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How to Negotiate an Eastern Revenue Settlement

Sarah Edwards | April 23, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: To negotiate a debt settlement with Eastern Revenue, first validate the debt. If confirmed, consider paying in full, setting up a payment plan, or offering a lump sum settlement. Act promptly to avoid lawsuits and potential wage garnishment. Seek help from resources like SoloSuit for guidance and effective negotiation strategies.

Summary: If you’ve been getting calls and letters from Eastern Revenue, you probably want to handle your debt and be done with it. But what if you can’t pay it all? Let SoloSuit show you how to negotiate a settlement so you can finally end your debt.

If you’re like many people, you probably Googled “Eastern Revenue scam” as soon as you got a phone call from this company. Unfortunately, Eastern Revenue Inc. is a real company. If they say you owe money, you should handle the debt as soon as possible to avoid a lawsuit and possible wage garnishment. Here’s how to negotiate with Eastern Revenue.

Negotiate debt settlement with Eastern Revenue.

What is Eastern Revenue?

Eastern Revenue Inc. is a debt collection agency located at 601 Dresher Rd #301, Horsham, PA 19044. It was founded in 1989. It collects for a variety of businesses, including the following:

  • Higher education.
  • Hospitals and medical practices.
  • Banks and credit unions.
  • Credit card companies.

If you need to get in touch with them, the Eastern Revenue phone number is (610) 337-8875.

Eastern Revenue is a legit debt collector and is accredited by the BBB with rating of A-.

Consumers complain about Eastern Revenue

Despite its decent rating with the BBB, Eastern Revenue has received many consumer complaints against its debt collection practices.

Online complaints claim that Eastern Revenue Inc. reported debt to credit bureaus without notifying consumers in writing. Others mention rude and verbally abusive representatives, and several say that Eastern Revenue Inc. repeatedly calls family members to try to find the consumer.

We also looked for complaints in the Consumer Financial Protection Bureau (CFPB) complaint database. Eastern Revenue Inc. has received more than 130 complaints on this platform. Several of them say that the company has refused to validate debt when asked.

How to negotiate a settlement with Eastern Revenue Inc.

Lots of people panic when they first get a notice from a debt collector. That panic often pushes them to pay up immediately.

However, if this is the first notice you’ve gotten, you still have some time. You also might not have to pay the full amount you owe (although it will take some negotiation skills). Here’s what to do.

1. Ask for validation of the debt

Under the Fair Debt Collection Practices Act (FDCPA), if you ask a debt collector to send documentation proving you owe a debt, they must send it to you. If they don’t, you don’t have to pay the debt. There’s a catch, though: you must send the Debt Validation Letter (your written request for debt validation) within 30 days of the debt collector’s first contact with you.

Need some help? Check out SoloSuit’s video guide to making a Debt Validation Letter:

2. Make a plan and start negotiating

If Eastern Revenue Inc. responds with proof that you owe the debt, it’s time to make a plan. You have a few options to choose from:

  • Pay in Full: If you choose this option, try asking for a pay-for-delete (when Eastern Revenue Inc. deletes the derogatory mark from your credit in return for payment).
  • Set Up a Payment Plan: If you can’t pay all at once, talk to the collector to set up a monthly installment agreement.
  • Settle for a Lower Lump Sum: If you have the funds to do so, offer to settle for a lower amount paid all at once.

To learn more about how to settle your debt, watch this video:

Now, let’s look at an example of how to settle debt with Eastern Revenue.

Example: Beth gets a letter from Eastern Revenue Inc. saying she owes $3,000 from an old tuition bill. She uses SoloSuit to send a Debt Validation Letter, and the collector proves she owes the debt. Beth wants to see if she can get rid of the debt without paying the full $3,000, so she offers to settle for $2,200. Eastern Revenue asks for $2,700, and they settle on $2,500. Beth makes the payment, and then she’s done with the debt for good.


What if you’ve been sued by Eastern Revenue?.

It’s ideal to negotiate a settlement before a collector has a chance to sue you. However, if you’ve recently received a Summons for a lawsuit, you might still have time to negotiate.

In the past, Eastern Revenue partnered with Burton Neil & Associates, PC to sue debtors for past-due accounts. However, Burton Neil & Associates, PC is no longer in business and has transferred its clientele over to AG Commercial Law, LLC.

So, if you’ve been contacted by Eastern Revenue about a debt and fail to respond, don’t be surprised if you receive a notice that you’re being sued from AG Commercial Law, LLC.

Once you receive this notice, which usually comes in the form of a court Summons and Complaint, you have a set amount of time (usually 14 to 30 days) to respond. The amount of time you have depends on your state. If you still have time to respond, take the following steps:

1. Send an Answer

An Answer is basically a response to a lawsuit that says you’re going to fight it. It’s crucial to send it in by your state’s deadline to respond to a debt Summons. If you don’t, Eastern Revenue Inc. wins by default.

Once a collector has won a lawsuit against you, there’s no more room for negotiating. When you lose the lawsuit, the court issues a judgment against you, and that judgment means that your wages can be garnished or the money can be taken out of your bank account.

No one wants that, so it’s crucial to make sure your Answer gets to the right place. That’s where SoloSuit comes in. We make it easy to fill out your Answer, and once you’re done, we’ll send it to the right place.

Start filling out your Answer right now with SoloSuit.

2. Begin negotiating, then finalize and make your payment

Once you send an Answer, you can begin negotiating. Here’s a tip: lawsuits are incredibly expensive and drawn out, and debt collectors want to avoid them as much as you do. Settling out of court is best for both of you, so most debt collectors will be happy to negotiate.

You can negotiate on your own if you want, but SoloSuit makes it even simpler. When you use SoloSettle, we’ll communicate with the debt collector for you. Once you and the collector agree on a certain amount, we’ll help you arrange a payment, too.

End your debt with SoloSettle by SoloSuit!

Negotiate a settlement, and leave your debt in the dust!

Handling debt is stressful and uncomfortable. But it’s worth that temporary stress and discomfort to be able to work out a settlement, pay, and be done with your debt. You don’t have to take on Eastern Revenue Inc. alone, either — SoloSuit’s here for you each step of the way.

Settle with SoloSettle

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