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How to Resolve a Debt with Alltran Health

George Simons | January 23, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: To settle debt with Alltran Health (RMP), verify the debt is yours, negotiate a settlement for less than owed, secure a written agreement, and pay the settlement. Use SoloSettle to help with all these steps and more.

You may wonder how to proceed if you owe a debt and have been contacted by Alltran Health (Receivables Management Partners, RMP). You're not alone. The FTC estimates that debt collection agencies make at least 1 billion contacts in the US yearly to get consumers to pay what they owe. Most of these contacts are phone calls.

The best way to react to debt collection is to be proactive. Begin by determining that the account belongs to you. If the debt is not yours, Alltran will delete it. If it is a legitimate account you have defaulted on, explore your options to resolve it as soon as possible. Below is more information about Alltran Health and how to resolve debt collection contacts with the company.

Negotiate with Alltran Health to settle your debt for less.

Settle debt with Alltran Health

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

Settle with SoloSettle

Who is Alltran Health?

On January 1, 2020, Alltran Health rebranded as RMP (Accounts Receivables Partners). The privately owned company, headquartered in Indianapolis, IN, is a Meduit RCM Group member. It collects past-due debt for its customers from its six locations and employs over 500 people.

You may contact the agency with the Alltran Health phone number or other contact information below:

  • Phone number: (800) 466-1320
  • Address: PO Box 630844, Cincinnati, OH 45263-0844

The website lists separate contact information depending on your account type/number.

Who does Alltran Health collect for?

RMP collects for medical practitioners. According to its website, it currently serves about 200 hospitals and over 30,000 physicians across the United States. It prides itself on converting receivables into cash quickly, which is a fancy way of saying it makes patients pay off their accounts fast.

Read Alltran Health’s reviews online

Online reviews make it convenient to know what your peers say about a specific company. Read Alltran’s customer reviews on the company’s Better Business Bureau profile (BBB) or the Consumer Financial Protection Bureau’s website.

How do I engage with the debt collector at Alltran Health?

Start by answering debt collection calls. Although this may be the last thing you want to do, picking up the phone can reduce the number of subsequent contacts. For example, after you have spoken to the debt collector, they may not call you about the same account within that week. Keep details of your conversation with the Alltran Health representative in writing. The record provides a reference for when you are calm enough to deal with the matter.

If you immediately recognize the account and the balance is correct, make arrangements to pay it off. If you cannot afford to pay in full, check the section below on how to settle. First, though, let’s discuss what to do if the debt is unfamiliar or you spot inaccuracies.

Send a debt validation letter to Alltran Health collectors

If you do not recognize the account or think the amount is wrong, write a debt validation letter to the agency asking that they validate the debt. Alltran has up to a month to send you papers proving your account ownership. As you wait, go through your pending bills because, although you may not have signed a contract with Alltran, your physician may have transferred your account to them.

Carefully review the information they send when they validate the debt. Is the amount correct? Has the debt reached the statute of limitations? Does the debt legitimately belong to you? If you believe the debt is valid, it’s time to move toward settlement negotiation.

Sued by a collector? Make the right defense with SoloSuit..

Be aware of your rights under the FDCPA.

Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1978 to protect consumers. According to the FDCPA, debt collectors like Alltran Health (RMP) cannot do the following:

  • Call you outside of 8 am and 9 pm local time
  • Call you on the job if you say you cannot take calls
  • You can end the calls from collection agencies if you send a certified letter that tells them to stop calling you.
  • Fail to send you a written validation notice stating the money you owe, the creditor's name, and how to move forward with a dispute.
  • Threaten you with violence or use foul language.
  • Threaten you with arrest or imprisonment.
  • Discuss your debt details with friends and unauthorized family members.

Understanding these rights ensures you feel confident when finding a way to resolve the debt.

Be cognizant of the statute of limitations.

Debt collectors have a limited time to take legal action. The amount of time depends on the jurisdiction and the type of debt. This law governing this time limit is known as the statute of limitations.

The agency cannot get a judgment if the statute of limitations has expired. They could still try to collect, but if you don't pay, they will not sue. Remember that unpaid debt stays on your credit report for up to seven years from the date you last paid.

If you have an active delinquent account, try settling it with Alltran. You can settle the account even if a lawsuit is already ongoing. Just ensure you respond to the lawsuit within your state’s deadline. Watch the video below for more information.

How do I settle debt with Alltran Health?

Alltran may be willing to settle, but you must take the first step. Debt settlement is an agreement with someone you owe money to accept a percentage of what you owe and forgive the rest because you cannot afford the entire amount. In debt collection, this process involves making offers, substantiating your claims, negotiations, and payment of the agreed-upon amount. Let’s break down the process of how to settle debt into actionable steps.

  1. Go over your personal finances to determine the maximum amount you can offer to settle the debt with Alltran. Expect a counteroffer, so leave some room for negotiation.
  2. Make an offer explaining why you cannot afford to pay the debt in full and how much you are offering to settle the debt. Start lower than the maximum you can pay to leave room for negotiations.
  3. Once you’ve reached an agreement on the debt settlement amount and the terms of payment, make sure you receive a signed Settlement Agreement. Keep this for your records.
  4. Make your payment to Alltran Health.

SoloSettle lets you do all this on a web app that helps you negotiate with Alltran Health, tracks your communication with debt collectors, assists in reaching an agreement to settle, and manages the documentation of the agreement. When you are done, you can authorize payments on the app. This way, you are sure your money will go to the right company, and there will be no future disputes.

Settle with SoloSettle

Make an Offer

To learn more about how to negotiate with debt collectors like Alltran Health to settle your debt and avoid going to court, check out the video below.

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