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Summary: Allied Collection Services is a debt collection company operating out of California and Las Vegas. By using SoloSettle by SoloSuit, you can resolve debt quickly and pay off your debt for less than what you currently owe.
You don’t have to live with repeated phone calls from debt collectors. If you’ve been contacted by Allied Collection Services in Las Vegas, your best bet is to resolve debt quickly and move on with your life. Here’s how to respond to Allied Collection Services, Inc.
Allied Collection Services, Inc. is a debt collection company that operates out of Nevada and California. The company operates by purchasing unpaid debts from other companies, such as credit card providers and banks. Then, it collects these debts from the original creditor.
Why do I have a collection from Allied Collection Services of CA on my credit report?
If you’ve been contacted by Allied Collection Services, it’s because they’ve purchased debt from another creditor and are seeking to collect. So if you’ve gotten behind on your credit card payments or a loan, you may be hearing from Allied Collection Services.
Is Allied Collection Services a scam?
Allied Collection Services is no scam. It’s a legitimate debt collection company. That said, the company is not accredited by the Better Business Bureau (BBB), and the BBB website lists dozens of consumer complaints.
The Consumer Financial Protection Bureau (CFPB) also reports some complaints against Allied Collection Services. Together, these complaints allege that the company is contacting consumers about illegitimate debt. This highlights the need to verify your debt before proceeding further.
What is Allied Collection Services’ phone number?
While there is no independent website for Allied Collection Services in Las Vegas, the company’s website lists contact information for the entire company. Allied Collection Services’ phone number is 877-714-8191, and you can also use the website to submit a resolution form if you believe you’ve been contacted in error.
What to do if you’ve been contacted by Allied Collection Services
How do you protect yourself if you’ve been actively contacted by Allied Collection Services? Always make sure to take two steps. First, assert your rights. Second, always insist that the company verify your debt before proceeding further. Here’s how.
Report violations of the FDCPA
Every American consumer is protected from aggressive debt collectors under the Fair Debt Collection Practices Act (FDCPA). This act prohibits debt collections from such practices as:
Calling you prior to 8 a.m. or past 9 p.m.
Contacting you multiple times per day.
Speaking to friends, family, or coworkers regarding your debt.
Threatening you with arrest for unpaid debt.
Using offensive or vulgar language.
Failing to identify itself as a debt collection agency.
Refusing to verify your debt.
Ignoring a Cease and Desist Letter.
Has someone from Allied Collection Services violated any of the above? You can report violations to the Federal Trade Commission (FTC) online or by calling 877-382-4357. You can also report violations to the CFPB through its website or by calling 855-411-2372.
Make Allied Collection Services prove the debt is yours
Debt collectors like to dial up the pressure and insist you make a “good faith” payment immediately. Don’t give in. If you do, you could make yourself liable for the full amount. Instead, insist that Allied Collection Services prove that the debt belongs to you and that the amount is accurate. Specifically, make sure you gain information such as:
The identity of the original creditor.
The original amount of the debt.
The date you incurred the debt.
The number of payments already made (if any).
The amount of debt remaining.
Any proof that directly ties you to the debt.
Asking for proof can sometimes make debt collectors back off. But if Allied Collection Services can prove that the debt is yours, you’ll need to move forward and resolve your debt.
Respond to a debt collection lawsuit
What if Allied Collection Services has hit you with a debt collection lawsuit? Don’t ignore a legal Summons. Doing so can result in a default judgment in favor of Allied Collection Services.
Instead, file an Answer, an official response that indicates your willingness to contest the lawsuit, with the court. Depending on your jurisdiction, you may have as little as two weeks to file your Answer. SoloSuit makes it easy to draft and file your Answer to avoid a default judgment.
If the debt is indeed yours, the easiest way to resolve it is by agreeing to pay a reduced amount. That’s why SoloSuit offers a product called SoloSettle, which allows you to negotiate with debt collectors and reduce the total amount you owe. In fact, by using SoloSettle, you can avoid dealing directly with Allied Collection Services and resolve your debt hassle-free.
Start by offering to pay 60% of the balance of your debt. Allied Collection Services may reject this offer, but they can issue a counteroffer. The purpose of SoloSettle is to provide a way of negotiating until you reach a settlement price, and you won’t pay a dime until you reach a mutually agreeable price.
Let’s look at an example to understand this process more fully:
Example: Andrew had gotten a bit behind in his credit card payments. But he never dreamed that he’d be facing a barrage of phone calls from Allied Collection Services. Backed into a corner, Andrew wasn’t sure what to do until a friend recommended SoloSettle. Thanks to SoloSettle, Andrew was able to negotiate a lower settlement than his original amount. Andrew resolved his debt quickly and saved money in the process.
Resolving your debt has never been easier. It’s also never been more urgent. Getting out from under your debt will allow you to start rebuilding your credit and move on with life. SoloSettle helps you start the debt settlement conversation and resolve your debt for less.
Check out the following video to learn more about how you can use SoloSettle to settle debt with debt collectors like Allied Collection Services:
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