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Summary: Calls from 800-604-0064 come from Diversified Consultants Inc, a debt collector headquartered in Jacksonville, Florida. The staff will not stop calling unless you respond or update your payment. Find out how to prevent calls from this number with this guide from SoloSuit.
Dealing with debt collector calls often leaves you feeling irritated, upset, and helpless. Most times that is their aim. Diversified Consultants Inc often calls to pressure consumers into paying alleged past-due debts.
However, paying every debt a collector imposes on you is not always a good idea. For instance, the account may contain errors, the debt may be too old, or you may be a victim of identity theft.
SoloSuit can help you stop calls from 800-604-0064 and verify Diversified Consultants' allegations. Even if the debt is yours, you can stop collection calls for good by settling it. This article will help you find out how to achieve this outcome.
Disclaimer: Diversified Consultants Inc went out of business and ceased operations in 2020, but many consumers still find DCI on their credit report.
Diversified Consultants Inc (DCI) is a debt collection agency based in Jacksonville, Florida, with multiple offices nationwide. Doing business since 1993, DCI is a legitimate company that calls consumers from 800-604-0064, which is legal unless they violate the Fair Debt Collection Practices Act (FDCPA).
DCI’s physical address is as follows:
10550 Deerwood Park Blvd Ste 309, Jacksonville, FL 32256-2805.
DCI’s website is unavailable because it closed down. Sadly, some consumers still find Diversified Consultants on their credit reports.
Complaints and reviews against Diversified Consultants, Inc
Consumers are unhappy with the Diversified Consultant's countless calls. Other complaints about them include:
Inaccurate credit reporting
Delayed debt validation
Ignoring consumers' identity theft submissions
Reporting accounts paid in full as delinquent
Due to these complaints, Diversified has a one-star customer review and many complaints on its BBB profile. Here is an example of a real complaint against DCI from 2022, even after the company went out of business.
I checked my credit report and noticed a collection from Diversified that was opened on XXXX for $245 that I do not recall and am not liable for. I never entered into a signed agreement or completed an original contract with them. This inaccurate collection is not mine. I would like all collection activity to cease immediately and for this inaccurate collection to be removed from my credit report immediately, or I will file for litigation and report you to the CFPB.
Whether you believe the debt is yours or suspect it is an error, you can stop Diversified Consultants Inc's calls with the help of SoloSuit.
Use SoloSuit's Debt Validation Letter
You do not have to endure Diversified Consultants calls while determining if the account is valid. Send them a Debt Validation Letter via certified mail.
As soon as the company receives your letter, it must stop all collection efforts, including the annoying phone calls, until it proves that you owe the debt.
SoloSuit has created a versatile template to assist consumers like you in generating a Debt Validation Letter. You only need to log into the online app, answer a few questions, and your document will be ready in minutes.
Before offering to settle, you must investigate if Diversified Consultants acquired your account from an original creditor. If your investigations find that the debt is yours and they now own the account, you can opt to settle.
Settling debt means agreeing with the lender to pay off the account for less than you owe, usually in a lump-sum payment. Debt collectors like Diversified Consultants buy delinquent accounts for less than their value. So you have room for negotiations.
You can use SoloSettle to start the settlement negotiation process. If DCI accepts your settlement offer, there is a good chance you will save a significant amount of money. Learn more about how to settle a debt in the following video.
Even if DCI takes you to court, you can still offer to settle the account for less. But make sure you file the Answer to the Summons first.
Why you should not ignore calls from 800-604-0064
Ignoring calls from 800-604-0064 will not stop DCI from pursuing its debt. Instead, it can negatively affect your credit score if they report the debt to credit bureaus.
It is crucial to prevent derogatory entries from reaching your credit report. Doing so keeps your credit score up and allows you to access the best interest rates.
In other situations, if Diversified Consultants Inc sues you and you ignore the Summons, they may get a default judgment and a writ to garnish your wages or bank account to recover the alleged debt.
Instead of ignoring calls from 800-604-0064 hoping they will disappear, use SoloSuit to fight off debt collectors by forcing them to validate every debt, reaching a settlement agreement, and responding promptly to all debt-collection lawsuits.
What is Solo?
Solo makes it easy to resolve debt with debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.
No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather