Start My Answer

Brite Solutions Debt Settlement Reviews

Dena Standley | March 16, 2023

Dena Standley

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Brite Solutions debt settlement services are questionable.

Summary: Brite Solutions claims to help consumers get out of debt faster than they could achieve on their own. Despite the many successes, some consumers have had bad experiences with them. Avoid a negative debt settlement experience and settle your debt by yourself—with the help of SoloSettle.

It is challenging to make future financial plans when you have multiple debts. The situation worsens when a debt collector reports late payments and defaults on your credit report. Creditors can take you to court to force you to repay the debt. Brite Solutions helps consumers create a debt relief plan crafted to meet the financial limitations of the consumer.

They promise to negotiate on your behalf and get a settlement deal that allows you to pay less than you owe. Undoubtedly, they have succeeded in enabling some consumers to become debt free.

However, others have claimed that Brite Solutions scammed them because they did not fulfill their promise to negotiate down the debt or help them pay all their debt. In this article, we will give you more info on Brite Solutions' debt settlement services and its reviews.

If you’re considering debt settlement, you should know that you can use SoloSettle to take matters into your own hands and settle your own debt—for good!

Settle with SoloSettle

Make an Offer

How Brite Solutions works

Brite Solutions professes to have the expertise to advise consumers on how to manage their debt situation. Depending on your financial status, they recommend debt settlement, consolidation, or bankruptcy. Consumers choosing to work with them for debt settlement usually follow these steps:

  1. Visit their official website and in the middle of the page, choose the debt amount you owe and click on the explore your options button.
  2. Next, fill in your personal information and submit it.
  3. A debt specialist will contact you to discuss your debt situation.
  4. If you opt for debt settlement, you'll discuss the amount you can pay monthly.
  5. You will sign the documents and open a savings account where you'll deposit for several months before they start negotiations.
  6. When you reach an agreed target, they'll approach your creditor and work on a favorable settlement deal.
  7. They'll consult you to ensure you agree to the terms offered and then ask the payment processing company to start making payments.
  8. When the debt is paid in full, the creditor will indicate that you settled the debt on your credit report.

Despite clearly outlining how the process works, Brite Solutions has received several negative reviews on their debt settlement program. Below, we’ll take a closer look at some of those reviews. But first, check out this video to learn how to settle your own debt, even after you’ve been sued for it.

Brite Solutions customer reviews

Debt settlement companies often receive positive results because they give hope to clients desperate for a better plan to pay their debt. However, those who receive poor services sometimes end up in a worse situation than before.

Brite Solutions has received complaint regarding the following:

  • Failure to keep their promise of getting a better repayment plan
  • Inability to reach them by phone or email
  • Misleading consumers on some sections of their contract
  • Charging fees that were not made clear in the beginning

Below are two examples of complaints received on TrustLink:

  1. “I was a customer with Brite solutions and paid them in full. They failed me as a customer mainly because of their debt settlement payments made. They used all my money to pay off all my creditors except one and left me to handle the situation myself. I now owe my last creditor the full payment I owed them when I started with Brite solutions. I truly believe I could have settled the debt with my creditors by myself, and I would have fared better. What I am saying overall is that Brite solutions were a huge ripoff.”

  2. “I signed up with Brite Solutions and received a contract. Little did I know there were two contracts! The one I received said I could cancel at any time in writing. So I did. I decided debt consolidation was not right for me just yet. I was told page six of my contract said I had to cancel within thirty business days of my signing up to get any money refunded. Funny, I never received that contract; I never received a page six saying such a thing. I am disappointed in myself. I want my money back.”

Take action if Brite Solutions violates your rights

Consumer Financial Protection Bureau and Fair Trade Commission are organizations that ensure debt settlement companies like Brite Solutions do not harass or scam consumers. These agencies hold Brite Solutions responsible for following the debt settlement laws and the Fair Debt Collection Practices Act.

Hence, if you have experienced bad business practices from Brite Solutions, report them to these institutions. They will take action against them if they do not respond or rectify their mistake.

You can avoid working with Brite Solutions altogether by settling your own debt with the help of SoloSettle.

Settle debts on your own with SoloSettle

You can take matters into your own hands and settle your debts by yourself with the help of SoloSettle.

SoloSettle, powered by SoloSuit, is different from traditional debt settlement companies. Here’s how:

  • You can settle the debt on your own with SoloSettle.
  • You have legal defense built in with SoloSuit. You can respond to a debt lawsuit and fight off collectors in court while working on the settlement.
  • You don’t have to make any payments until you’ve reached a debt settlement agreement.
  • You can settle a debt of any size with SoloSettle. Many debt settlement companies require you to have a large debt of $15,000 or more to enroll.
  • You stay updated with each step of the settlement process until an offer is accepted by your creditor or collector.

Check out this video to learn more about how to settle your debt on your own—once and for all.

What is Solo?

Solo makes it easy to resolve debt with debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.

No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

Comments

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources

It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.


"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather



Get Started