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Here's how to block calls from 888-899-4332.
Summary: If you keep receiving calls from 888-899-4332 about a debt, SoloSuit can help you get them off your back. Here's everything you need to know.
Are you getting multiple calls from 888-899-4332? Do they ignore your request to stop calling? Probably because 888-899-4332 is the phone number of Transworld Systems Inc (TSI), a debt collection agency. Transworld Systems works with individuals, large organizations, and companies to help them collect outstanding debts from consumers.
The Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) have received countless complaints of harassment and unfair treatment by Transworld Systems Inc (TSI) agents. Other complaints regarding TSI’s calls range from:
Calling multiple times a day or leaving countless voicemails
Calling while at work, even after telling them you are in the office
Calling before 8 am and after 9 pm
Discussing the debt with the consumer’s family members, workmates, and friends
Persistent calls, even after requests to stop calling
Transworld Systems often assume consumers do not know their rights under the Fair Debt Collection Practices Act. TSI uses questionable tactics to collect debts, and you can take action against them. Today, we will help you discover what you can do to stop their calls. But first, how legitimate is Transworld Systems?
Is a call from 888-899-4332 legitimate?
Yes, a call from 888-899-4332 is a legitimate number used by TSI. Transworld Systems Inc. started in the early 1970s and has over 50 years of experience collecting debts. It boasts of recovering about $6 billion in consumer debt for over 60,000 clients in the last decade.
Although Transworld Systems is not Better Business Bureau accredited, it has an A+ rating and 1.27-star rating on its BBB profile, with over 560 complaints listed. TSI has multiple locations, including a branch in Virginia with a Google rating of 1.3.
How to spot a fake Transworld Systems debt collector on a call
Not all callers claiming to be Transworld Systems debt collectors are legitimate. Transworld Systems uses several numbers to call consumers, and fake debt collectors take advantage of this loophole. They use the company's name to scam you. You will notice the following discrepancies while talking to a fake TSI debt collector:
Gives you vague information about themselves, and if you press for more details, they get upset, threaten you, or hang up.
Ask for your personal information; they would already have it if they were legitimate TSI debt collectors.
Insists you send the money using non-traceable methods, such as a gift card or money transfer.
Pressures you to act immediately, or you will experience serious repercussions such as receiving a lawsuit, being arrested, or confiscating your driving license.
If you ever find yourself in any of the above situations, hang up and submit a complaint on the CFPB website or call 855-411-2372. You may also report them to the Fair Trade Commission online platform or call 877-382-4357.
Stop Transworld Systems from calling
Transworld Systems is an aggressive debt collection agency. They will use all available options to prompt you to pay the debt. Ignoring TSI’s calls without a plan will get you into more problems with them, the credit companies, or the courts. CFPB and FTC guidelines give you legal options to stop TSI calls:
Request TSI to stop calling and ask them to use email to contact you. Afterward, you can also block the number and send them an email informing them of the action you took.
Send them a cease-and-desist letter if they continue calling after making the request. Under federal law, TSI can receive fines and penalties if they do not stop after receiving this letter.
Request for debt validation by sending SoloSuit's Debt Validation Letter. The law requires them to stop calling until they send the letter and give you time to respond.
Ask for your credit report from Equifax, Experian, and TransUnion. This document will help you check if they have wrongfully added a debt you do not owe or quoted the wrong amount.
Dispute the debt TSI has quoted by sending a debt dispute letter to the three credit bureaus. If TSI does not prove the debt is yours, they should delete the debt from your reports and stop calling.
If Transworld Systems sues you for debt, fight back and win
Dealing with experienced debt collectors can be frustrating and cause financial stress. Contacting an attorney or using legal documents drafted by lawyers will promptly help you address the challenge. That being said, finding an attorney is pricey and challenging, especially for suits that involve smaller amounts of money.
You can represent yourself with the help of SoloSuit.
After Transworld Systems serves you the Summons and Complaint, you should promptly file a written Answer with the court. Ignoring the lawsuit might be tempting, but it can lead to a default judgment being entered against you, which can cause you major financial issues like wage garnishment.
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
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You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
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And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather