Start My Answer

Here's the Phone Number for Colinfobur (a Debt Collector)

Chloe Meltzer | December 11, 2023

Chloe-Meltzer
Legal Expert
Chloe Meltzer, MA

Chloe Meltzer is an experienced content writer specializing in legal content creation. She holds a degree in English Literature from Arizona State University, complemented by a Master’s in Marketing from California Polytechnic State University-San Luis Obispo.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Looking for the phone number for Colinfobur? We've got you covered. Learn more about the Collection Information Bureau and what to do about an old debt that's come back to haunt you.

If you are being pursued for debt by Colinfobur, also known as the Collection Information Bureau, Inc., then you need to know how to call them, how to beat them, and where to send your response. Out of anything that you do, it is essential to send a response to Colinfobur above all.

Although you should not feel pressure to pay the debt right away, you do need to respond. You should also never admit liability for the debt. The information for your response can be found in the summons sent to you by mail. Next, a copy of your “answer” should be filed with the clerk of court, and you should ask for a stamped copy. Finally, you should send the stamped copy certified mail to the lawyer of Colinfobur.

What is a Judgment?

Judgments occur when the court has decided that you owe a debt that you have not paid on. Judgments allow the creditor or debt collector to garnish your wages, or place a lien on your home. Having a judgment against you can also allow your bank account to be frozen, and garnished without your consent.

If you do not respond to a summons for debt, then you will have a default judgment entered against you. Default judgments allow debt collectors to use garnishment at their disposal. If you ignore the original summons for a debt lawsuit from Colinfobur this is what you will need to face.

Use SoloSuit to respond to debt collection lawsuits in 15 minutes.

How to Find Out Which Debt Collectors You Owe

If you are unsure of who you owe for debt, then you should figure this out as soon as possible. Debt collectors can be a bit sneaky, but you must respond and attempt to settle or clear up your debt as quickly as possible. If not, you may end up getting into deep trouble or gathering more fees.

If you have decided to clear up your debt, or are responding to a lawsuit, then it is the first step in rebuilding a healthy credit score and living a better financial life. Paying off past debt is not as easy as it seems. Going through these steps will take time and effort, but will also pay off in the long run.

Step 1: Get Organized

When it comes to deciding what you owe and if you truly owe it, you must get organized. Although Colinfobur may be suing you for debt, you may not owe the entire debt, and your debt may even be time-barred. To figure out this information, you will need to pull together all of your bills and statements and make some calculations.

Step 2: Get Copies of Your Credit Reports

To figure out your debt and how much you owe, you should obtain copies of your credit report. There are three main bureaus: Experian, Equifax, and TransUnion. You can find a free copy of one of these three credit reports at both annualcreditreport.com. The only catch is you may only download one free copy each year. You can also go to creditkarma.com, which offers two of the three absolutely free. Be sure to review your debts and credit report to see if Colinfobur is on there. If they are not, then you will need to request proof of these debts.

Step 3: Contact Colinfobur

If you have debts that are owed to different creditors you can contact them as well, but you must contact Colinfobur to verify how much they believe you owe. If Colinfobur is unable to do this, then they cannot legally pursue you for the debt.

Step 4: Reconcile Information

Reconcile the information on your credit reports with what you found in your records. This should match what is stated by Colinfobur. Additionally, when Colinfobur has reported your debt to the credit bureau, their contact information will be listed. This will give you the phone number of Colinfobur.

Step 5: Determine Fees

When a debt goes to collection, the agency that acquires your debt may add on extra fees. These are “collection fees” to pay for the process in which it takes to collect on your debt. Although it is legal for a collection agency to charge reasonable fees under the “Fair Debt Collection Practices Act,” there are limits.

Colinfobur must state how much you owe specifically, and how much the fee they are charging. Debt collectors must also always show you proof of your debt. This may be the amount from the original creditor or the difference between the amount you originally owed and how much they now say you owe.

File a response to debt collectors fast with SoloSuit.

Where to Get Help With Your Credit Report

If you have many negative items on your credit report you may consider contacting a credit repair agency. This can help you with your debt to Colinfobur, but also with other debts that you might have. There are top-rated credit repair agencies that can offer you ways to figure out your debts and get your credit back on track.

Understanding your credit report is essential. This means you should read as much as you can regarding credit issues and get your credit in shape. This means that the best way to ensure you are fighting Colinfobur effectively is to stay educated. You should be aware of what you owe, and respond when you are served with a summons.

Once you get your credit score back on track, you should try to continue on the path of having a healthy credit score. Try to remember to pay your bills on time each month, and if you get behind on debt, contact the creditor before it becomes too late.

Here's the Phone Number for Colinfobur:

If you are looking to find the phone number for Colinfobur, just remember there are other points of contact as well, such as an address and their website.

Phone Number

  • 800-231-3514
  • 800-841-3065

Address

202 North Federal Highway

Lake Worth, FL 33460

Website

Cibflorida.com

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


Get Started


>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

>>Read the article by BadCredit.org

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources


Contents