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When you receive a call from Call Center Technologies ^^
Summary: Protecting yourself begins with knowing your rights. If Advanced Call Center Technologies contacts you about a debt, ask them to send you a Debt Validation Letter as a first step. And if you’ve been sued for debt, SoloSuit can help you respond to a lawsuit against Advanced Call Center Technologies.
Advanced Call Center Technologies is one of the 6,345 Debt Collection Agencies that might contact you for the alleged debt. Despite its name, Advanced Call Center Technologies is a debt collection agency that may violate the FDCPA to collect a debt. Here is a secret you may not know: sending a Debt Validation Letter can stop collection calls.
If Advanced Call Center Technologies contact you, the first step is to respond by asking them to verify your account information, formally known as debt validation. In response to your request, the company has 30 days to provide documentation or cease collection efforts.
The Debt Validation Letter requests Call Center Technologies to prove the debt is yours. In addition, it references the Fair Debt Collection Practices Act (FDCPA), showing Advanced Call Center Technologies you are aware of your rights.
In some cases, Call Center Technologies may sue you, but SoloSuit can help you defend yourself by responding to the lawsuit. Keep reading to learn more.
An overview of Advanced Call Center Technologies
Established in 1996, Advanced Call Center Technologies, LLC (ACCT) provides outsourcing solutions for:
Customer service
Sales support
Fraud and dispute management
Claims processing and a wide variety of other programs
Its headquarters are in Pennsylvania, but it also operates in Arizona, California, Kansas, Texas, and Tennessee. Here are the contact details for Advanced Call Center Technologies, LLC:
1235 Westlakes Dr Ste 160
Berwyn, PA 19312-2417
(423) 283-5000 (phone)
(866) 704-5580 (toll-free)
(610) 640-4981 (fax)
Advanced Call Center Technologies reviews and complaints
Since 2008, ACCT has been accredited by the Better Business Bureau (BBB) and maintains an A+ rating. As a collection agency, its reported services do not align with those of a consumer protection agency.
The BBB website's response was limited to acknowledging that the Complaint had been received rather than offering substantive comments or attempts to resolve it.
The Consumer Financial Protection Bureau (CFPB) has 31 complaints of fraud and bad communication tactics. For example:
“I have a delinquent account. I have made previous arrangements to pay the balance. The first payment cleared in XXXX, 2017. I set up subsequent auto payments in the amount of XXXX for 5 months. I have the confirmations. They continue to call and continue to give me wrong information for transactions I did not authorize. They are calling to the point where I am being harassed. They have the payments set up, I do not understand why they continue to call or why they have the information wrong when they call me.”
Respond to an Advanced Call Center Technologies' debt lawsuit
You still have options, even if Advanced Call Center Technologies files a debt lawsuit against you. A proactive approach and specific steps will help you defeat Advanced Call Center Technologies in court.
Advanced Call Center Technologies must serve you with a debt collection Summons and Complaint if matters escalate to litigation. Be careful not to ignore the Summons and Complaints. Why? The judge assigned to your case will likely enter a default judgment against you if you do not file a formal Answer.
With a default judgment, Advanced Call Center Technologies can garnish your wages and seize your property to collect the debt. Responding to the Summons and Complaint with a written answer will help you avoid a default judgment.
To respond to a lawsuit against Advanced Call Center Technologies, follow these three steps:
Respond to each of the claims listed in the Complaint. The Complaint details all the specific claims against you. As the first part of your debt Answer, you must admit, deny, or deny due to a lack of knowledge of each claim. To force the plaintiff to prove their claims, attorneys recommend denying as many as possible.
Assert your affirmative defenses. Describe your side of the story in the next section of your Answer. An affirmative defense is any legal reason you shouldn't lose the case. For example, one way to raise an affirmative defense in a debt collection lawsuit is to raise the statute of limitations.
Ensure Advanced Call Center Technologies receives a copy of the Answer you file with the court. If you want to avoid a default judgment, file your Answer before the deadline in your state. Send a copy to the attorney representing ACT as well. Use USPS-certified mail with a return receipt requested for all documents.
Learn more about these three steps by watching the following video:
What is Solo?
Solo makes it easy to resolve debt with debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
SoloSettle can help you contact your debt collector or creditor and negotiate the debt to settle for less, all online. It simplifies and streamlines the process to settling your debt.
No matter where you find yourself in the debt collection process, Solo is here to help you resolve your debt.
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather