Velocity Investments LLC Is Suing Me: How to Settle

Edited by Hannah Locklear

If you were named as a defendant in a lawsuit filed by Velocity Investments LLC, your mind is probably inundated with questions or concerns, most importantly, “What steps can I take to beat Velocity Investments LLC in court?” SoloSuit can help you respond to the debt collection lawsuit. The information provided below offers key insights and advice on how to effectively defend and fight against Velocity Investments LLC in court.

What is Velocity Investments LLC?

Velocity Investments, LLC is a national purchaser of delinquent consumer debts. The company was formed in Wall, New Jersey in 2003. Velocity Investments LLC boasts that it uses a “comprehensive collection strategy” aimed at turning “distressed receivables to cash.” This is basically debt collector lingo for hounding consumers relentlessly and taking them to court in the hopes of breaking them down to the point where they pay the delinquent debt.

In other words, Velocity Investments specializes in purchasing old debt from creditors (banks, credit card companies, etc.) and then suing the people who owe the debt to make a profit. Velocity usually purchases the debt for less than 20% of the original amount, which means that they make a huge profit when consumers pay the amount off in full.

For this reason, you should investigate the debt by sending a Debt Validation Letter and look into settlement options before paying Velocity Investments anything. Here's everything you need to know about it.

Send Velocity Investments LLC a Debt Validation Letter

The FDCPA requires Velocity Investments LLC to provide validation of a debt within 5 days of attempting to collect it. The debt validation should include these five points:

1. The amount of the debt.
2. The name of the creditor.
3. The collector will assume the debt is valid unless the consumer sends them a Debt Validation Letter within 30 days.
4. If you send the collector a Debt Validation Letter they will need to mail you validation of the debt.
5. If you send them a Debt Validation Letter they will need to mail you the name and address of the original creditor.

When you send a Debt Validation Letter to Velocity Investmnents, they must cease all collection efforts until they have officially validated the debt. Many debt collection agencies give up after receiving such a letter, so it's a great tool to use if you have debt collectors breathing down your neck.

SoloSuit can help you draft a professional Debt Validation Letter in minutes, which will help you fight off Velocity Investments. To learn more about how to draft a Debt Validation Letter, check out this video:

Contact Velocity Investments LLC at this phone number and address

If you have decided to request a debt validation from Velocity Investments, you can reach them at the following phone numbers and address:

Phone: (732) 556-9090
Toll Free: (800) 558-4027

Address:
Velocity Investments LLC
1800 Route 34N, Suite 305
Wall, NJ 07719

Website:
info@velocityrecoveries.com

Check out these Velocity Investments LLC reviews and consumer complaints

Since the company was formed, Velocity Investments LLC has been the subject of multiple complaints filed with the Better Business Bureau and Consumer Financial Protection Bureau alleging multiple violations of the Fair Debt Collections Practices Act (FDCPA). Some of the most commonly cited violations include failing to provide debt verification and attempting to collect debts from people who did not actually owe them any money.

Velocity Investment's BBB profile only has 1 out of 5 stars, and clearly unhappy about their experiences with the company. For example, one consumer explained that Velocity kept calling him about a debt from 20 years ago. When the consumer asked Velocity to mail documentation of the debt, they refused but said they would reduce the debt if he paid it off in the next 30 days. This is a pretty huge red flag for many reasons, but most because the debt was probably way past the statute of limitations on debt.

If you have experienced similar issues, you should learn more about your consumer rights under the FDCPA. You could fight back and end up earning money from Velocity.

You may be able to pursue compensatory damages against Velocity Investments LLC

In addition to defending against a lawsuit filed by Velocity Investments LLC, you have the option to go on offense by filing a counterclaim against this debt collection company. You can go on offense by filing a counterclaim pursuant to the aforementioned FDCPA.

Consumers have the right to file a lawsuit for alleged violations of the FDCPA, such as receiving collection calls before 8:00 AM or after 9:00 PM. If you prevail in this counterclaim, you could be entitled to statutory damages of $1,000, plus punitive and economic damages.

Respond to the lawsuit filed by Velocity Investments LLC

If you get served with a Summons and Complaint by a representative of Velocity Investments LLC, the first step to beating them is to file a written Answer with the court.

One of the most common mistakes people make when they are sued by debt collection companies like Velocity Investments LLC is failing to actually respond to the Summons and Complaint. Whether you actually owe the debt or believe you were sued by mistake, you need to respond to the claims made by Velocity Investments LLC. In legal terms, your response to the Complaint is known as an Answer.

Here are 6 handy tips to help you draft the best debt lawsuit Answer possible. To learn more about these 6 tips, check out the video below:

1. The Answer isn't the place to tell your side of the story in detail: At this stage in the lawsuit, the burden of proof is not on you. This means that you don't have to elaborately explain your side of the story. In fact, doing so can actually hurt your case. Let the plaintiff (in this case, Velocity) prove their claims. All you have to do is respond to each claim listed in the Complaint.
2. Deny Deny Deny: Most attorneys recommend that you deny as many of the claims against you as possible. Denying is kind of like saying, “prove it,” which requires more work and documentation on Velocity's end. If Velocity Investments doesn't have enough evidence to prove you owe the debt, it will likely dismiss the case altogether.
3. Include defenses: You should include a section in your Answer where you state your affirmative defenses. These are short statements that are reasons Velocity doesn't have a case against you. For example, the debt may be past the statute of limitations, you may be sued in the wrong state or county, and you may not have received a Summons notifying you of the lawsuit. These are all common affirmative defenses that can strengthen your case.
4. Use standard formatting or “style”: Your Answer should be clean and professional, with standard font, font size, and formatting. It should include a caption that states the court information, parties, and case number.
5. Include certificate of service: The certificate of service is a short statement at the end of a legal document that certifies the document was actually sent to the opposing party. It should include the address that was used and the manner in which it was sent. So, you should certify that you sent the Answer to the attorney representing Velocity Investments with the address listed on the Summons document.
6. Sign it: Almost all courts require a signature at the end of the Answer. Without an Answer, the court will most likely reject the document. Make sure to double check whether your court accepts electronic signatures or not.

SoloSuit can help you file an Answer in all 50 states.

Avoid default judgment if Velocity Investments LLC is suing you

Filing an Answer is so important because failing to do so will enable Velocity Investments LLC to file a motion to obtain a default judgment against you. If a default judgement is entered by the Court against you, Velocity Investments LLC will be authorized to garnish your wages, take money from your bank account, collect attorney's fees and court costs, and seize your personal property.

Another important reason to respond to the lawsuit is because many debt collection companies like Velocity Investments LLC are assuming you will not file an Answer to the Summons and Complaint. This is because the vast majority of people fail to respond. As a result, when you take the time to provide a response, it actually catches many debt collectors off guard and could even create an opportunity to reach a settlement or out-of-court resolution with the debt collector

Make Velocity Investments LLC prove that you actually owe the alleged debt

There is a very good chance the debt claimed in the lawsuit has been packaged, sold and resold before the current debt collection agency, such as Velocity Investments LLC, purchased it and is suing you to try and collect on it. As a result, a strategy for challenging the lawsuit is simply requesting that the debt collection company provide the original signed agreement and a balance on the account from zero to present. In many instances, the debt collection company only has a portion of the statements and likely will not have access to the original signed agreement.

Make Velocity Investments LLC prove the lawsuit was filed within the statute of limitations

As mentioned earlier, many debt collection companies (including Velocity Investments LLC) assume most people will not actually respond to the collections lawsuit and they will obtain a default judgment. As a result, there are many instances when the debt collection company fails to actually take the time to confirm that they can legally sue you for the debt. Keep in mind that if the applicable statute of limitations has expired, the debt collector is legally prohibited from suing you on the debt. In most states, a debt collector only has a finite amount of time to sue you for an alleged delinquent debt.

If it turns out that the statute of limitations expired, you can raise it as an affirmative defense that could enable you to file a motion to dismiss the lawsuit entirely.

SoloSuit helps you make the right defense the right way.

To learn more about how to effectively respond and defend against a debt collection lawsuit, use the tools and resources available through SoloSuit.

Settle debt with Velocity Investments LLC in 4 steps

Ready to settle your debt with Velocity Investments so you can leave your debt issues in the past and embrace a new financial future? Follow these four steps:

1. File an Answer to the lawsuit to avoid default judgment.
2. Send an offer to settle.
3. Send over hardship information.
4. Ask for a debt settlement agreement in writing.

Let's explore each step.

Step 1: File an Answer to the Velocity Investments lawsuit to avoid default judgment

Whenever you get sued, the first and most important step to take is to respond to the lawsuit before your state's deadline. If you fail to respond in time, you might lost your opportunity to the settle the debt because Velocity Investments might win by default judgment. With a judgment, collectorss interest in settling decreases substantially. But if you file an Answer into the case, you'll avoid this and buy yourself time to negotiate a settlement and set up a payment plan that works for you.

Step 2: Send Velocity Investments an offer to settle

The sooner you make an offer to settle, the closer you'll be to reaching an agreement. Sometimes, taking this step is the hardest part. To start, consider how much you can afford to send in a lump-sum, one-time payment. Evaluate your savings and resources (like family or friends) that could help with the payment. If a lump-sum payment doesn't work for your current financial circumstance, you can also offer to pay off the debt in monthly installments.

Once you've determined an appropriate settlement goal, send an offer to the lawyers representing Velocity Investments LLC (the attorney's information should be listed in the court documents you received). Start with a lower offer than your goal to give yourself room to negotiate.

If you are dealing with a debt buyer — someone like Velocity Investments who bought your debt from the original creditor — then they will probably accept a settlement between 1%–50% of the amount they're suing you for. On average, debt collectors buy debts for 8 percent of the face value of a debt. Meaning if they settle for 10 percent of the debt, they will earn 2 percent. If you are dealing with the original creditor, they will be less willing to settle for a low amount. You may be able to settle for 20%-70% of the debt.

Be prepared to receive a counteroffer, and don't get discouraged. This is totally normal, and it may take several rounds of negotiations before you reach a settlement that works for both parties.

Here are some tips for negotiating a settlement offer:

Step 3: Send your hardship information to Velocity Investments

Velocity Investment debt collectors aren't heartless. They are willing to work with consumers, especially if the consumer has faced unexpected financial hardship. You may need to send evidence of your hardship to Velocity's lawyers so they know how much you can actually pay to settle the debt. This evidence may include:

• You account information
• A hardship letter
• Proof of income (e.g., pay stubs, tax returns, letter from employer)
• Monthly expense list
• Recent bank statements
• Proof of hardship (e.g., medical bills, unemployment benefits statements, termination letter)
• List of other outstanding debts
• Asset information (e.g., property or vehicle values)

Sending over your financial hardship information will likely make the negotiation process easier. Just know that debt collectors aren't always your enemy. They may be willing to work with you to reach a reasonable agreement.

Step 4: Ask for a debt settlement agreement in writing

Once you've come to a mutual agreement, ask the lawyers to send over a debt settlement agreement in writing. This document should be filed with the court and outline the settlement terms and conditions, including the settlement amount, due dates, and statements declaring the delinquent debt will be reported as settled to the credit bureaus.

You can talk about settlement with debt collectors all day, but none of it is official until you have it in writing. In general, it's best practice to have all communications with debt collectors and their lawyers recorded.

To learn more about these four steps, watch the following video where we interview a consumer rights attorney and ask how to settle debt with collectors like Velocity Investments.

Overview of what you should do if you are sued by Velocity Investments LLC

Here is what you need to do if you receive a debt collection notice or debt collection lawsuit from Velocity Investments LLC:

• Take note of any phone calls made before 8:00 A.M. or after 9:00 P.M, any phone calls made to your place of work, and any use of vulgar or inappropriate language.
• File your Answer to the Summons and Complaint in a timely manner (typically within 20-30 days after being served with the lawsuit).
• In your Answer, make sure to raise affirmative defenses like the statute of limitations and demanding that the debt collection company provide proof of the specific amount owed.
• Consider filing a counterclaim for any violations committed by Velocity Investments LLC of the Fair Debt Collection Practices Act.
• Settle your debt with Velocity Investment. Send an offer and negotiate until you reach an agreement. Get the agreement in writing, and file it with the court.
• Use SoloSettle to negotiate a debt settlement that works for you.

Best of Luck!

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana
• Maine
• Maryland
• Massachusetts
• Michigan
• Minnesota
• Mississippi
• Missouri
• Montana
• Nebraska
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Carolina
• South Dakota
• Tennessee
• Texas
• Utah
• Vermont; Vermont (Small Claims court)
• Virginia
• Washington
• West Virginia
• Wisconsin
• Wyoming

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

• 11 Charter Communications
• AAA Collections
• Aargon Agency Inc
• Absolute Resolutions Investments LLC
• ACEI Collections
• Account Services
• Accredited Collection Services
• Accredited Collection Services
• Advanced Recovery Systems
• AES NCT
• AFNI Collections
• Alco Capital Group LLC
• Aldous and Associates
• Alliance Collections
• Alliance One
• Alliant Capital Management
• Alpha Recovery Corp
• Alltran Financial
• Alltran Health
• Alorica Inc.
• Amcol Clmbia in Court
• American Coradius International
• American Profit Recovery
• American Recovery Service
• Americollect
• AmSher Collection Services
• Apelles LLC
• AR Resources
• ARC Collections
• ARM Solutions
• Arrow Financial Services
• ARS National Services
• ARSC Debt Collectors
• ARS National Services
• ARstrat
• AscensionPoint Recovery Services
• Asset Acceptance LLC
• Asset Recovery Solutions
• Associated Credit Services
• Atlantic Credit and Finance
• Atradius Collections
• Automated Collection Services, Inc.
• Autovest LLC
• Avante USA
• Avantus
• AWA Collections
• Balekian Hayes
• Bay Area Receivables
• BCA Financial Services
• BC Services
• Benuck and Rainey
• Berlin-Wheeler
• Bluebonnet Financial LLC
• Bonneville Collections
• Bull City Financial
• Bureaus Investment Group
• Cach LLC
• Caine and Weiner
• Capio Partners
• Capital Accounts
• Capital Collections
• Capital Management Services
• CardWorks
• Carmel Financial/New Coast Direct
• Cavalry SPV I LLC
• CBCInnovis
• CBCS Collections
• CBE Group
• CBV Collections
• CCB Credit Services
• CCS Collections
• CCS Offices
• Central Mediation Services
• Central Portfolio Control
• Cerastes LLC
• Choice Recovery
• Choice Recovery Inc
• CKS Financial
• CKMS Financial
• Client Services
• CMRE Financial Services
• COAF
• Coast Professional
• Comenity Bank Debt Collection
• Commonwealth Financial
• ConServe Debt Collection
• Consumer Collection Management
• Contract Callers Inc
• Convergent Healthcare Recoveries
• Convergent Outsourcing
• Couch Conville & Blitt
• Covington Credit
• CRDT First
• Credco in Court
• Credence Resource Management
• Credit Bureau Systems
• Credit Control Corporation
• Credit Management Company
• Credit Management LP
• Credit Systems
• Credit Systems
• CSIEZPay
• CTC Debt Collector
• CVCS Debt Collection
• Cypress Financial Recoveries
• D&A Services
• Daniels, Norelli, Cecere & Tavel P.C.
• DCM Services
• Debt Recovery Solutions
• Delanor Kemper & Associates
• Department Stores National Bank
• Direct Recovery Associates
• Discover Collections
• Diversified Adjustment
• Diversified Consultants
• Diversified Recovery Bureau
• DNF Associates, LLC
• Dodeka LLC
• DRS Credit
• Dynamic Collectors
• Eagle Loan
• Eagle Accounts Group, Inc.
• Eastern Account System
• EduCap
• Ellington and Associates Collections
• Encore Capital Group
• Enerson Law
• Enerson Law LLC
• Enhanced Recovery Company
• EOS CCA
• ERC Collections
• ERSolutions
• Estate Information Services
• Equable Ascent Financial
• Everest Business Funding
• Executive Credit Management
• Faber and Brand
• Factual Data
• Falls Collection Service
• FBCS
• FCO Collections and Outsourcing
• FIA Card Services
• fin rec svc (Financial Recovery Services)
• First Federal Credit Credit Control
• First Financial Bank
• First Portfolio Ventures LLC
• First Progress
• FirstPoint Collection Resources
• Firstsource Advantage
• FMA Alliance
• FNB Omaha
• Forster & Garbus
• Franklin Collection Services
• Freedom Plus
• Freshview Solutions
• Frontline Asset
• Frost Arnett
• Fulton Friedman & Gullace LLP
• Galaxy International Purchasing, LLC
• GC Debt Collection
• GC Services
• General Revenue Corporation
• GLA Collections
• Glass Mountain Capital
• Glasser and Glasser
• Global Credit Collection Corp
• Global Trust Management
• GMAC Financing
• Golden 1 Credit Union
• Grant and Weber
• Grant Mercantile Agency
• Gulf Coast Collection Bureau
• Gurstel
• Halsted Financial Services
• Harris and Harris
• Harvard Collection
• Harvest Credit Management
• Helvey and Associates
• Hollis Cobb
• Holloway Moxley
• Hosto Buchan
• Howard Lee Schiff
• H&R Accounts
• HRRG
• Hudson & Keyse LLC?
• Hunter Warfield
• IC System
• Impact Receivables Management
• Innovative Recovery
• Integras Capital Recovery LLC
• Javitch Block
• JHPDE Finance 1 LLC
• JP Receivables Management Partners
• JPMCB card
• Kenneth Eisen and Associates
• KeyBank student loans
• Kinum
• Kirschenbaum, Phillips & Levy P.C.
• KLS Financial Services
• Kramer & Frank
• Lakeside Collection
• Lending Club
• Lincoln and Morgan Kabbage
• Linebarger Goggan Blair & Sampson LLP
• Lockhart Collection Agency
• LJ Ross Associates
• LTD Collections
• Malcolm S. Gerald and Associates
• Malen & Associates
• Mandarich Law Group
• Mannbracken
• Marcam Associates
• MARS Inc. Collections
• MBA Law
• MCA Management Company
• McCarthy, Burgess & Wolff
• Meade & Associates
• Medicredit
• Mercantile Adjustment Bureau
• Merchants Credit Association
• MGM Collections
• Michael J Adams PC
• Midland Funding LLC
• Mid-South Adjustment
• Monarch Recovery
• Monterey Financial
• Moss Law Firm
• Mountain Land Collections
• MRS Associates
• MRS BPO
• MSW Capital LLC
• Mullooly, Jeffrey, Rooney & Flynn
• Nathan and Nathan PC
• National Collegiate Trust
• National Credit Adjusters
• National Credit Care
• National Credit Systems
• National Enterprise Systems
• National Recovery Agency
• National Recovery Solutions
• Nationstar
• Nationwide Credit
• Nationwide Recovery Services
• Nationwide Recovery Systems
• NCEP LLC
• NCO Financial Systems Incorporated
• North American Recovery
• Northland Group
• Northstar Capital Acquisition
• Northstar Location Services
• NPAS
• NRC Collection Agency
• Oliver Adjustment Company
• Oliphant Financial, LLC
• Oportun
• P&B Capital Group
• PCB Collections Agency
• Palisades Collection LLC
• Pallida LLC
• Paragon Contracting Services
• Paragon Revenue Group
• Payday Loan Debt Collectors
• Pendrick Capital Partners
• Penn Credit
• Perdue Brandon
• Persolve LLC
• Phillips & Cohen Associates
• Phoenix Financial Services
• Pioneer Credit Recovery
• PMAB LLC
• PRA Group, Inc.
• Pressler, Felt & Warshaw LLP
• Prestige Services, Inc.
• Prince Parker and Associates
• ProCollect
• Professional Finance Company
• Progressive Management Systems
• Provest Law
• PYOD LLC
• Quaternary Collection Agency
• RAB Collection Agency
• Rash Curtis and Associates
• Radius Global SOL
• Radius Global Solutions
• Rawlings Company
• Razor Capital
• Real Time Resolutions
• Receivables Performance Management
• Regents and Associates
• Reliant Capital Solutions
• RentGrow
• Resurgent
• Resurgent Capital Services and LVNV Funding
• Revco Solutions
• Revenue Enterprises LLC
• Revenue Group
• RGS Financial, Inc.
• RMP LLC in Court
• RMP Services
• RS Clark and Associates
• RSIEH
• RSIEH
• RTR Financial Services
• Rubin & Rothman
• Salander Enterprises LLC
• Samara Portfolio Management
• SCA Collections
• Scott Parnell and Associates
• Second Round Collections
• Second Round Sub LLC
• Selip & Stylianou LLP
• Sequium Asset Solutions
• Sessoms and Rogers
• Sherman Acquisition
• Sherman Financial Group
• SIMM Associates
• Source Receivables Management
• Southern Management Systems
• Southwest Credit Group
• Spire Recovery Solutions
• SRS Company
• Stark Collection Agency
• State Collection Service
• Stenger and Stenger
• Stillman Law Office
• Summit Account Resolution
• Sunrise Credit Services
• Superlative RM Debt Collector
• Suttell and Hammer
• Synergetic Communication
• Synerprise Consulting
• The Law Office of Michael J Scott
• Trellis Company
• Troy Capital
• TRS Recovery Services
• TrueAccord
• Tulsa Teachers Credit Union
• UCB Collection
• UHG 1, LLC
• Unifin
• Unifin Debt Collector
• Unifund
• Universal Credit Services
• US Bank Collections
• USAA collections
• USCB America
• Valentine and Kebartas
• Valley Servicing
• Vance & Huffman LLC
• Van Ru Credit Corporation
• Velo Law Office
• Velocity Investments
• Viking Client Services
• Wakefield and Associates
• Waypoint Resource Group
• WCTCB
• Weinberg and Associates
• Weltman, Weinberg & Reis
• Westwood Funding
• Williams and Fudge
• Wilshire Consumer Credit
• Wolpoff & Abramson
• Worldwide Asset Purchasing
• www.AutomotiveCredit.com
• Zarzaur & Schwartz
• Zwicker & Associates

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

• American Express; American Express – Debt Collection
• Bank of America
• Barclay
• Best Buy Credit Card
• Capital One
• Chase
• Credit One Bank
• Old Navy Credit Card
• PayPal Synchrony Card
• Regional Finance
• Retailers National Bank
• Reunion Student Loan Finance Corporation
• SYNCB/PPEXTR
• Synchrony Bank
• Synchrony Walmart Card
• Target National Bank
• Webbank
• Wells Fargo
• Can I Pay My Original Creditor Instead of a Debt Collection Agency?
• Can I Settle a Debt with the Original Creditor?

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

• Am I Responsible for My Spouse's Medical Debt?
• Do I Need a Lawyer for Medical Bills?
• Do I Need a Lawyer to Fight Medical Bill Debt?
• Does Bankruptcy Clear Medical Debt?
• How Much Do Collection Agencies Pay for Medical Debt?
• How to Find Medical Debt Forgiveness Programs
• Is There a Statute of Limitations on Medical Bills?
• Medical Debt Statute of Limitations by State
• Summoned to Court for Medical Bills — What Do I Do?
• Summoned to Court for Medical Bills? What to Do Next

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

• How Arbitration Works
• How to Find an Arbitration Clause in Your Credit Agreement
• How to Make a Motion to Compel Arbitration
• How to Make a Motion to Compel Arbitration in Florida
• How to Make a Motion to Compel Arbitration Without an Attorney
• How Credit Card Arbitration Works
• Motion to Compel Arbitration in California
• Sample Motion to Compel Arbitration

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

• 1-800-390-7584
• 800-289-8004
• 800-955-6600
• 8009556600
• 877-366-0169
• 877-591-0747
• 800-278-2420
• 800-604-0064
• 800-846-6406
• 877-317-0948
• 888-899-4332
• 888-912-7925
• 202-367-9070
• 502-267-7522

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

• 15 USC 1692 Explained
• Does the Fair Credit Reporting Act Work in Florida?
• FDCPA Violations List
• How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
• How to Make a Fair Debt Collection Practices Act Demand Letter
• How to Submit a Transunion Dispute
• How to Submit an Equifax Dispute
• How to Submit an Experian Dispute
• What Debt Collectors Cannot Do — FDCPA Explained
• What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
• What does “meets FCRA requirements” mean?
• What does FCRA stand for?
• What is the Consumer Credit Protection Act