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What is InPhyNet Contracting Services?

Sarah Edwards | January 23, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: InPhyNet Contracting Services is a debt collection agency that focuses on collecting medical debt. If you’ve been contacted by someone from InPhyNet, it’s important to verify that the debt is yours, then use SoloSettle from SoloSuit to negotiate a debt settlement.

It started with just a phone call, but now InPhyNet Contracting Services is contacting you almost daily. According to the company, you owe debt on some prior medical bills, and if you don’t pay soon, you could be facing a legal battle. But at this point, you’re not even sure if the company is legit, or some type of scam. Thankfully, you have options.

Here’s everything you need to know about InPhyNet Contracting Services, LLC and how to respond to them.

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What is InPhyNet Contracting Services, LLC?

InPhyNet Contracting Services, LLC — otherwise known as InPhyNet TeamHealth Southeast — is a debt collection agency operating out of Tamarac, Florida. Though the company handles debt from varying industries, it primarily focuses on medical debt.

If you’ve been contacted by someone from InPhyNet Contracting Services, it may be because you have owed a past medical bill, and your original creditor sold your debt to InPhyNet.

Is InPhyNet Contracting Services a legit company?

Is InPhyNet Contracting Services a scam? No, not at all. InPhyNet Contracting Services is a legitimate debt collection company — and one that you should take seriously.

That said, InPhyNet Contracting Services has a less-than-stellar reputation. It is not accredited by the Better Business Bureau (BBB), and as of January 2024, it’s currently ranked “F” with dozens of customer complaints and even more complaints listed with the Consumer Financial Protection Bureau (CFPB) database.

Many of the complaints allege that InPhyNet Contracting Services is contacting the individual about illegitimate debt, which is why it’s vital to validate your debt before pursuing the matter further.

Know how to get in touch with InPhyNet Contracting Services

How do you contact InPhyNet Contracting Services’ billing department? Unfortunately, the company doesn’t seem to have a website. It has been known to call from numbers like 561-495-3115.

The Better Business Bureau lists InPhyNet Contracting Services’ phone number as 954-475-1300. You can reach them by mail at InPhyNet Contracting Services, LLC, 5870 Hiatus Rd. Ste 200, Tamarac, FL 33321.

However, the company seems to have a limited web presence. This may be a solid reason to deal with the company through an intermediary tool such as SoloSettle, which will help you avoid having to deal with the company directly.

Has InPhyNet Contracting Services, Inc. threatened you with a lawsuit? Here are some tips for drafting a response:

Learn 6 tips for drafting the Answer in a debt collection lawsuit.

I’ve been contacted by InPhyNet Contracting Services. Now what?

Debt collection agencies know how to dial up the pressure to get you to admit that the debt is yours or to make a “good faith” payment on the spot. Don’t give in. Here’s what you can do instead.

Assert your rights

American consumers are protected against aggressive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from such practices as:

  • Contacting you multiple times per day.
  • Calling you prior to 8 a.m. or after 9 p.m.
  • Contacting your friends, family members, or coworkers about your debt.
  • Failing or refusing to identify themselves as a debt collector.
  • Contacting you even after receiving a Cease and Desist Letter.
  • Refusing to validate your debt.
  • Using offensive or vulgar language.
  • Threatening to arrest you for failing to pay your debt.

If a debt collector from the agency violates any of the conditions above, you can report InPhyNet Contracting Services to the Federal Trade Commission (FTC) using the FTC website or by calling 877-382-4357.

Alternatively, you may report violations to the CFPB through the CFPB’s website or by calling 855-411-2372.

Make InPhyNet validate your debt

Never pay a dime to a debt collector until you’re sure the debt is truly yours and that the amount is accurate. Insist that InPhyNet Contracting Services send you information about the debt, such as:

  • Identifying the original creditor.
  • Listing the original debt amount.
  • Documenting any previous payments.
  • Calculating the debt remaining.
  • Providing clear evidence that the debt is yours.
  • Distinguishing between your responsibilities and your insurance provider.

By requesting validation, the debt collector may back off. If they fail to validate the debt, it’s a clear violation of the FDCPA. But if they can prove that the debt is yours, you can move on to your next steps.

Use SoloSuit to ask InPhyNet to verify that the debt is yours.

Resolve your debt with InPhyNet Contracting Services

Assuming InPhyNet Contracting Services is able to prove that the debt is yours, your next step is to resolve the debt once and for all. Usually, the best way to do that is to devise a settlement agreement that allows you to resolve your debt for a lower amount than what you currently owe.

SoloSettle makes it easy to start the negotiation process. When you use SoloSettle, you won’t have to interact directly with InPhyNet Contracting Services. You’ll simply use the SoloSettle software to send and receive settlement offers until you come to an agreement, and you only pay once you reach a solution.

What’s the best way to negotiate a lower settlement amount? Start by agreeing to pay 60% or less of the original debt. InPhyNet Contracting Services may reject this initial offer, but you can go back and forth until you reach a mutually agreeable settlement amount.

Let’s look at an example.

Example: Stanley has been receiving phone calls from InPhyNet Contracting Services for over two weeks. He thought it was a scam until he realized that they were asking about medical debt from roughly a year ago. Stanley pushed back, insisting that the company verify that the debt was his. Unfortunately, it was, and Stanley was being asked to pay for the portion of his bill that his insurance provider didn’t cover. The good news is that Stanely used SoloSettle, which allowed him to negotiate a lower settlement amount and pay less than what the agency had originally been seeking.


Start using SoloSettle today to settle your debt for less than what you owe.

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