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Palisade Legal Group Debt Settlement Reviews

Dena Standley | April 11, 2024

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Fact-checked by George Simons, JD/MBA

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD/MBA. In his spare time, George likes to cook, because he likes to eat.

Summary: If you’re in a financial hole, you may seek help from a debt settlement company like Palisade Legal Group. But debt settlement companies are risky, according to some consumer protection experts. As a result, it might be a good idea to avoid working with Palisade Legal Group and settle the debt yourself.

If you are considering using Palisade Legal Group for debt settlement, it is crucial to realize you may be left in the same financial hole you're trying to escape by debt settlement companies that overpromise and underdeliver. SoloSettle can help you settle your debt on your own.

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Is Palisade Legal Group legit?

Yes, Palisade Legal Group is a legit debt settlement company that provides attorney-represented debt negotiation options. You can contact Palisade Legal Group at the following:

  • Phone number: 833-960-1044
  • Address: 1101 Pennsylvania Ave NW, Ste. 300, Washington, DC 20004
  • Email: Info@palisadelegalgroup.com

According to consumer complaints, Palisade Legal Group doesn't always handle debt settlement well, as evidenced by the complaint below from the company's BBB page (edited for clarity).

“I signed up for this in September 2022. I have made four payments to Palisades Legal Group so far. Nothing has been done except ruining my credit score…..where I could've taken care of this myself. They have not made any payments to my creditors that they're supposed to be helping me with. They told me to not make any payments, and so now I'm delinquent, and my credit scores are being tarnished severely because of this. I got myself into this mess, and I can do a much better job getting myself out, but I gave them the benefit of the doubt, and I am very dissatisfied.”

How Palisade Legal Group debt settlement works

Palisade Legal Group claims they can settle their clients' unsecured debts for pennies on the dollar. Sometimes, the company might tell you to pay it directly rather than your creditors. Funds are kept in an account managed by Palisade Legal Group.

When your account has sufficient funds, and the debt settlement company agrees, they negotiate lump-sum settlements with your creditors.

Palisade Legal Group often pays itself and its creditors from the account. They will charge you a percentage of the money you originally owed and a set-up fee.

Palisades Legal Group debt settlement might hurt your debt

You might consider working with debt settlers to resolve all or a portion of your debt if you struggle financially and max out your credit cards. You can benefit by settling debt, such as easing some of your financial responsibilities and keeping your finances in good shape. Still, there are also some downsides to consider about Palisades Legal Group.

Your debt grows

You might not realize that Palisade Legal Group will add interest and fees to your debt if you stop making payments. In most cases, the debt settlement process takes two to four years. During that time, interest and fees may accumulate on your accounts.

Additionally, the company might not inform you that your credit will suffer significantly as the credit reporting agencies will report the missed payments.

Creditors may not settle with you

Also, most debt settlement companies will not tell you that your creditors don't have to accept a lower amount than they're owed to settle the debt or that many creditors won't accept a settlement.

Working with a debt settlement company may increase your creditors' motivation to go after you and file a lawsuit sooner than they otherwise would.

Take control of your debt with SoloSettle

Even if the Palisade Legal Group settles your debt, you will pay a substantial sum for their services. With SoloSettle, you take matters into your own hands and settle your debts for good. SoloSettle is a tech-based approach to debt settlement. Our software sends and receives settlement offers so you don't have to deal with creditors or debt collectors directly.

In addition, you don't have to worry about your financial information being compromised when you work with SoloSettle because we manage your debt settlement agreement documentation and transfer your settlement payment for you.

SoloSettle differs from other debt settlement services in the following ways:

  • For most debt settlement companies, you must owe at least $7,500. Some debt settlement companies require an even higher minimum debt. But the size of a debt does not matter when using SoloSettle, and you are kept informed at each stage of the settlement negotiation process.
  • Fees are completely transparent.
  • SoloSettle is powered by SoloSuit, which offers more services to help you manage debt. These services include responding to a debt lawsuit and the Debt Validation Letter.
  • SoloSettle protects your financial privacy by transferring your settlement payment to debt collectors for you.

To learn more about how to settle a debt on your own, check out this video:

What is Solo?

Solo makes it easy to resolve debt with debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.

No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

Negotiate debt settlement on your own

Hiring a debt settlement attorney can be expensive. Luckily, you don't need an attorney to be able to settle your debt.

We wanted to learn more about how to negotiate debt settlement, so we asked a debt lawyer to share some tips and tricks on how to settle with creditors and debt collectors. Here are some tips on debt settlement from an attorney:

  • Show Hardship and Other Debts: Demonstrate financial struggles and other obligations, like other debts or inability to garnish Social Security, to encourage settlement.
  • Avoid Lowball Offers: Propose realistic settlement amounts; too low offers are likely to be rejected.
  • Know Who To Call: When negotiating debt settlement, you will typically contact the debt law firm, not the creditor or debt collector suing. The attorney acts as a middleman between the two parties.
  • Be Prepared for Counteroffers: Expect negotiation and be ready to adjust your offer accordingly.
  • Provide Accurate Financial Information: Be truthful about your financial situation, as creditors often have detailed information about you.

Watch the full interview on how to settle debt with attorney, John Skiba, below:

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Civil law legal definitions

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It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.


"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather



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