Start My Answer
loading...

Eagle One Debt Settlement Reviews

Sarah Edwards | January 31, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you’ve decided to use debt settlement to eliminate your debt, you might be considering working with a professional debt settlement company. Eagle One Debt Settlement offers debt relief services, but is the organization legit? SoloSuit weighs in on Eagle One.

Few things are worse than struggling with debts you can’t afford to repay. While you can limp along, making minimum payments and waiting for a windfall, it's often best to simply get the help you need. One of the many ways people overcome their financial problems is through debt settlement.

You can attempt debt settlement yourself or work directly with a debt settlement company to keep the process organized. However, before you decide to collaborate with a debt settlement organization, you’ll want to make sure they’re a bona fide company that isn’t going to run off with your money.

Eagle One Debt Solutions is one increasingly popular debt settlement service. But should you trust them with your financial future?

Let’s find out.

Here’s how Eagle One Debt Solutions works

A quick scan of the Eagle One Debt Solutions website raises a few red flags.

First, it’s not a secure site, meaning it doesn’t have the “https” prefix. It’s also quite old, which is evident in its lack of plug-in compatibility and old-school formatting. Some of the photos are unable to load. The copyright is for 2013 — more than ten years ago.

Eagle One Debt Solutions describes its debt settlement process on its debt settlement page, which is primarily a list of FAQs.

The company explains that they’ll begin settling your debts once you have enough money saved in your designated Special Purpose Account. Once they negotiate an agreement with your creditors, they’ll seek your approval before paying. The process continues until you settle all debts within the program.

Eagle One encourages customers to build up their savings toward debt settlement as quickly as possible—the faster they can pay their debts, the quicker they’ll become debt-free. To avoid damaging their credit during settlement, Eagle One suggests that their clients continue to make monthly payments to their creditors.

Watch our video to learn how debt settlement impacts your credit score:

How much does Eagle One debt settlement charge?

Regarding fees, Eagle One places a 15% charge on the total value of debt enrolled in the program. There are additional fees for managing the bank account, which equal $18.85 for the first month and $9.85 for every month afterward.

Eagle One accepts all unsecured debts, including credit cards, medical bills, and collections accounts. Debts secured by property are ineligible for the program.

Here’s an example of the Eagle One debt settlement process in action.

Example: Marcus has $10,000 in unsecured credit cards he wants to pay off through debt settlement. He enrolls his accounts in the program and agrees to pay $250 monthly to Eagle One, who will place the money in a particular bank account. Eagle One successfully negotiates his debts to $5,000 and charges him $1,500 for their help. Marcus saves $3,500 and gets out of debt after 26 months.


What the reviews of Eagle One Debt Solutions say

We’re not 100% certain that Eagle One Debt Solutions is still operational. The older website, combined with a lack of available information through review sites such as Better Business Bureau or Trustpilot, is troubling.

For starters, Eagle One Debt Solutions has two profile pages on BBB. Both pages show the company’s address, but the BBB states that the organization has no accreditation. There are also no reviews or complaints for Eagle One Debt Solutions.

The only other information we found about the company was on RevDex, a little-known review site that allows business owners to create free profiles and customers to review them. It hosts one scathing review for Eagle One Debt Solutions posted in 2014.

The customer in question alleged that Eagle One settled a debt without her approval, which led to difficulties since she filed for bankruptcy the same day. She sought a refund for the payment. The Revdex site notes that both parties resolved the issue.

Our final check on Eagle One Debt Solutions was its domain rating. The company has a rating of 1.3 on ahrefs.com, which is very low. We believe this is an abandoned website, and the business is probably no longer active.

Our take on Eagle One Debt Solutions

Consumers should avoid Eagle One Debt Solutions, which lacks BBB accreditation and has almost no publicly accessible information. Instead, try to settle your debts on your own or find a more reputable debt settlement business to handle your financial affairs.

Is your credit card company suing you? Find out how you can settle your debt with SoloSettle.

Settle debt by yourself with SoloSettle

You can take matters into your own hands and settle your debts by yourself with the help of SoloSettle.

SoloSettle, powered by SoloSuit, is different from traditional debt settlement companies. Here’s how:

  • You can settle the debt on your own with SoloSettle.
  • You have legal defense built in with SoloSuit. You can respond to a debt lawsuit and fight off collectors in court while working on the settlement.
  • You don’t have to make any payments until you’ve reached a debt settlement agreement.
  • You can settle a debt of any size with SoloSettle. Many debt settlement companies require you to have a large debt of $15,000 or more to enroll.
  • You stay updated with each step of the settlement process until an offer is accepted by your creditor or collector.

Let’s take a look at an example of how to use SoloSettle to settle a debt for good.

Example: Janet is being sued for a $5,000 credit card debt by Crown Asset Management, LLC—a debt collection agency. She uses SoloSuit to draft and file an Answer to the lawsuit, giving herself time to investigate her options for settling the debt. After taking a close look at her finances, Janet decides he can afford to pay off 75% of the debt right now, or $3,750. She uses SoloSettle to start the debt settlement negotiation process with the opposing lawyer, sending her first offer at 40% of the debt, or $2,000. After a few rounds of counteroffers, Crown Asset Management’s attorney agrees to settle for 60%, or $3,000. Janet ends up saving thousands of dollars, gets the case dismissed, and can finally move on with more financial freedom.


Still not convinced? Check out this review from a real SoloSettle customer:

“I'm very thankful for SoloSettle. Having a third party negotiate the settlement was instrumental in resolving this case and saved me from two giant headaches: 1) I didn't have to deal with the plaintiff's lawyer and 2) I didn't have to go to court. I also love that the payment was processed through SoloSettle. I was nervous about sharing my personal financial data with the other side, but SoloSettle protected that for me. I hope I never get sued again, but if I do, I would use SoloSettle again in a heartbeat.

SoloSettle really saved me a ton of time and heartburn and kept me from having to be my own lawyer in court.”

Check out this video to learn more:

What is Solo?

Solo makes it easy to resolve debt with debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.

No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

Respond with SoloSuit

Get Started

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources

It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.


"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather



Get Started

Contents