Dena Standley | August 04, 2023
Edited by Hannah Locklear
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Georgia courts make it easy to access your court case records in person at the courthouse or online. If you’re being sued for a debt in Georgia, it’s important to check your case status frequently. You should also respond to the lawsuit with a written Answer to increase your chances of winning.
Have you received a lawsuit letter from a debt collection agency in Georgia? Knowing how to view your court records and check on the case status will increase your chances of beating a debt collector in court. It will also help you understand more about the claims being made against you and whether or not they are actually accurate.
Georgia gives you two main options to gain access to your case records: via their online portal, referred to as PeachCourt, or by visiting the courthouse where your case was filed. These methods allow you to learn information such as:
The above information is vital to ensure you stay on top of your game. In this article, we will explain how the Georgia court system works and how the state’s residents can get access to the court records.
Let’s get right to it.
Sued for debt in Georgia? Use SoloSettle to settle your debts for good.
When you understand how courts are structured in Georgia, it will be easier for you to figure out which type of court has jurisdiction over your case. Knowing where your case is filed makes it easier to stay updated on its status. Since debt collection lawsuits are considered civil cases, we will focus on the Georgia civil court structure in this section.
Georgia's civil court system consists of appellate courts and trial courts. Under the appellate courts are the Supreme Court and Court of Appeals, while the trial courts comprise three separate court levels: Superior Courts, State Courts, and Magistrate Courts. Below, we break down each court and its responsibilities..
The graphic below further illustrates the Georgia court system for civil cases:
Your debt collection lawsuit will fall under the jurisdiction of your county’s Magistrate, State, or Superior Court, depending on the amount in question. If you are not satisfied with the outcome of your case, you can appeal to the Superior Court or Court of Appeals.
When you get sued for a debt in Georgia, the first thing you should do is respond to the case with a written Answer. If you don’t respond within the deadline (which is 30 days in Georgia), you will automatically lose your case. You might be feeling overwhelmed about creating a proper Answer, but luckily SoloSuit simplifies the process for you.
Check out this video to learn more about how to draft and file an Answer to a debt collection lawsuit:
Georgia assigns every case a number to easily identify records during court proceedings and storage. The court's unique method of deriving case numbers includes using the year the case was filed, the case type, the judge’s or court officer's initials, and the city.
If you do not have your case number, register for an account with the PeachCourt portal and click on search by party name. The results will give you the records bearing the case number. You can also visit the courthouse and submit your full name, the collection agency’s name, and any other information to the clerk who will look up the case for you.
The initial step to accessing your case records is to find out in which court your case was filed. You should see the court name on the lawsuit letter, or you can call the number on the suit and request the location. Afterward, you can either go to the courthouse or search online.
If you opt to find your records in person, visit the courthouse and speak with the court clerk. They should be able to search your case for you and make copies at your request. Some courts may require you to complete a written request issued by the court’s clerk. Include crucial information, such as:
You may be required to pay a small fee for these services, especially if you ask to print copies of the case records. If you don’t know where your courthouse is located, use this Georgia courts directory and select your county and the type of court. You should be able to locate the court clerk’s information from this page, which includes the address at which they are located. If you still aren’t sure about the address, give the clerk a phone call.
Let’s explore an example.
Example: Lynn had a debt of $570 with Receivable Management Group (RMG), which she had defaulted from paying for three years. She did not expect RMG to file a lawsuit against her after requesting them to validate the debt when they contacted her. To confirm the suit was legitimate, Lynn planned to visit the courthouse. She went online and entered the details required in the Georgia court directory search and got the court's physical address. Lynn got the records and paid a small fee for the copies. Next, Lynn used SoloSuit to draft and file an Answer to the case in which she indicated the lack of debt validation as one of her defenses. The court clerk recommended she follow up on her Answer online instead of visiting the courthouse. Lynn stayed updated on her case by accessing her court records online, and she eventually beat RMG in court.
Georgia allows you to access your case details online via the PeachCourt portal. The first step is to sign up for free. Next, you’ll be redirected to a records page where you’ll search by case number or party name. Note, you cannot access your case records using PeachCourt in the following counties:
If you fail to find your case information, or if your case is in one of the above counties, email infro@peachcourt.com, call 844-GA-EFILE, or call or visit the courthouse where the case was filed for further assistance. They will require you to share the case number, the court where the collection agency filed the case, and either party’s name.
If your case is in the Supreme Court or Court of Appeals, you will have to use the Georgia Supreme Court case portal or the Georgia Court of Appeals case portal to search for your records online.
Fulton county has it's own case search portal. Go here to access Fulton County cases.
Solosuit can help you file a compelling answer using our Answer document. With our software, you can also file a Motion to Compel Arbitration document to push your case out of court and settle through arbitration. Similarly, SoloSettle allows you to negotiate and reach a debt settlement plan outside of court on your own.
It doesn't matter what stage of the lawsuit process you're at—SoloSuit's got you covered.
This calculator is for educational purposes only.
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
Is your credit card company suing you? Learn how you can beat each one.
Going to Court for Credit Card Debt — Key Tips
How to Negotiate Credit Card Debts
How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
Need more info on statutes of limitations? Read our 50-state guide.
Why do debt collectors block their phone numbers?
How long do debt collectors take to respond to debt validation letters?
What are the biggest debt collector companies in the US?
Is Zombie Debt Still a Problem in 2019?
If a car is repossessed, do I still owe the debt?
Is Portfolio Recovery Associates Legit?
Is There a Judgment Against Me Without my Knowledge?
Should I File Bankruptcy Before or After a Judgment?
What is a default judgment?— What do I do?
Summoned to Court for Medical Bills — What Do I Do?
What Happens If Someone Sues You and You Have No Money?
What Happens If You Never Answer Debt Collectors?
What Happens When a Debt Is Sold to a Collection Agency
What is a Stipulated Judgment?
What is the Deadline for a Defendants Answer to Avoid a Default Judgment?
Can a Judgement Creditor Take my Car?
Can I Settle a Debt After Being Served?
Can You Appeal a Default Judgement?
Do I Need a Debt Collection Defense Attorney?
Do I Need a Payday Loans Lawyer?
Do student loans go away after 7 years? — Student Loan Debt Guide
Am I Responsible for My Spouses Medical Debt?
Should I Marry Someone With Debt?
Can a Debt Collector Leave a Voicemail?
How Does Debt Assignment Work?
What Happens If a Defendant Does Not Pay a Judgment?
How Does Debt Assignment Work?
Can You Serve Someone with a Collections Lawsuit at Their Work?
How Many Times Can a Judgment be Renewed in Oklahoma?
Does Debt Consolidation Have Risks?
What Happens If You Avoid Getting Served Court Papers?
Does Student Debt Die With You?
Can Debt Collectors Call You at Work in Texas?
How Much Do You Have to Be in Debt to File for Chapter 7?
What Is the Statute of Limitations on Debt in Washington?
How Long Does a Judgment Last?
Can Private Disability Payments Be Garnished?
Can Debt Collectors Call From Local Numbers?
Does the Fair Credit Reporting Act Work in Florida?
The Truth: Should You Never Pay a Debt Collection Agency?
Should You Communicate with a Debt Collector in Writing or by Telephone?
What Happens After a Motion for Default Is Filed?
Can a Process Server Leave a Summons Taped to My Door?
Need help managing your finances? Check out these resources.
How to Make a Debt Validation Letter - The Ultimate Guide
How to Make a Motion to Compel Arbitration Without an Attorney
How to Stop Wage Garnishment — Everything You Need to Know
How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
Defending Yourself in Court Against a Debt Collector
Tips on you can to file an FDCPA lawsuit against a debt collection agency
Advice on how to answer a summons for debt collection.
Effective strategies for how to get back on track after a debt lawsuit
New Hampshire Statute of Limitations on Debt
Sample Cease and Desist Letter Against Debt Collectors
The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah
West Virginia Statute of Limitations on Debt
What debt collectors cannot do — FDCPA explained
Defending Yourself in Court Against Debt Collector
Arkansas Statute of Limitations on Debt
Youre Drowning in Debt — Heres How to Swim
Help! Im Being Sued by My Debt Collector
How to Make a Motion to Vacate Judgment
How to Answer Summons for Debt Collection in Vermont
North Dakota Statute of Limitations on Debt
ClearPoint Debt Management Review
Indiana Statute of Limitations on Debt
Oregon Eviction Laws - What They Say
CuraDebt Debt Settlement Review
How to Write a Re-Aging Debt Letter
How to Appear in Court by Phone
How to Use the Doctrine of Unclean Hands
Debt Consolidation in Eugene, Oregon
Summoned to Court for Medical Bills? What to Do Next
How to Make a Debt Settlement Agreement
Received a 3-Day Eviction Notice? Heres What to Do
How to Answer a Lawsuit for Debt Collection
Tips for Leaving the Country With Unpaid Credit Card Debt
Kansas Statute of Limitations on Debt Collection
How to File in Small Claims Court in Iowa
How to File a Civil Answer in Kings County Supreme Court
Roseland Associates Debt Consolidation Review
Do Debt Collectors Ever Give Up?
Can They Garnish Your Wages for Credit Card Debt?
How Often Do Credit Card Companies Sue for Non-Payment?
How Long Does a Judgement Last?
How Long Before a Creditor Can Garnish Wages?
How to Beat a Bill Collector in Court