Start My Answer

Fight a UCHealth Lawsuit

Hannah Locklear | April 23, 2024

Hannah Locklear
Legal Expert
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: UCHealth is under scrutiny for hiring third-party debt collectors to file debt lawsuits against consumers and avoid listing the hospital as a party to the case. If you’ve been sued for a debt owed to UCHealth, SoloSuit can help you respond and settle the debt before your court date.

Are you being sued for a debt resulting from medical services provided by UCHealth? You might not even realize it because UCHealth has recruited third-party debt collection agencies to help with the company’s debt collection efforts. And most recently, many of these lawsuits don’t even mention UCHealth as a party in the case.

This can lead to serious confusion and challenges for those affected by medical debt lawsuits connected to UCHealth. Understanding this perplexing issue can help you start the process of settling your debt with UCHealth and its associated third-party debt collectors.

Settle with SoloSettle

Make an Offer

UCHealth might sue you

When you receive UCHealth medical care in the United States, you’ll receive a bill for the services provided. If you don’t take action on paying off the bill, debt collectors might contact you. And if you ignore the collectors, UCHealth has the right to take legal action in some circumstances.

In the past, UCHealth filed debt collection lawsuits under its own name, but since the pandemic, it has assigned many of its debts to third-party debt collectors who file the lawsuit under their own agency’s name. You can imagine how confusing this might be for consumers who don’t recognize the name of the third-party debt collectors.

This lack of transparency makes it more challenging for consumers to respond to a medical debt lawsuit and resolve their debts with UCHealth, and as a result, consumers have taken action.

Consumers take legal action against UCHealth third-party debt collectors

A current class-action lawsuit against Credit Service Company, one of UCHealth's debt collection vendors, highlights the legal controversies surrounding the practice of suing on behalf of UCHealth without listing the organization as a party to the case. The lawsuit argues that it is unlawful for a third party to sue over a debt owed to another entity.

Here is a brief summary of the class-action lawsuit:

  • Credit Service Company, Inc. (CSC), a debt collection agency, is being sued for aggressive practices in collecting medical debts.
  • Working with UCHealth, Colorado's largest healthcare system, CSC is accused of exploiting vulnerable Coloradans, including plaintiffs Zachary Waite and Catherine Woods-Sullivan.
  • CSC is charged with acting aggressively in debt collection, potentially engaging in illegal activities, and demanding patients to disclose private medical information during disputes.
  • The lawsuit raises issues about CSC’s compliance with Colorado's consumer protections and potential violations of the Colorado Fair Debt Collection Practices Act. It also questions whether CSC, as UCHealth's agent, is unlawfully practicing law and deceiving in litigation.
  • Waite and Woods-Sullivan's experiences highlight the impact of CSC's collection methods, including unresponsiveness to disputes and aggressive lawsuits.The case has expanded to represent various Colorado residents similarly targeted by CSC for debts owed to UCHealth.
  • The lawsuit seeks class certification, monetary damages, equitable relief, and clarity on the legality of CSC's practices, potentially affecting medical debt collection in Colorado.

Despite the issues listed in the class-action lawsuit, UCHealth maintains that it offers financial assistance to uninsured and low-income patients.

Resolve your debt with UCHealth

Regardless of who is suing you, it’s possible to negotiate a settlement with UCHealth, especially if you are facing financial hardship. Here are some ways you can go about resolving a debt with UCHealth and avoid going to court.

Understand the source of the lawsuit.

If you're being sued over medical debt by UCHealth, it might be under a different name. Take a closer look at your court documents and be sure to understand who is suing you and why. If a third-party debt collection agency is suing you over a debt you owe to UCHealth, you might be able to join in on the class-action lawsuit and stand up for your rights for transparency in debt collection legal action.

Seek legal aid

Once you understand the different parties involved in your case, it will be easier to respond correctly. The first step to defending yourself in a medical debt lawsuit is to respond to the Summons and Complaint with a written Answer. You should file the original copy of your Answer with the court and send a copy of it to the opposing attorney, whose address should be listed on the Summons and Complaint.

Your local court may offer free legal aid services to assist you in responding to a medical debt lawsuit. Many states offer state-wide legal aid options as well. And SoloSuit is a great resource that can help you respond to collectors at any stage of the debt collection process.

Explore financial assistance options

If you're struggling with medical debt, UCHealth and other organizations might have programs to help. To learn more about your financial assistance options with UCHealth, check out the hospital’s financial assistance policy. You might be surprised to learn that you qualify for a discount or medical forgiveness.

Contact UCHealth’s lawyers to discuss settlement options

When you don’t qualify for financial assistance through the hospital, you can still negotiate a payment plan or settlement with UCHeath. If you’ve been sued, contact UCHealth’s attorneys to negotiate your settlement. SoloSettle can help you start the settlement process and avoid intimidating phone calls with debt collectors and creditor’s rights attorneys.

Medical debt lawsuits, especially those obscured through third-party filings, are a complex and stressful ordeal. SoloSuit empowers you to respond to a Summons for debt and resolve the debt before going to court.

Learn more about how to settle your debt in this video:

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources