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How to Settle a Weltman, Weinberg & Reis Debt Lawsuit

Sarah Edwards | August 07, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Debt Collection Lawsuit Flowchart

Summary: Weltman, Weinberg & Reis Co., LPA is one of the nation’s oldest and most respected debt recovery firms. If you're being sued by Weltman, Weinberg & Reis, you can still settle the debt outside of court because its lawyers will work with you. Just reach out to make an offer, negotiate, and get the agreement in writing. SoloSettle can help you throughout the debt settlement negotiation process.

When you receive a debt collection notice in the mail, you know trouble is on the horizon. Maybe you know exactly who decided to send your account to collections, or perhaps you’ve long forgotten about your original creditor. However, one thing’s for sure: debt collectors won’t go away until they exhaust all their collection options.

If you receive a debt collection notice from Weltman, Weinberg & Reis, prepare for forthcoming letters, emails, and phone calls. The firm isn’t going to let you off the hook unless you can prove you don’t owe the debt or until you resolve it.

And if you get sued by Weltman, Weinberg & Reis, SoloSuit can help you respond in court and settle the debt once and for all.

Settle debt with Weltman, Weinberg & Reis

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

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Is Weltman, Weinberg & Reis legit?

Yes, Weltman, Weinberg & Reis is a legit debt collection law firm.

Weltman, Weinberg & Reis is a debt collection law firm headquartered in Cleveland. The company has six other offices in other cities throughout Illinois, Ohio, Michigan, and Pennsylvania, with over 500 employees. The company helps organizations recover money from people who have unpaid debts.

Consumers interested in contacting Weltman, Weinberg & Reis can reach the company at (216) 739-5100 or toll-free at (800) 837-0603. The address of the headquarters for Welmant, Weinberg & Reis is 965 Keynote Circle, Cleveland, OH, 44131-1829.

Here’s how to resolve debt with Weltman, Weinberg & Reis

The end goal of debt collection law firms like Weltman, Weinberg & Reis is to collect unpaid debt on behalf of clients. If you receive a debt collection notice from this company, it will continue to send you letters and call you until it works out a payment agreement with you.

If these collection efforts don’t result in a response, Weltman, Weinberg & Reis will probably sue you if the debt is within your state’s statute of limitations. All states establish different statutes of limitations, but most range from three to five years for consumer debt.

You’ll want to take quick action if you receive notice of a debt lawsuit against you. The court Summons will indicate the date of your hearing and contain a copy of the Complaint from Weltman, Weinberg & Reis. The Complaint will show the amount you owe and other information pertinent to the debt.

Carefully review the Complaint for errors, as you can use them to defend yourself in the lawsuit. Mistakes concerning the amount due or your address can sometimes be grounds for a debt lawsuit dismissal.

Next, you’ll want to draft an Answer to the Weltman, Weinberg & Reis lawsuit. An Answer lists all your defenses to the lawsuit. Even if you don’t have a reasonable justification for the claim, you’ll still want to file an Answer since it prevents Weltman, Weinberg & Reis from requesting a default judgment against you.

If you fail to respond in time and the court grants a default judgment, you won’t be able to defend yourself. The default judgment will give Weltman, Weinberg & Reis the right to garnish your wages, freeze your bank account, or take other actions against you.

Use SoloSuit’s Debt Answer template to draft your Answer quickly.

Settle the Weltman, Weinberg & Reis lawsuit before your court date

An upcoming court date should spur you into action to resolve the debt. If it’s likely you’ll lose your case, the subsequent judgment will allow Weltman, Weinberg & Reis to take a significant portion of your income until you fully satisfy the debt.

Your two options are repaying the debt or settling it. Repaying the debt can take a bite out of your savings, but you can move on free from the worry of a judgment or wage garnishment. Weltman, Weinberg & Reis will have to drop the lawsuit against you if you no longer owe any money.

However, you might not have enough cash available to repay the debt. If that’s the case, settling the debt is a better option. A debt settlement requires you to make a one-time payment for a fraction of the debt’s value. In exchange, Weltman, Weinberg & Reis will drop its lawsuit and release you from the remaining balance.

Debt settlement is a good option and a win-win situation: you can save money while your creditor recoups some of the money owed. Weltman, Weinberg & Reis will work with you to negotiate a settlement that works for both you and their client. Here are three steps to settle your debt with Weltman, Weinberg & Reis:

  1. Respond to the lawsuit. If you've been sued, be sure to file an Answer into the case to prevent a default judgment. This will buy you time to negotiate with Weltman, Weinberg & Reis without worrying about the case moving forward. If you haven't been sued yet, skip go straight to step 2.
  2. Make a fair offer to settle the debt. Determine how much you can afford with the following formula: Amount available to settle = (monthly income – monthly costs) + savings). Contact Weltman, Weinberg & Reis to make the initial offer, and don't expect them to accept your first offer. It may take a few rounds of negotiations before you reach an agreement, but don't give up. Explain your financial situation and the reason for non-payment and work with Weltman, Weinberg & Reis to come to an agreement that suits both parties in the case. It's typically best to start with a low offer to give yourself room to negotiate.
  3. Get everything in writing. The agreement isn't official until you've documented it. Weltman, Weinberg & Reis should draft and send you a debt settlement agreement outlining the details of the settlement. This document will be filed in the court as a part of the case being dismissed. Be sure to uphold your end of the agreement and make the settlement payment on time.

Let’s consider an example of how to settle a debt with Weltman, Weinberg & Reis.

Example: Weltman, Weinberg & Reis is suing Cindy Lou for unpaid debt. She owes $3K for an old credit card she forgot about. Cindy Lou doesn’t have any defense to the lawsuit, but she files an Answer to prevent a judgment and show Weltman, Weinberg & Reis that she intends to address the matter. Before the court date, Cindy Lou uses SoloSettle to offer Weltman, Weinberg & Reis a settlement of $1,500. The company sends a counteroffer, and after a few rounds of negotiations, agrees to settle for $2,000 and drop the lawsuit.


Ready to try settling your debt with Weltman, Weinberg & Reis? SoloSettle can help you through the process. Check out the following video to learn more about the three steps listed above and how to resolve debt with Weltman, Weinberg & Reis:

Settle with SoloSettle

Make an Offer

What do consumers say about Weltman, Weinberg & Reis?

The best way to find out what customers say about a debt collection firm is to check the Better Business Bureau (BBB) website. According to the BBB, Weltman, Weinberg & Reis is not BBB-accredited but has a current rating of A+ because of its time in business and relatively few complaints.

Search the Consumer Financial Protection Bureau's consumer complaint database to learn more about what consumers are saying about Weltman, Weinberg & Reis.

Weltman, Weinberg & Reis was the subject of a CFPB complaint in 2017 for using collection letters containing false, deceptive, or misleading representations. The CFPB claimed that the company’s letters falsely declared that attorneys were meaningfully involved in the debt collection process.

However, an advisory jury found that the CFPB did not adequately prove the allegation, and a judgment was found in favor of Weltman, Weinberg & Reis.

Is Weltman, Weinberg & Reis suing you for debt? Learn how to draft an Answer with this helpful video:

Act responsibly and you’ll be able to resolve a lawsuit from Weltman, Weinberg & Reis

If you’re facing a debt lawsuit from Weltman, Weinberg & Reis, your best option is to repay or settle the obligation. When you come to an agreement, you’ll no longer need to worry about a judgment and wage garnishment. Follow our simple guide and move on from what is likely a frustrating experience.

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