dealer Services may sue you for any remaining debt on your vehicle

Your obligation to Wells Fargo doesn’t end when it repossesses your vehicle. Unless it can sell the car for the entire value of the loan, you’ll likely owe a remaining balance that will be immediately due.

Following the repossession and sale of your vehicle, Wells Fargo may sue you for any amount you still owe.

Let’s consider an example.

Example: Suze has a Ford Explorer financed by Wells Fargo Dealer Services. She fails to make payments for three months, and Wells Fargo repossesses the car. Suze doesn’t have the money to buy back the vehicle, and Wells Fargo sells it. After applying the proceeds to Suze’s loan, she still has a $4,000 outstanding balance. Wells Fargo decides to sue her for the amount she owes.


Is Wells Fargo suing you for unpaid auto debt? You can settle your debt with help from SoloSettle.

Don’t ignore phone calls from 800-289-8004

If you’re receiving phone calls from 800-289-8004, they probably relate to an auto loan application or outstanding car debt with Wells Fargo Dealer Services. Contact the company to find out what it needs. If you’re behind on your loan payments, you’ll want to get back on track to avoid repossession.

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