How to Resolve a Debt With JP Receivables Management Partners

Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If JP Receivables Management Partners is a debt collection agency that specializes in medical debt collection. If you've been contacted about a medical debt, SoloSuit can help you request a debt validation and resolve your debt before it escalates to court.

JP Receivables Management Partners (JP RMP), previously known as JP Recovery Services, is a well-known debt collection agency often enlisted to help recover outstanding medical debts. If you're a consumer facing this challenge, it's important to understand that resolving debt with JP RMP Services can be a manageable process with the right approach.

Below, we'll provide you with a step-by-step guide on how to effectively resolve a debt with JP Receivables while maintaining a positive financial outlook.

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What is JP Recovery Services?

JP Recovery Services is the previous name for the current debt collection agency now known as JP Receivables Management Partners. JP RMP is owned by Meduit, a debt collection company that specializes in collecting debt for hospitals, health systems and large physician groups by using AI and other advanced technology approaches.

JP RMP also collects debts related to bank, retail, educational, utility, commercial, and government bills.

JP Recovery Services Better Business Bureau profile lists many consumer complaints against the company, and the Consumer Financial Protection Bureau complaint database also contains dozens of complaints against JP RMP. Many of the complaints claim that JP RMP contacts consumers about medical debts that they’ve already paid or are invalid.

You can use your rights to request debt validation as soon as JP RMP contacts you. Here’s how.

Make JP Receivables validate your debt

The first step towards resolving any debt is to acknowledge its existence and understand its details.

As mentioned, JP Receivables Management Partners specializes in medical debt collection. So, if you have any outstanding medical bills, there is a good chance you will be contacted by JP RMP. But you should review any communication you've received from your healthcare provider and JP RMP, including letters, emails, and phone calls. Make sure you have a clear picture of the debt's origin, amount, and any associated terms.

Before proceeding with any negotiations or payments, it's essential to ensure the debt is valid and accurate. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request validation of the debt.

Send a formal written request to JP RMP, also known as a Debt Validation Letter, asking for documentation that verifies the debt's legitimacy. This will include the original creditor, the amount owed, and any relevant account information.

If JP RMP can’t validate your debt, they have to stop contacting you about it.

Below is JP RMP’s contact information:

Address: 20220 Center Ridge Rd, Suite 200, Rocky River, Ohio 44116
Phone: (800) 366-0109
Email: inquiry@jprmp.com

Now, let’s take a look at an example of debt validation with JP Receivables.

Example: Carly receives a notice from JP RMP that she owes a medical debt, but she’s pretty sure she already paid the medical bill months earlier. She uses SoloSuit to draft a Debt Validation Letter and sends it to JP RMP, requesting that they verify the debt before taking further action. This prompts further investigation into the debt, and when JP RMP realizes they can’t validate the debt, they cease further communication with Carly.

Settle your debt with JP RMP

Open communication is key when dealing with debt collection agencies. Contact JP RMP as soon as possible after validating the debt. Maintain a polite and respectful tone throughout your interactions, as this can set a positive tone for negotiations.

JP RMP may offer various payment options based on your financial situation. Discuss your circumstances openly and honestly, and inquire about any possible alternatives such as a lump-sum settlement, a payment plan, or a reduced interest rate. Remember that debt collection agencies are often willing to negotiate to recover a portion of the debt.

In a debt settlement, you offer your creditor a portion of the total amount due, usually at least 60% of the debt’s value. In exchange for a lump-sum payment, the creditor agrees to drop its legal claims against you and release you from the remaining balance.

Watch this video to learn more about how to settle a debt with JP Receivables Management Partners:

Once you've reached an agreement with JP Recovery Services, ensure that all terms and conditions are documented in writing before making any payments. This will protect both parties and provide a reference in case of any misunderstandings later on.

SoloSettle, powered by SoloSuit, is a tech-based approach to debt settlement. Our software helps you send and receive settlement offers until you reach an agreement with the collector. Once an agreement is reached, we’ll help you manage the settlement documentation and transfer your payment to the creditor or debt collector, helping you keep your financial information private and secure.

Check your credit report

After settling the debt, it's important to verify that JP RMP reports the updated information to the major credit bureaus. A resolved debt should be marked as such on your credit report to avoid any negative impact on your credit score.

SoloSuit can help you resolve a debt lawsuit

Resolving a debt with JP RMP might seem daunting, but with the right approach, it's a manageable process that can lead to improved financial well-being.

SoloSuit exists to help people resolve debt with creditors, debt collectors, and debt collection law firms. Our software can help you respond to an initial communication from a debt collector, respond to a debt lawsuit, and settle your debt before going to court — all without having to hire a lawyer.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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