Chloe Meltzer | October 19, 2022
Edited by Hannah Locklear
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Nobody wants to deal with an eviction notice. Here is SoloSuit's guide on eviction, reasons for it, and the eviction legal process.
Going through an eviction is never something a renter wants to deal with. However, eviction may be more common than you might think. Around three million renters were evicted between 2016 and 2018. After the pandemic, we can expect this to be true for even more people. However, some evictions can be avoided, so it is important to educate yourself on this process if you fear it may happen to you soon.
Eviction is often associated with a tenant being physically removed from their rental property. In reality, eviction is a legal process. A landlord can legally evict a tenant for one of three main reasons, which we will discuss later. Most landlords want to avoid evictions because it is a costly and lengthy process. In fact, there are specific processes that must take place that will eventually lead to an eviction. The process begins with an eviction notice, either in the form of a Pay or Quit Notice. The end result can be an Unlawful Detainer, which is carried out by local law enforcement.
Let's explore these ideas a little more.
Like we mentioned before, landlords are legally allowed to evict their tenant for one of these three reasons:
Because eviction can cost a landlord thousands of dollars, and span multiple weeks, it is not something a landlord wants to do. Additionally, an eviction is similar to a vacancy. After an eviction, a landlord will be required to find new tenants, screen them, and hope that they can afford the rent.
If a landlord can help it, they will avoid an eviction at all costs. This is why a discussion is usually the first step. Landlords typically approach the tenants and find a solution to avoid going to court.
When you are being evicted from a rented apartment, it is good to note that there are many costs that the landlord must pay. This makes it less desirable for a landlord to pursue an eviction. Costs of eviction include:
Generally, all these eviction costs equal to about $3,500. Even when a landlord wins a financial judgment against the tenant, it may not be possible to force you to pay your rent. It may end up simply as debt on your account. However, this can hurt your credit history.
Evictions are not only expensive for a landlord, but they are also time-consuming. In some cases, it can take anywhere from five weeks to three month for an eviction to be fully carried out. This is another thing that you have in your favor as a renter. In many cases, evictions can take even longer than average, lasting up to a year, which may give you time to partially pay your rent and stop the eviction.
In order for a landlord to carry out an eviction, they must first take several legal steps. These steps may vary, depending on which state you live in, but generally they include:
Pay or Quit notices are a formal warning that they are violating their lease by failing to pay rent. The notice will provide insights into what violations have been completed, as well as instructions for how to comply with the lease. It will also include how many days are available until the tenant must leave or before a lawsuit is filed.
Cure or Quit notices are a formal warning to tenants who are violating the lease in any other way besides failure to pay rent. With this type of notice, tenants are given a certain number of days to "cure" their misconduct before an eviction lawsuit is filed.
An Unconditional Quit notice requires that tenant vacate the property without having any chance to pay the missed rent or correct their bad behavior. This type of notice is usually only served to tenants with extreme misbehavior like chronically late or missed rental payments or some sort of criminal activity.
After one of the notices mentioned above is served, the tenant has a specific number of days to either comply with the notice or vacate. If they do not comply, then the eviction lawsuit may be filed. However, this does not mean that the tenant will be immediately physically removed, it only means that a lawsuit claiming forcible entry or unlawful detainer will be filed.
The forms filed to start a forcible detainer include:
As a tenant, if you are served with an eviction Summons, you need to follow the instructions listed on the document properly. After the eviction is filed through the court, a judge will review the documentation. They will also issue a decision. If you have to attend a hearing for the eviction, bring a copy of your lease, record of payments, or the reason why you did not pay. If you violated the lease in another way, be sure to have proper proof for your reason.
The final step in the eviction process is removing a tenant from the property. This involves removing belongings as well. After eviction has been awarded to the landlord, it is still not legal for the landlord to harass or intimidate the tenant to leave. Although it varies based on the city and state, if the tenant refuses to leave the property voluntarily, usually the tenant cannot be forcibly removed. Some states allow for personal belongings to be removed by the landlord, while others require them to be removed by the court process.
There are certain circumstances that may affect or lengthen the eviction process. For example, these might include accepting partial or full rent payments. This can often negate the eviction process. Therefore if you are being evicted, providing some form of rent payment may stop the process. Another option is to declare bankruptcy. At this point, the eviction process will be put on hold until bankruptcy proceedings are finalized.
You may have fallen behind on your rental payments because you are struggling with credit card or other types of debt. If you are being bothered by debt collectors constantly, or if you are being sued for a debt you owe, SoloSuit can help you take a stand and fight back.
When a debt collector first contacts you about a debt you supposedly owe, try to respond by sending a Debt Validation Letter. This letter is a formal request to the collector to show proof you owe the debt, stop contacting you for any other reason, and report the debt as disputed. Many debt collectors cease collection efforts after receiving a letter like this.
On the other hand, if you've been sued for a debt you owe, the first step to winning in court is to respond to the debt lawsuit with a written Answer. Check out this video to learn more about how to draft an Answer to a debt collection lawsuit:
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
Is your credit card company suing you? Learn how you can beat each one.
Going to Court for Credit Card Debt — Key Tips
How to Negotiate Credit Card Debts
How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
Need more info on statutes of limitations? Read our 50-state guide.
Why do debt collectors block their phone numbers?
How long do debt collectors take to respond to debt validation letters?
What are the biggest debt collector companies in the US?
Is Zombie Debt Still a Problem in 2019?
If a car is repossessed, do I still owe the debt?
Is Portfolio Recovery Associates Legit?
Is There a Judgment Against Me Without my Knowledge?
Should I File Bankruptcy Before or After a Judgment?
What is a default judgment?— What do I do?
Summoned to Court for Medical Bills — What Do I Do?
What Happens If Someone Sues You and You Have No Money?
What Happens If You Never Answer Debt Collectors?
What Happens When a Debt Is Sold to a Collection Agency
What is a Stipulated Judgment?
What is the Deadline for a Defendants Answer to Avoid a Default Judgment?
Can a Judgement Creditor Take my Car?
Can I Settle a Debt After Being Served?
Can You Appeal a Default Judgement?
Do I Need a Debt Collection Defense Attorney?
Do I Need a Payday Loans Lawyer?
Do student loans go away after 7 years? — Student Loan Debt Guide
Am I Responsible for My Spouses Medical Debt?
Should I Marry Someone With Debt?
Can a Debt Collector Leave a Voicemail?
How Does Debt Assignment Work?
What Happens If a Defendant Does Not Pay a Judgment?
How Does Debt Assignment Work?
Can You Serve Someone with a Collections Lawsuit at Their Work?
How Many Times Can a Judgment be Renewed in Oklahoma?
Does Debt Consolidation Have Risks?
What Happens If You Avoid Getting Served Court Papers?
Does Student Debt Die With You?
Can Debt Collectors Call You at Work in Texas?
How Much Do You Have to Be in Debt to File for Chapter 7?
What Is the Statute of Limitations on Debt in Washington?
How Long Does a Judgment Last?
Can Private Disability Payments Be Garnished?
Can Debt Collectors Call From Local Numbers?
Does the Fair Credit Reporting Act Work in Florida?
The Truth: Should You Never Pay a Debt Collection Agency?
Should You Communicate with a Debt Collector in Writing or by Telephone?
What Happens After a Motion for Default Is Filed?
Can a Process Server Leave a Summons Taped to My Door?
Need help managing your finances? Check out these resources.
How to Make a Debt Validation Letter - The Ultimate Guide
How to Make a Motion to Compel Arbitration Without an Attorney
How to Stop Wage Garnishment — Everything You Need to Know
How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
Defending Yourself in Court Against a Debt Collector
Tips on you can to file an FDCPA lawsuit against a debt collection agency
Advice on how to answer a summons for debt collection.
Effective strategies for how to get back on track after a debt lawsuit
New Hampshire Statute of Limitations on Debt
Sample Cease and Desist Letter Against Debt Collectors
The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah
West Virginia Statute of Limitations on Debt
What debt collectors cannot do — FDCPA explained
Defending Yourself in Court Against Debt Collector
Arkansas Statute of Limitations on Debt
Youre Drowning in Debt — Heres How to Swim
Help! Im Being Sued by My Debt Collector
How to Make a Motion to Vacate Judgment
How to Answer Summons for Debt Collection in Vermont
North Dakota Statute of Limitations on Debt
ClearPoint Debt Management Review
Indiana Statute of Limitations on Debt
Oregon Eviction Laws - What They Say
CuraDebt Debt Settlement Review
How to Write a Re-Aging Debt Letter
How to Appear in Court by Phone
How to Use the Doctrine of Unclean Hands
Debt Consolidation in Eugene, Oregon
Summoned to Court for Medical Bills? What to Do Next
How to Make a Debt Settlement Agreement
Received a 3-Day Eviction Notice? Heres What to Do
How to Answer a Lawsuit for Debt Collection
Tips for Leaving the Country With Unpaid Credit Card Debt
Kansas Statute of Limitations on Debt Collection
How to File in Small Claims Court in Iowa
How to File a Civil Answer in Kings County Supreme Court
Roseland Associates Debt Consolidation Review
Do Debt Collectors Ever Give Up?
Can They Garnish Your Wages for Credit Card Debt?
How Often Do Credit Card Companies Sue for Non-Payment?
How Long Does a Judgement Last?
How Long Before a Creditor Can Garnish Wages?
How to Beat a Bill Collector in Court