Symple Lending Reviews

Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: A new generation of debt consolidation companies is targeting Americans to consolidate debt. Symple Lending is one of these debt consolidation companies. They offer low-interest rates to attract consumers with less than stellar credit. American consumers can consolidate their credit card debt into a streamlined monthly payment with low-rate personal loans from this company. SoloSettle is another great option for debt resolution.

There's no doubt that financial freedom is the ultimate goal, but getting there can be a long journey with uneven pavement and filled with unexpected detours. Symple Lending helps customers face last-minute surprises by providing them with a quick injection of capital to help them continue their journey.

According to their site, Symple Lending says it is one of the world's leading innovative financial services companies. It offers low-interest rates on its "Symple loan" and other personal loans to help people achieve financial freedom. The company offers to fix your financial situation with a "Symple personal loan" or "Symple loan" through direct mail and the Internet.

However, consumers should be aware that Symple Lending is not always a wise financial choice. The ease of receiving a loan when experiencing a financial need may not be worth the high-interest rates you’ll pay if you don’t have a good credit score. Borrowing more money to pay debts you already owe can be a trap that keeps consumers trapped in a cycle of debt.

Settle your debts once and for all with the help of SoloSettle.

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How does Symple Lending work?

Symple Lending is based in Utah and is licensed as a lender. They provide personal loans to consumers through an online lending platform licensed and regulated by the Utah Department of Financial Institutions.

The key feature of Symple Lending is the ease and speed with which you can apply. In just minutes, borrowers can apply for a loan online and receive a decision. You can receive funds the next business day if the request is approved.

Various loan options are available from Symple Lending, ranging from $1,000 up to $35,000, with terms ranging from 12 to 60 months. A borrower's credit history and other factors determine the interest rate and fees associated with the loan.

Competitive rates and flexible repayment options make Symple Lending a convenient and straightforward borrowing experience for borrowers. But, before getting a loan from Symple Lending, read through the terms and conditions. Moreover, you might need to ensure that you can make timely payments.

A good or excellent credit score will enable you to get a lower rate than a traditional lender.

What can you use your loan for?

In other words, Symple Lending provides unsecured personal loans, which do not require collateral. With a low-rate personal loan, you can use the funds as a financial solution in a variety of settings, including the following:

Credit Card Refinancing
Consolidating debt
Investing in home improvements
Buying a car
Covering a major purchase
Taking a trip
Paying for higher education
To Invest
Business Loan
Personal Loan

Symple Lending customer complaints and reviews

Online reviews on Symple Lending reveal that customers appreciate the lender's easy application process, fast approvals, and friendly customer service representatives. Customers report that the online application process makes applying for a personal loan easy and convenient.

On the Trustpilot website, Symple Lending has rated 4.9/5 stars out of 797 customer reviews based on these positive reviews. Here’s an example of a complaint against Symple Lending from Trustpilot:

"All my questions were adequately and fully answered. There are many serious issues involved which require complex answers. Though the company's name is Symple, the questions are anything but simple. Even after you are done, you should read all 40 transaction pages. I had some more questions, which were quickly answered. This company makes a complex process a little easier.”

Symple Lending currently has a Customer Review Rating of 5/5 stars on the Better Business Bureau based on an average of 19 customer reviews. With a B+ rating, BBB has accredited the company since 2021. Deceptive lending practices, however, are still a complaint from some customers.

Although the BBB reviews are more specific to financial products, many are similar to Trustpilot reviews.

In summary

If you are a prime borrower and do not want to deal with banks or credit unions, then Symple Loans is a good choice. You may qualify for a better rate by applying directly to the lender than traditional lenders. The major drawback to Symple Loans is that it offers different interest rates that are often unfavorable to those with less-than-stellar credit.

Moreover, Symple Lending is unsuitable if you want to know exactly how much interest you will be paying over the life of the loan. Unlike most personal loan lenders, Symple charges up to 5% of the loan amount as an origination fee.

As always, shopping around before deciding which lender offers the most competitive rates and loan options is best.

As part of our Symple lending review, SoloSuit has provided a comprehensive overview of what you can expect from the site. The best you can do is visit original loan websites instead of fake ones. Many sites offering reasonable loan plans with 4.9 ratings can be found online.

Settle your debt and move on with your life

While debt consolidation loans can help people get back on their feet financially, they’re not the only option for handling debt.

Debt settlement is another great way to resolve your debt and move on with your life. SoloSettle makes debt settlement simple. Check out this video to learn more:

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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