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Debt Collection Ageny List (2022)

Dena Standley | October 19, 2022

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Is a debt collection agency contacting you about a debt you owe? Here's SoloSuit's list of debt collection agencies and some tips on how to stop them.

The United States has over 7023 debt collection agencies. The $18.8 billion industry generates more fraud reports to the FTC than any other industry does. Abusive debt collection practices hurt financially vulnerable consumers. Often, consumers pay collectors money they don't owe, falling deeper into debt.

It's normal to wonder if the collection agency you're dealing with is legitimate. Below, we have listed some of the major debt collections agencies across the country, their contact information, and their BBB rating.

Major Debt Collection Agencies 2022

BBB Rating Agency Adress Phone number
C+ Absolute Resolutions Investments LLC Bloomington, MN 5543

8000 Norman Center Dr. #350

(800) 713-0670

(800) 877-8339

A+ Accredited Collection Services 714 Tara Plz

Papillion, NE 68046-2032

(402) 331-0103
A+ Alliance One 300 S Spring St

Los Angeles, CA 90013-1230

(877) 541-8420
A+ Amcol Clmbia 111 Lancewood Rd Columbia, SC 29210-7523 1-803-798-6370
A+ American Recovery Service 5118 Robert J Mathews Pkwy

El Dorado Hls, CA 95762-5703

(800) 398-6480
A+ Asset Acceptance LLC 9801 S 51st St

Phoenix, AZ 85044-5600

(480) 403-6400
A+ Asset Recovery Solutions 2200 E Devon Ave Ste 200

Des Plaines, IL 60018-4501

(888) 678-0087
A+ Associated Credit Services 115 Flanders Rd, Suite 140

Westborough, MA 01581-1087

(800) 531-6500
A- Autovest LLC P0 box 2247

Southfield, MI 48037

(800) 221-8160
A+ Bank of America 100 N Tryon St STE 220

Charlotte, NC 28202-4031

(800) 432-1000
A+ Cach LLC 6801 S. Cimmaron Road, Suite 424-H, Las Vegas, Nevada 89113 0673-90018171
A Capital One 15000 Capital One Dr

Richmond, VA 23238-1119

(800) 955-7070
NR Cavalry SPV I LLC 4050 E Cotton Center Blvd Ste 20

Phoenix, AZ 85040-8862

(914) 347-3440
A+ Cerastes LLC 1400 E. Touhy Ave., Ste. G2

Des Plaines, IL 60018-3338

(773) 902-1130
B+ Chase 8044 Montgomery Road

Suite 350

Cincinnati, OH 45236-2956

(513) 985-5000
F Colinfobur 202 N. Federal Hwy.

Lake Worth, FL 33460-3438

(800) 841-3314
A+ Covington Credit 315 Decatur Pike

Athens, TN 37303

(423) 744-9199
NR Credit One Bank 801 S Cimarron Rd

Las Vegas, NV 89113-2273

(877) 825-3242
A- Crown Asset Management 100 Breckinridge Blvd Ste 725

Duluth, GA 30096-7605

(770) 817-6700
A+ CTC Debt Collector PO Box 120568

Newport News, VA 23612-0568

(757) 223-5653
NR Cypress Financial Recoveries 478 Tehama St

San Francisco, CA 94103-4141

(415) 946-4185
A+ Delanor Kemper & Associates 448 Ralph David Abernathy Blvd SW # 11

Atlanta, GA 30312-2404

(404) 524-0891
B+ Eagle Loan of Ohio 1889 W Market St

Akron, OH 44313-6909

(330) 861-0700
C Educap PO Box 651118

Sterling, VA 20165-1118

(866) 398-7741
A+ Estate Information Services 70 Morrison Rd Ste 300

Gahanna, OH 43230-5324

(614) 322-2758
A+ FIA Card Services 1 Springfield Ave

Newark, NJ 07102-1406

(973) 848-4437
NR Forster & Garbus 60 Vanderbilt Motor Parkway

Commack, NY 11725-5710

(631) 393-9400
A+ Freshview Solutions PO Box 16365

Jacksonville, FL 32245-6365

(352) 266-4448
NR Fulton Friedman & Gullace LLP 27405 Van Dyke

Warren, MI 48093

(877) 496-4798
A- Harvest Credit Management 1776 Lincoln St Ste 900

Denver, CO 80203-1026

(303) 531-0631
A+ Howard Lee Schiff 111 Founders Plz

Hartford, CT 06108-3212

(860) 528-9991
NR Hudson & Keyse LLC 2711 N Haskell Ave STE 2100

Dallas, TX 75204-2933

Get Directions

(877) 565-4669
A Integras Capital Recovery LLC Cherry Hill, NJ 08034-1947 (856) 773-4724
B Javitch Block 700 Walnut St

Ste 300

Cincinnati, OH 45202-2011

(513) 744-9600
A- Jefferson Capital Systems LLC 16 McLeland Rd

Saint Cloud, MN 56303-2198

(800) 281-2793
A LVNV Funding Greenville, SC 29601-2165 (864) 248-8700
A+ Mannbracken 2325 Clayton Rd

Concord, CA 94520-2104

N/A
A+ Mariner Finance 8211 Town Center Dr

Nottingham, MD 21236-5904

(844) 338-2080
A+ Medicredit 111 Corporate Office Dr Ste 200

Earth City, MO 63045-1506

(800) 888-2238
NR Michael J Adams PC 3201 Cherry Ridge St Ste B205

San Antonio, TX 78230-4825

(210) 858-8360
A+ Michael J Scott 942 Zamora St. SE Palm Bay FL 32909

Fort Lauderdale, FL 33319-5767

(954) 394-9567
B+ Midland Funding LLC PO Box 101928

Birmingham, AL 35210-6928

(800) 265-8825
A+ Mountain Land Collections 852 E 1050 S

American Fork, UT 84003-3798

(801) 492-1596
A- MRS Associates 1930 Olney Ave

Cherry Hill, NJ 08003-2016

(888) 334-5677
A+ Mullooly, Jeffrey, Rooney & Flynn 6851 Jericho Tpke Suite 220

Syosset, NY 11791-4449

(516) 759-2200
F National Collegiate Trust 237 Park Avenue, Suite 21

New York, NY 10017

N/A
B Nationstar Foreclosure 800 State Highway 121 Bypass

Lewisville, TX 75067

(877) 783-7480
A+ NCEP LLC 112 N Curry St

Carson City, NV 89703-4934

(866) 678-4153
F Northstar Capital Acquisition 3350 Riverwood Pkwy SE STE 1900

Atlanta, GA 30339-3372

(678) 672-0109
A+ NRC Collection Agency 6491 Peachtree Industrial Blvd

Atlanta, GA 30360-2100

N/A
A+ OneMain Financial 601 NW Second St.

Evansville, IN 47708

Get Directions

(812) 424-8031
A+ Palisades Collection LLC 210 Sylvan Avenue

Englewood Cliffs, NJ 07632

(201) 567-5648
A+ Pallida LLC 2615 NE Amberglen Pkwy

Hillsboro, OR 97124-7695

(503) 466-5000
D Paragon Revenue Group 216 Le Phillip Ct NE

Concord, NC 28025-2954

(800) 868-1899
A+ PayPal Synchrony Card PO Box 5138

Timonium, MD 21094

(866) 528-3733
A+ Pinnacle Collections Agency PO Box 130848

Carlsbad, CA 92013-0848

(760) 929-6685
A+ PMAB LLC 4135 Southstream Blvd STE 400

Charlotte, NC 28217-4636

(704) 553-7144
A+ Portfolio Recovery Associates 120 Corporate Blvd STE 1

Norfolk, VA 23502-4952

(757) 519-9300
A+ Provest Law 7702 Woodland Center Blvd STE 100

Tampa, FL 33614-2425

(813) 877-2844
A+ PYOD LLC 55 Beattie Pl Ste 110

Greenville, SC 29601-5115

(864) 248-8700
NR Regents and Associates 2650 Fountain View Dr. Ste 233

Houston, TX 77057-7669

(713) 490-7076
A+ Reunion Student Loan Finance Corporation 105 1st Ave SW

Aberdeen, SD 57401-4104

(605) 622-4400
A+ Revenue Group 3711 Chester Ave Ste 200

Cleveland, OH 44114-4623

(216) 763-2100
A+ RSIEH 250 N Sunny Slope Rd Ste 300

Brookfield, WI 53005-4824

(866) 456-3744
NR Salander Enterprises LLC 225 S Executive Dr.

Brookfield, WI 53005-4257

N/A
A+ Second Round Sub LLC 1701 Directors Blvd Ste 900

Austin, TX 78744-1098

(512) 448-2600
A+ Security Credit Services 306 Enterprise Dr.

Oxford, MS 38655-2762

(866) 699-7889
NR Sherman Financial Group 163 Shore St

Falmouth, MA 02540

Get Directions

(508) 548-0085
A+ Suttell and Hammer Bellevue, WA 98004-1446 (425) 455-8220
A+ SYNCB/PPEXTR 950 Forrer Blvd.

Kettering, OH 45420

(866) 419-4096
A+ Synchrony Bank 950 Forrer Blvd

Kettering, OH 45420-1469

(800) 250-5411
B T-Mobile 12920 SE 38th St

Bellevue, WA 98006-1350

(800) 937-8997
NR Target National Bank 3901 W 53rd St

Sioux Falls, SD 57106-4216

(888) 755-5856
A+ Transworld Systems 500 Virginia Dr. Ste 514

Ft Washington, PA 19034-2707

(877) 420-4789
A+ Tulsa Teachers Credit Union 3720 E 31st St

Tulsa, OK 74135-1507

(918) 749-8828
A+ UCB Collection 5620 Southwyck Blvd # 206

Toledo, OH 43614-1501

(866) 209-0622
A Velo Law Office 1750 Leonard St NE

Grand Rapids, MI 49505-5636

(616) 333-0707
B Velocity Investments 1800 State Route 34 Ste 305

Wall Township, NJ 07719-9168

(732) 556-9090
B Waypoint Resource Group 301 Sundance Pkwy

Round Rock, TX 78681-8004

(866) 447-4163
A+ Weinberg and Associates 1632 NW Hughwood Ct Ste 4

Roseburg, OR 97471-8881

(541) 672-1648
NR Wells Fargo 1 Montgomery St 2nd Fl

San Francisco, CA 94104-4505

(800) 869-3557
NR Wolpoff & Abramson Rockville, MD 20850-5777 N/A

A debt collection agency must always provide all the details

Be careful not to give any money until you are sure your debt is being paid and that you are not being scammed. Collections agencies must validate a debt within 5 days of contacting you about it, otherwise, they are violating the Fair Debt Collection Practices Act (FDCPA). Send a Debt Validation Letter to find out which creditor passed your debt on to the debt collection agency, exactly how much you owe, and if your debt is past the statute of limitations.

Make a debt collection agency prove your debt is valid

Under the FDCPA, all debt collection agencies must validate a debt within 5 days of contacting you about it. If you don't receive a debt verification from them that outlines information about the debt, you can mail a Debt Validation Letter which forces them to either validate it or cease collection efforts.

In order to validate a debt, a debt collection agency must provide the following information:

  • The amount of the debt.
  • The name of the creditor.
  • The collector will assume the debt is valid unless the consumer sends them a Debt Validation Letter within 30 days.
  • If you send the collector a Debt Validation Letter they will need to mail you validation of the debt.
  • If you send them a Debt Validation Letter they will need to mail you the name and address of the original creditor.

If you've been contacted about a debt that you don't owe, don't just sit back and wait for the collection agency to sue you. Fight back now by making them verify the debt.

SoloSuit can help you draft a Debt Validation Letter in minutes.

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.


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Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.


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