Debtconsolidation.com Debt Settlement Reviews

Edited by Hannah Locklear

There are many debt settlement companies out there offering assistance, but not all debt settlement companies are legitimate. In this article, SoloSuit reviews Debtconsolidation.com to help you determine if collaborating with them to settle your debts is worth it.

This is how Debtconsolidation.com handles the debt settlement process

Debtconsolidation.com, formally known as Consolidation Resource, LLC, doesn’t actually settle debts.

It’s a small website with a few landing pages and blogs pointing to debt settlement companies that pay for the advertising space. Every time a consumer clicks on one of their recommended debt settlement agencies, Debtconsolidation.com likely collects a small fee.

Debtconsolidation.com does provide some consumer advice, but the most recent statistics on debt settlement are from 2017, nearly six years ago. The website administrator published most of the blog articles in January 2018, with minor updates in 2021. Raising any red flags yet?

Let’s go a bit further.

Debtconsolidation.com’s three recommendations for debt settlement services include Private Debt Relief, Accredited Debt Relief, and DebtMD.

However, neither Private Debt Relief nor DebtMD is an actual debt settlement service. In fact, they act as data aggregators, asking the client to provide information about their personal financial situation before forwarding them to actual debt settlement companies. The only actual debt settlement company on the list is Accredited Debt Relief.

Debtconsolidation.com is a simple website designed to bring the owner revenue for placing certain ads on their website. While they provide basic advice on budgeting and paying down debt, they don’t do much for the consumer.

Here’s what Debtconsolidation.com says in its Advertising Disclosure:

“Debtconsolidation.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation from many of the offers listed on the site.

[...] This website will submit the information you provide to third-party financial services providers specializing in credit counseling, debt settlement, and debt consolidation services.”

Let’s consider an example of how this might work.

Is Debtconsolidation.com a scam? It certainly looks like it.

In our opinion, users should avoid sharing personal information with Debtconsolidation.com and instead work directly with actual debt settlement companies. In this case, there’s no need to involve the middleman.

Here are a few actual customer reviews from Debtconsolidation.com

A review of Debtconsolidation.com’s “About Us” page indicates that the company’s name is Consolidation Resource, LLC. The company has no Better Business Bureau (BBB) profile to review.

However, Debtconsolidation.com has 24 reviews on Trustpilot. The majority come from people invited to comment on the company. An “invited” comment means the website owner specifically sent them a request to leave a review on Trustpilot.

Unsurprisingly, the invited reviews have nothing but glowing things to say about Debtconsolidation.com. They praise the website for its helpful information, recommendations for solving common credit issues, and infographics.

However, all of these reviews were left between March and April of 2014, and no further reviews have been posted since then.

There’s something fishy about Debtconsolidation.com

What is Debtconsolidation.com’s mission? It could be to earn extra money from ad revenue, as the site offers no genuine services.

SoloSuit recommends avoiding interacting with dubious middlemen like Debtconsolidation.com and looking for legitimate debt settlement providers. That rules out Debtconsolidation.com, regardless of their actual purpose.

Need help settling a debt? Learn about our debt settlement service, SoloSettle.

Settle a debt on your own with SoloSettle

If you’ve been sued for a debt, it’s important to defend yourself. There is a good chance you can fight off debt collectors in court and win.

Maybe you know you owe the debt, and perhaps you have enough money to pay some of it off. If this is the case for you, consider reaching out to discuss a debt settlement. You can settle a debt at any stage of the debt lawsuit process. SoloSettle makes the process quick and simple.

SoloSettle is not like traditional debt settlement companies. Here’s why:

• SoloSettle is a tech-based approach to debt settlement. Our software sends and receives debt settlement offers on your behalf so you don’t have to deal with debt collectors directly.
• You can settle a debt of any size with SoloSettle. Most settlement agencies require you to have a debt of $15,000 or more to enroll in their programs.
• It helps you protect your financial information from debt collectors. SoloSettle transfers your payment for you, keeping your finances private and secure.
• You don’t pay anything until you reach a debt settlement agreement.
• SoloSettle is powered by SoloSuit, which means you can use both services to settle your debts and fight back in court. Other debt settlement services don’t help with legal defense; if you get sued, you’re on your own.

Now, let’s take a look at another example.

Check out this video to learn more:

What is SoloSuit?

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SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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