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How to Beat Autovest LLC in Court

George Simons | December 06, 2023

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you've been sued for a debt by Autovest LLC, use SoloSuit to respond in just 15 minutes and win your lawsuit.

Have you received a debt collection lawsuit filed by Autovest LLC? If so, then you are part of a large group of individuals that Autovest sues every year in its attempt to claim debts owed on defaulted auto loan debts. Autovest is one of many debt collectors that have a mission of buying loan debt from other loan providers at a discount, and then aggressively going after the debtors in order to get paid.

SoloSuit makes it easy to win a debt collection lawsuit.

So, Does This Mean That You Should Ignore the Autovest LLC Lawsuit? No Way!

You should never ignore a lawsuit against you. And really, isn't it time that you, the little guy, stand up against these large debt collection companies that don't care about your situation or the circumstances surrounding your debt? At SoloSuit, we help the little guy fight back against debt collectors and, most times, successfully beat back the debt collectors at their own game.

You see, there is a little secret that the debt collectors like Autovest LLC don't want you to know. The secret is that they are not prepared to follow through with the lawsuits they file.

They know that 9 times out of 10, the debtor will ignore the lawsuit and not show up in court. So, 9 times out of 10, Autovest and others like them simply obtain a legal judgment against the debtor without having to lift a finger. With that legal judgment, Autovest can:

1. Garnish your wages

2. Put a lien on property you own

3. Do serious harm to your credit rating

4. Possibly sell your assets at an auction.

Don't be one of those 9 out of 10 people. Be the small percentage who fight back against Autovest. Because, when you do, you will be surprised to see how quickly they will fold. In other words, by simply responding to a lawsuit, Autovest LLC may drop the case altogether.

SoloSuit makes it simple to respond the right way.

Accordingly, in this article we will talk about what Autovest LLC is all about, and then we will give you tips on how to beat Autovest LLC in court. If, after reading this article, you have more questions about how you can effectively respond to an Autovest LLC lawsuit, we invite you to contact us at SoloSuit. We are here to help those with debt, like you, stand up against debt collectors, and win!

What Is Autovest LLC?

As mentioned above, Autovest specializes in buying charged-off auto loan debt. In other words, if you obtained an auto loan to buy or lease a car, and you defaulted on that loan, then the loan provider repossesses the vehicle. After the vehicle is sold, the loan provider is usually left with a balance that you still owe. The loan provider then sells your defaulted account, at a discount, to Autovest LLC. Autovest then attempts to collect the balance you still owe.

Autovest is not averse to filing lawsuits against debtors, so that is likely why you received a lawsuit in the mail from Autovest. As noted, Autovest files thousands of collection lawsuits every year against consumers like you.

It appears that Autovest is a legitimate company, having been incorporated in 2003 and with a principal place of business in Michigan. In sum, Autovest behaves like many debt collection companies, only that Autovest seems to specialize in primarily buying auto loan debt.

How Do I Respond to a Lawsuit from Autovest?

Responding to a lawsuit is very easy, particularly with the help of SoloSuit. Yet, in responding to a lawsuit, it would be helpful for you to understand a little about the court process when it comes to debt collection lawsuits like a suit from Autovest.

1. The Complaint. What Autovest sent you in the mail is called a “Complaint.” That is typically the first filing any defendant to a lawsuit will receive. The Complaint is, as the name implies, a document that indicates what “complaint” or issue the plaintiff (here the plaintiff is Autovest) has with you, the defendant. The Complaint is typically written as a series of numbered paragraphs. The numbered paragraphs is supposed to help the parties and the court delineate each separate factual allegation.

2. The Answer. Once you receive the Complaint, you need to respond with your side of the story. As you can see, a legal dispute is just like a regular argument. One person says what issues they have with you, and you get a chance to respond by saying that whether their complaint is legitimate or not. In legalese, your response is officially called an “Answer.” Thus, what you need to do when you get the lawsuit is respond by filing an “Answer.”

There are a few particulars that you need to know about the Answer. In your Answer, you first need to “admit” or “deny” the allegations in each numbered paragraph. Thus, what you would do is for each paragraph, state the number of the paragraph and whether you “admit” or “deny” the allegation stated in that paragraph.

Here's an important tip – do not admit anything that you do not know to be true. For example, if Autovest says that it “owns” your defaulted auto loan account, do not admit that. Why? Because you don't know whether they do or not. Thus, only “admit” those statements that you are certain, in your own personal knowledge, to be true.

3. The Case Before the Court. Once the Court has received your Answer, the Court will dictate how things proceed. Typically, the Court will schedule a hearing. At that hearing, Autovest – which is the party that has the burden of proof in these collection lawsuits – must provide information proving that it, in fact, owns your defaulted loan account and that you own X amount of dollars.

SoloSuit files for you.

It is that third step where debt collectors like Autovest start falling apart. Indeed, because Autovest does not always have all the necessary paperwork to prove a case against you, it may either (i) not bother showing up to court at all, or (ii) show up and not have all the paperwork to prove its case. Either way – you win!

Therefore, the best thing that you can do when faced with a lawsuit from Autovest is to respond right away. In some states you may only have as little as 10 days to file an Answer to a collection lawsuit.

Let SoloSuit Help You Fight Back Against an Autovest LLC Lawsuit.

SoloSuit makes it easy to respond to a debt collection lawsuit. SoloSuit is a step-by-step web-app that will ask you all the necessary questions to complete your Answer to a Complaint. When finished, you can either print the completed forms and mail in the hard copies to the courts. Or, even better, you can pay SoloSuit a small fee to file it for you, and also have an attorney review the document.

Remember, a lot of companies like Synchrony Bank will file lawsuits with the hope that the person sued will fail to respond. That way, they do not have to prove their case. Yet, whenever they are asked to prove their case, most times they do not have the documentation to back up the allegations they make in their Complaint. That is why you should let SoloSuit help you respond to the Synchrony Bank lawsuit today. You have a way to fight back – and you can easily do it with the help of SoloSuit.

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


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>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

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