How to Resolve a Debt With Atradius Collections

Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Atradius Collections is a B2B collection agency that helps businesses recover overdue debt from their vendors. SoloSuit explains what to do if Atradius Collections is bugging you for money.

While you might assume that consumers are most likely to fall behind on their obligations, many businesses do, too. Companies that run into cash flow problems or simply don’t have good recordkeeping practices don’t always pay other businesses they owe money to.

When a B2B organization doesn’t receive the money it expects from its customers, it does what any B2C company would — it tries to get them back on track with their payments. It will call the debtor business and send letters in an attempt to collect the money it’s owed.

However, sometimes these efforts don’t work, and the business will contact a collection agency, like Atradius Collections, that specializes in collecting money for B2B organizations.

Sued for debt? Settle your debts once and for all with SoloSettle.

Settle with SoloSettle

Make an Offer

What to know about Atradius Collections

Atradius Collections exclusively services organizations that have outstanding debt from other businesses. It offers outsourced accounts receivables services that take over a customer's entire receivables process, along with other options, like amicable debt collections.

Amicable debt collection services are preferred by companies that don’t want to sour a strategic relationship with a vendor who has fallen on hard times. With this service, Atradius Collections tries to set up a payment arrangement that the owing company can comply with.

Other solutions are also available, including legal collections and insolvency services. In short, Atradius Collections aims to recover owed money for their customers through different channels.

The head office for Atradius Collections is David Ricardostraat 1, 1066 JS Amsterdam, The Netherlands. Its U.S. office is at 211 Schilling Circle, Suite 200, Hunt Valley, MD 21031, with a contact number of 410-568-3850 or toll-free 800-423-6624.

Atradius Collections is not a Better Business Bureau accredited organization.

What to do if Atradius Collections contacts you for debt

If you receive a collection notice for a debt serviced by Atradius Collections, you’re likely a business owner or self-employed person who owes money to another company. While the relationship between you and the vendor is different from that of a B2C organization, the strategy for dealing with the debt remains the same.

Business owners who recognize the debt and know they owe it should seek to resolve it. If you don’t believe you owe the debt or think you’ve already paid it, you should ask Atradius Collections to validate the obligation.

In your debt validation request, ask for the following:

A complete statement of your account with the original creditor.
A copy of the original bill or invoice.
The date of the last transaction made on your account.

If you value your relationship with the original creditor, it’s best to be tactful in your response. There’s no need to ask for a statute of limitations calculation or pull out all the legal stops (at least not yet). The collection notice could be a simple accounting mistake that you can rectify with a copy of your payment receipt or other evidence.

Not sure what to expect when validating a debt? Watch our Q&A video below to learn more:

If Atradius Collections can validate your debt — and you don’t have proof you’ve already paid it — you can repay it or try to set up a payment arrangement.

Sometimes, companies lose copies of the invoices they owe, especially when there’s a change in the accounting staff or bookkeeping system. If the amount is small and you have the funds to repay it, there’s no need to damage your relationship with your creditor — just add it to the next cycle of bills you pay.

Sometimes an Atradius Collections debt is more serious

If the debt is significant and you see no potential for repaying it soon, Atradius Collections may sue your company to obtain the money you owe. You’ll know it has decided to sue you when you receive a Court Summons with a copy of Atradius Collections’ Complaint against your organization.

Once you receive a Court Summons, reading the Complaint thoroughly and checking for any inaccuracies is critical. For instance, if the amount of the debt differs from your records, that’s important.

Some businesses seek legal representation when another company decides to sue them for debt. Consider hiring a lawyer if the debt is large.

A lawyer can help you understand your rights concerning the obligation and determine whether you have any valid defenses. They can also attempt to negotiate a payment arrangement or a settlement that could protect your business from future cash flow issues due to the obligation you owe.

Remember that business debts are subject to statute of limitations laws, just like consumer obligations are. If you’re unsure whether the debt is past your state’s statute of limitations, consult an attorney for advice.

Let’s consider an example.

Example: Hartford Grocery is facing a debt lawsuit from a vendor, ABC Apples. ABC Apples alleges that the grocery store purchased $10,000 of produce but never paid the bill. Jack Hartford, the owner of Hartford Grocery, believes that he did repay ABC Apples, but unfortunately, he can’t prove it. Jack works with an attorney to arrange a settlement agreement with ABC Apples. He offers a one-time payment of $5,000 to settle the debt, which ABC Apples agrees to. After paying the bill, ABC Apples drops the legal claim.

Did Atradius Collections initiate a debt lawsuit against you? Use SoloSuit’s Debt Answer template to respond to its Complaint.

Try to resolve an Atradius Collections debt and avoid a lawsuit

If your company owes money to Atradius Collections, it’s best to try to fix the matter outside the courtroom. A debt lawsuit can embarrass your company and discourage other vendors from granting you credit. Instead, work with Atradius Collections to find a solution that works for both of you.

SoloSettle can help you settle your debt with Atradius Collections — try it today.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.

Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.

We have answers

Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.

Get Started

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court

Not sued yet?

Use our Debt Validation Letter.

Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.

Let's Do It

It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.

"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather