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Resolve Debt with Medical Data Systems

Sarah Edwards | January 26, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Medical Data Systems, Inc. is a company that collects medical debt. If you’ve been contacted by Medical Data Systems, your best option is to settle your debt for a lower amount. SoloSettle makes it easier to settle your debt for less than what you owe.

Even if you have health insurance, your provider won’t always cover every dime of your medical bills. When that happens, healthcare systems turn your debt over to companies like Medical Data Systems, Inc.

If you’ve been contacted by this company, it means that they’re pursuing an outstanding medical debt. But survival is possible. Here’s how to resolve debt with medical data systems.

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What is Medical Data Systems?

Medical Data Systems, Inc. (also known as Medical Revenue Service) is a third-party company that assists healthcare systems in receivables management — which means that they also assist in collecting debt. If you’ve been contacted by Medical Data Systems, it means that they’re seeking to collect on a past medical bill or co-pay.

Is Medical Data Systems a scam?

Medical Data Systems is a legitimate company founded in 1985, not a scam. The company website describes a robust client base and a strong public reputation.

However, Medical Data Systems, Inc. is not accredited by the Better Business Bureau (BBB), and the BBB website lists 334 customer complaints. Another 1,233 complaints can be found in the Consumer Financial Protection Bureau (CFPB) database.

Most of the complaints allege that the debt is not legitimate, one of many reasons to insist that collection agencies prove that the debt is yours before proceeding further.

What is Medical Data Systems Inc phone number?

You can reach Medical Data Systems through the company website, which includes a contact form. And Medical Data Systems’ phone number is currently listed as 888-773-2255.

I’ve been contacted by Medical Data Systems. Now what?

Don’t panic just because you’ve been contacted by Medical Data Systems’ collections team. Instead, take the following steps to protect your rights and determine whether Medical Debt Systems is contacting you about legitimate debt.

Report violations of the FDCPA

Even if the debt is legitimately yours, the Fair Debt Collection Practices Act (FDCPA) protects you from such debt collection practices as:

  • Contacting you outside of business hours (8 a.m. to 9 p.m.).
  • Contacting you more than once per day.
  • Speaking to your friends, coworkers, or family members about your debt.
  • Failing to identify themselves as a debt collector.
  • Ignoring a Cease and Desist letter.
  • Using vulgar language or threatening you with arrest for unpaid debt.
  • Declining to prove that the debt is yours.

Has Medical Data Systems, Inc. violated any of the above? Report them immediately to the Federal Trade Commission (FTC) online or by calling 877-382-4357, or to the CFPB through its website or by calling 855-411-2372.

Make Medical Data Systems prove the debt is yours

Some debt collectors demand that you start making or resuming payments right away. But never admit that the debt is even yours until Medical Data Systems, Inc. is able to prove it. This means that the company must provide you with the following information:

  • The identity of your original creditor.
  • The date you first incurred the debt.
  • The amount you have already paid (if any).
  • The amount of debt remaining.
  • Evidence that connects you to the debt.

When it comes to medical debt, Medical Data Systems may also need to clarify what portion of your bills were covered by your insurance provider and what you still may owe.

Learn more about the debt validation process

Resolve debt with Medical Data Systems, Inc.

Assuming that Medical Data Systems can prove that the debt is yours, you’ll need a plan to pay off the debt. Your best option is to settle the debt for less so you can pay it off quickly and move on with life.

SoloSettle makes the whole process easy. This user-friendly platform allows you to negotiate with Medical Data Systems to come to a mutually agreeable settlement price. But by using SoloSettle, you’ll never have to deal with the debt collector directly.

For best results, start with an offer to pay 60% of the total debt amount. Medical Data Systems may reject this offer, but you can start negotiating until you reach a settlement agreement. You won’t pay anything until your debt is resolved.

Let’s look at an example to understand how the settlement process works.

Example: Stacy had just gotten a new job. She thought that her medical benefits started the day she began work and was surprised to learn that there was a waiting period. That meant that her recent doctor’s visit wasn’t covered, which led to several phone calls from Medical Debt Systems, Inc. Stacy had to act fast. Thankfully, she discovered SoloSettle, which helped her negotiate a lower settlement amount online, all without dealing directly with the company directly. Stacy was able to resolve her debt for a fraction of the original amount and move on with her life.


Start using SoloSettle today to resolve your medical debt.

How long does Medical Data Systems keep collection records?

Every company sets its own policies regarding record retention, but this also relates to the statute of limitations on debt. The exact statute of limitations varies by state and the type of debt. For medical debt, the typical statute of limitations is six years, though your individual state’s laws may vary.

How long will I have Medical Data Systems on my credit report?

Unfortunately, even if you resolve debt, your credit score can be affected. Thankfully, even the worst blemishes will disappear from your credit history after a period of no more than seven years.

If Medical Data Systems is suing you for medical debt, use SoloSuit to draft an Answer.

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