Start My Answer

Get My Case Dismissed Against Wilber and Associates

Sarah Edwards | April 23, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Debt collection lawsuits are serious, but there’s still a possibility of getting out of paying. There are two ways your case can get dismissed: either the plaintiff successfully files for dismissal, or you do. In this article, SoloSuit walks you through how to maximize your chances of getting your case dismissed.

Have you received a Summons in the mail or served right to you? If you’re being sued by Wilber and Associates for a debt, you’re not alone. Don’t panic! Even if you do owe the debt, you might still be able to get the lawsuit dismissed. Here’s a closer look at Wilber and Associates and how you might be able to stop their lawsuit against you.

Settle debt with Wilber and Associates.

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

Settle with SoloSettle

What is Wilber and Associates?

Wilber and Associates is a legit debt collection law firm. Founded in 2004, the Wilber and Associates law firm isn’t only a legal firm. It also handles a variety of other services:

  • Recovery services/debt collection.
  • Claims administration.
  • Legal services.
  • Database management.

This means that practically speaking, this company operates as both a debt collector and a law firm that goes after consumers when they don’t pay. Wilber and Associates also does business as Wilber Group. It primarily represents insurance companies.

Get in contact with this company at the Wilber and Associates phone number, or use the following contact information:

  • Phone number: 800-313-5169
  • Address: 210 Landmark Dr., Normal, IL 61761
  • Website: wilbergroup.com

Lots of debt collectors and the law firms that represent them use scammy tactics, so you might be wondering — is Wilber and Associates legit? It is, although based on complaints and online reviews, it doesn’t have a great reputation.

Wilber and Associates reviews and complaints

Many of the companies we’ve looked at have bad reviews, but they at least have a decent Better Business Bureau (BBB) rating. Wilber and Associates has a BBB rating of F.

That’s just the beginning of the story. The company’s dozens of reviews average out to 1.03 stars out of five. Many have to do with people being harassed to pay for accidents they were never even involved in.

One memorable review alleged that a Wilber and Associates representative said that if the reviewer couldn’t prove they were not involved in an accident, they were responsible for paying the bill for it.

Wilber and Associates also allegedly tell consumers that if they don’t pay up, the law firm will suspend their driver’s licenses. This is alarming for anyone to hear, so you might wonder — can Wilber and Associates suspend my license?

The law firm can’t do it directly, but they can request that the state suspend your driver’s license if you were the at-fault party in an accident and owe money.

Wilber & Associates has had hundreds of complaints filed against it on its BBB profile. Most of the complaints address the same issues as the bad reviews, but nearly every one of them mentions that company representatives were rude, threatening, and belittling.

The Consumer Financial Protection Bureau (CFPB) also reports even more complaints against Wilber and Associates on its consumer complaint database. Many of these consumers said that they were sued by Wilber and Associates after they sold cars and the new owners were involved in accidents.

Make debt collectors prove your debt is valid.

How to increase the chances of Wilber and Associates dismissing your case

Once Wilber and Associates have filed a lawsuit against you, there’s virtually no chance of them dismissing it without a good reason.

One of the best ways to get the plaintiff to drop the lawsuit — even though it results in you paying something — is to settle your debt outside of court. It’s a multi-step process, but it often saves you time and money. In order to understand the process, it’s easiest to look at an example.

Example: Carla gets sued by Wilber and Associates for $2,000. She checks and sees that the debt is hers, but she wants to avoid the wage garnishment that usually comes with a court judgment. She decides that the best way to handle things is to settle outside of court. She needs to buy some more time to negotiate with Wilber and Associates, so she uses SoloSuit to send a debt Answer. While waiting for the company to respond to the Answer, Carla uses SoloSettle to negotiate and settle the debt. She and Wilber and Associates agree to have her pay $1,500 instead of the original $2,000. Once Carla pays the agreed amount, Wilber and Associates files to dismiss the lawsuit.


Example: Carla gets sued by Wilber and Associates for $2,000. She checks and sees that the debt is hers, but she wants to avoid the wage garnishment that usually comes with a court judgment. She decides that the best way to handle things is to settle outside of court. She needs to buy some more time to negotiate with Wilber and Associates, so she uses SoloSuit to send a debt Answer. While waiting for the company to respond to the Answer, Carla uses SoloSettle to negotiate and settle the debt. She and Wilber and Associates agree to have her pay $1,500 instead of the original $2,000. Once Carla pays the agreed amount, Wilber and Associates files to dismiss the lawsuit.

Ready to settle your debt? Check out SoloSettle.

How to file for dismissal yourself

Defendants in debt lawsuit cases can also move to have a case dismissed. You can do this by filing what’s called a Request for Dismissal. However, you need to have a valid reason. Here are some of the possible reasons to ask the court to dismiss a lawsuit:

  • The statute of limitations has run out (meaning Wilber and Associates has no more time left to sue you).
  • There’s been a mistake, and the debt does not belong to you.
  • Wilber and Associates doesn’t have enough evidence to prove you owe the debt (even if you do actually owe it).

It’s possible to file a Request for Dismissal yourself, but figuring out how can be challenging. If you can afford to do so, hiring a lawyer can be very helpful here.

Sued by Wilber and Associates? Learn how to respond in this video:

Dealing with a debt lawsuit? SoloSuit can help!

Getting sued for a debt is scary. And if you don’t have much legal knowledge or experience, it can be hard to know what to do next. But with SoloSuit’s help, you can send a professional Answer and maximize your chances of a favorable outcome.

Respond with SoloSuit

Start My Answer

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources