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Summary: Perdue Brandon Fielder Collins & Mott is a debt collection law firm focusing on government receivables. If you’ve been contacted, it may be in regard to past debts on things like parking tickets, legal fees, or tax bills. Luckily, you can resolve the debt with the help of SoloSuit, whether it’s requesting debt validation, responding to a lawsuit, or negotiating a settlement.
It’s not unusual to receive scam phone calls or junk mail. But just the name “Perdue Brandon Fielder Collins & Mott, LLP” conveys authority. Perdue Brandon is likely pursuing you for a delinquent bill, and if you’ve been contacted, you need to act quickly to resolve your debt and avoid a lawsuit. Here’s how.
What is Perdue Brandon Fielder Collins & Mott, LLP?
Have you been contacted by Perdue Brandon Fielder Collins & Mott, LLP? Collection letters are a common way to contact you, though you may also receive a phone call.
Most complaints deny that the debt is valid, which is why it’s important to validate your debt before moving forward.
You can contact Perdue Brandon by mail at its principal office at 1235 North Loop West, Suite 600, Houston, TX 77008. However, if you want to contact the company by phone or email, you’ll need to choose one of 15 separate physical locations distributed throughout Texas. You’ll find the contact information for each location on the company website.
Respond quickly to Perdue Brandon
If you’ve been contacted by Perdue Brandon Fielder Collins & Mott (PBFCM), it’s because the company is seeking to collect on past debts related to government collections, such as taxes, fines, or other fees. Here’s how to respond to the initial contact or lawsuit.
Consumers are protected by a federal statute called the Fair Debt Collection Practices Act (FDCPA). The FDCPA prevents debt collectors from practices such as:
Failing to identify themselves as a debt collector.
Contacting you prior to 8 a.m.
Contacting you after 9 p.m.
Contacting your friends, family, or coworkers regarding your debt.
Using vulgar or threatening language.
Threatening to arrest you for not paying.
Calling you despite receiving a Cease and Desist Letter.
Declining to verify your debt.
Report violators to the Federal Trade Commission (FTC) using the FTC website or by calling 877-382-4357. Alternatively, you can report them through the CFPB website or by calling 855-411-2372.
File an Answer to a Perdue Brandon lawsuit
Once you receive notice of a lawsuit, the clock starts ticking. You must file an Answer with the court to indicate your willingness to fight the lawsuit. Otherwise, the judge may render a default verdict in favor of Perdue Brandon — which can also include legal fees and debt collection fees.
That’s why SoloSuit makes it easy to draft and file an Answer quickly. You might have only two to four weeks to file an Answer before the court rules against you, so act fast. Missing this deadline can result in a default judgment against you, eliminating the possibility of negotiating a lower settlement.
Need some help getting started? Check out this video for tips regarding your Answer:
Ask Perdue Brandon to verify your debt
One of your first priorities should be to make sure that the debt is actually yours. You can do so by requesting a Debt Validation Letter from Perdue Brandon. This letter should:
Identify your original creditor.
List the total amount you owe.
Demonstrate that the debt is yours.
List any payments made and their dates.
Provide the age of the debt.
Don’t acknowledge your debt until you have this letter and can be certain that the debt belongs to you.
Let’s look at an example.
Example: Christina didn’t know what to make of the letter she received from Perdue Brandon Fielder Collins & Mott. In fact, she forgot about it until she received a notice of a pending lawsuit. By using SoloSuit, she was able to file an Answer with the court. Then, she set about verifying that the debt was legitimate. She requested that PBFCM send a Debt Validation Letter. Once she received the letter, she learned that she owed money for past parking tickets. Now that she knew that the debt was hers, she was ready to move on to the process of negotiating a settlement.
Resolve your debt with Perdue Brandon
What if the debt is legitimately yours? Don’t sweat it. Most debt collection agencies are eager to settle your debt for less to avoid further legal action. Here’s how to resolve your debt quickly.
Start negotiating with SoloSettle
Your first goal should be to open up negotiations. SoloSettle can draft an initial offer for you and send it to Perdue Brandon. You can start by agreeing to pay 60% of the original amount. Perdue Brandon may reject your initial offer, but you can accept or decline any counteroffers until you reach a mutually agreeable solution.
It’s not uncommon for debt collectors to agree to a settlement only to take legal action anyway. Saving your written correspondence will help protect you from unscrupulous debt collectors. That’s why SoloSettle handles direct contact with debt collectors; you never have to speak to Perdue Brandon on the phone.
Commit to your repayment schedule
Unfortunately, resolving your debt won’t improve your credit score immediately. But if you stick to paying back your debt in a timely manner, you’ll eliminate this debt and start rebuilding your credit.
Resolving your debt is easier than you think
It’s easy to go into panic mode when you receive a phone call or letter from a debt collector, especially one with such a weighty name as “Perdue Brandon Fielder Collins & Mott.” But it’s easier to resolve your debt than you might realize. And by acting quickly, you can avoid a protracted lawsuit and negotiate a reasonable settlement.
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
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Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
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