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Sued by Paragon Revenue Group? How to Settle Debt

George Simons | January 29, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Feeling overwhelmed by a Paragon Revenue Group lawsuit? Respond quickly to avoid default judgment. You can negotiate to settle the debt for less than you originally owed. Solo can help you do all this and more.

Have you been sued by Paragon Revenue Group and aren’t sure what to do next? If this situation has left you feeling stressed or caught off guard, you’re not alone. It’s a challenging experience, especially if hiring an attorney isn’t an option.

The good news? You don’t need an attorney to handle this. Many people have successfully represented themselves in debt collection lawsuits and come out on top—and you can do it, too.

To succeed, you’ll need the right information and a clear plan. That’s where this guide comes in. We’ll break everything down step-by-step, showing you how to handle the lawsuit, protect your rights, and improve your chances of winning in court. Afterwards, we will discuss how to settle the debt with Paragon Revenue Group.

Settle debt with Paragon Revenue Group

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

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What is Paragon Revenue Group?

Paragon Revenue Group is a third-party debt collection agency based in North Carolina. Founded in 1986, the company serves clients in 35 states.

As a third-party debt collector, Paragon Revenue Group pursues debt for their clients. Most companies that hire Paragon Revenue Group work in the medical field. If Paragon Revenue Group is calling you, chances are it's for unpaid medical bills. You can contact the company directly to negotiate your debt and settle for less. Just call the Paragon Revenue phone number listed below:

Sued for medical debt? File an Answer to avoid default judgment.

Who does Paragon Revenue collect for?

Paragon Revenue Group specializes in medical debt collection, working primarily with healthcare providers to recover unpaid bills from patients. Their services are meant to assist hospitals, clinics, and other healthcare facilities in managing outstanding balances. Paragon Revenue Group collects for healthcare providers such as:

  • Hospitals
  • Medical Practices
  • Dental Clinics
  • Radiology and Imaging Centers
  • Laboratories
  • Urgent Care Centers

Even though you may not have dealt directly with Paragon Revenue Group, you may still see their name on your credit report on behalf of their client.

Why am I involved in a Paragon Revenue Group lawsuit?

Ok, so Paragon Revenue Group is a debt collection agency. But why are they after you? You never borrowed money from them.

In fact, this may be the first time you've heard of Paragon Revenue Group. That's because they don't lend money themselves; they just collect it. Your original lender may have hired Paragon Revenue Group to pursue you on their behalf. Or Paragon Revenue Group may have bought your debt outright. Either way, Paragon Revenue Group is responsible for your debt now.

If you're involved in a Paragon Revenue Group lawsuit, you should have received a packet of court documents. This packet should have contained at least two documents: a Complaint and a Summons.

What is a Complaint?

Every court case begins with a Complaint. The plaintiff (Paragon Revenue Group) will explain their situation to the court in this document. Their Complaint will detail how much money you owe and proof of the debt. Since Paragon Revenue Group is the plaintiff, they're responsible for establishing your guilt. Remember, in the US, you're presumed innocent until proven otherwise.

This proof will come in the form of various paperwork. First, Paragon Revenue Group will need to produce your original loan agreement. They'll also need proof that they can legally collect your debt.

It's important to act quickly after you receive a Complaint. In most jurisdictions, you only have 14-30 days to respond. If you don't answer within this time, the court may enter a default judgment against you. Then, Paragon Revenue Group will win their case automatically.

Respond to a complaint in minutes with SoloSuit.

If Paragon Revenue Group receives a default judgment, that's a bad outcome for you. Why? If they prove their case, they'll earn the right to collect your assets. The two most common ways they can do that are liens and garnishments.

A lien is a claim on a piece of the debtor's property. If the debtor tries to sell the property, they must pay any proceeds to the creditor first. The defendant must pay the entire sum of their debt before they can take any equity from the sale of the property.

In contrast, a garnishment is a way creditors can skim money off the top of your income. After a creditor wins their court case, they can petition the court to garnish a debtor's wages. That means Paragon Revenue Group will take a portion of every paycheck you make. This will continue until your debt is paid in full.

Want to avoid these two outcomes? All you need to do is respond with an Answer.

What is an Answer?

An Answer is the defendant's equivalent of the Complaint. In the Answer, the defendant tells the court why they're not responsible for paying the creditor. You can't just come up with any excuse, though. You have to have a legitimate reason for not paying the creditor.

The best way to do this is by scrutinizing the creditor's evidence against you. If you can find an error in their paper trail, you can take advantage of it to dismiss your case.

Draft and file your Answer.

Debt collectors often buy debt in “as is” condition. This often means that pieces of information are missing from your file. If the original creditor is missing information, a third-party debt collector will never receive it. Bring this to the court's attention in your Answer. It may just win your case.

There's another major defense that the court will accept in your Answer. State laws dictate a statute of limitations for debt collection cases. These can range from 6 to 10 years, depending on the state. A debt collector cannot file a lawsuit after the statute of limitation passes.

Double-check the date of your original debt agreement. If the statute of limitation has passed, tell the court in your Answer. For statute of limitation laws specific to your case, consult a lawyer.

When you file your Answer, you'll need to do it using court-approved standard forms. These forms are unique to each jurisdiction. Courts from one jurisdiction may not accept forms from another. How are you supposed to find the right forms? Here are several options:

  • Visit the court’s website to locate downloadable forms.
  • Contact the court clerk for guidance.
  • Use legal aid resources for access to forms and assistance.
  • Use tools like SoloSuit to draft and file your Answer.
  • Visit public law libraries or legal assistance centers for resources.

Learn more about how to draft your Answer document if you’ve been sued by Paragon Revenue Group:

Settle debt for good with SoloSettle

If you're struggling with paying Paragon Revenue Group debt, debt settlement could be a helpful way to pay off what you owe. It involves negotiating with your creditor to pay less than your entire balance. The following steps make it simple to start the settlement process:

  1. Do a careful review of your personal finances to determine the amount you can offer to settle in a lump sum.
  2. Once you know the maximum amount you can pay, reach out to Paragon Revenue Group to start the negotiation process. Offer less than the maximum you can afford to pay to leave room for negotiations.
  3. When you’ve agreed on a settlement amount, ensure you receive a signed copy of a settlement agreement that outlines the terms you’ve agreed to.
  4. Pay the amount on time.

SoloSettle simplifies this process by allowing you to make an offer to your creditor through our platform. Once you reach an agreement, Solo’s platform provides a secure means to make the payment while protecting your personal financial information.

Want more information on how to settle? Watch the video below where a former debt collector shares negotiation strategies and helpful hints for working with collectors to settle for less:

Read Paragon Revenue Group reviews online

PRG has received mixed feedback online, but it’s helpful to approach the situation with an open mind. PRG’s main role is to help their clients recover money owed. While some people feel their methods are persistent, it’s important to remember they’re doing their job to support businesses, which depend on these payments to keep running. Here are some platforms to interact with consumers' views about them:

The best approach when PRG has contacted you is to stay calm and positive. This will make the process much easier. Here is an example of Victoria’s experience with them.

“I don't know if they have different staff or if people just have a problem with debt collectors, the few staff who I have interacted with over the phone have all been polite and understanding, I explained my situation and they let me know I would definitely keep getting calls. I mean it's a debt collector that's their whole job. The people who I am annoyed with is VCU though because I was told my insurance would cover it then got sent a bill for 90 dollars”

Talking to a debt collector like Paragon Revenue Group doesn’t have to be miserable. Being honest and open will help your case. Explain your reason for falling behind on the bills, and work with the collector to find a resolution.

Settle with SoloSettle

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