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How to Settle Debt With Receivable Solutions

Sarah Edwards | February 16, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Once you’ve been sued for a debt, you might think you’re obligated to pay all of it or take the case all the way to trial. However, there’s still hope of reaching a settlement even after being sued. Let SoloSuit show you how to settle debt with Receivable Solutions.

Dodging debt collectors like Receivable Solutions only works for so long. If you avoid paying and don’t take steps to set up a payment plan or otherwise resolve the debt, a debt collector is likely to file a lawsuit against you.

This can be a stressful experience, but with an effective strategy, you still might be able to settle for less than you owe. So what is Receivable Solutions, and how do you settle your debt with this company?

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Who is Receivable Solutions?

Receivable Solutions is a debt collector that primarily works with medical debt.

Unfortunately, it’s easy to get confused when you’re researching Receivable Solutions. That’s because its name is very similar to the names of several other businesses. Running a search is likely to bring up more questions than answers. What is Global Receivable Solutions? Who are Receivable Solutions Specialists Inc.?

Here’s a quick rundown of these similarly named companies, all of which are also debt collectors:

If you’ve been sued by Receivable Solutions, you are likely dealing with the debt collection agency based in South Carolina. Here is what you can expect.

In 2023, Receivable Solutions received a Best in Klas Award — an award for companies that stand out from the competition. So, yes, Receivable Solutions is a legit company and, if contacted by them, you should respond quickly.

Contact Receivable Solutions

You can reach Receivable Solutions phone number at 866-505-7419, but note that you may also receive calls from phone numbers like 803-790-0446.

You can also send written correspondence to the company’s address, which is 800 Dutch Square Blvd Ste 140, Columbia, SC 29210-7323.

What consumers have to say about Receivable Solutions in reviews?

The company’s BBB rating is a C-. Currently, it’s not BBB accredited, and as of 2024, Receivable Solutions has had dozens of complaints filed against t it in the past three years. Its customer reviews average out to one out of five stars.

Reading complaints can give you a more detailed look at a debt collector. In those complaints against Receivable Solutions, many allege that the company tried to collect on debts that had already been paid off. Others said that the company failed to validate debts when asked to do so.

Some consumers prefer to file complaints with the Consumer Financial Protection Bureau (CFPB), so it’s good practice to expand your search beyond checking only BBB complaints. As of 2024, there were hundreds of CFPB complaints against Receivable Solutions.

Many of the complaints claim that consumers weren’t given notice of their right to dispute. Many also state that Receivable Solutions was unwilling or unable to verify debt when asked and that it tries to collect on debts that were either already paid or the result of identity theft.

Out of more than 100 Google reviews, Receivable Solutions has an average rating of 1.3 out of 5 stars. Read some of the Receivable Solutions reviews below:

There are multiple ways to contact Receivable Solutions

If you’re searching “how to contact accounts Receivable Solutions to pay what I owe,” you’ll be glad to know that you can easily get in touch with Receivable Solutions. On the company’s contact page, there’s a portal for making online payments.

You can also mail payments to Receivable Solutions, LLC, PO Box 931915, Atlanta, GA 31193-1915, or you can call them at 1-803-790-0446.

Here’s why you should settle your debt

Lawsuits are drawn out and expensive, so debt collectors understandably want to avoid them. You should, too. Because collectors are eager to avoid the time and stress of a trial, they’re incentivized to accept a lesser amount than what you actually owe.

It may take a few rounds of negotiation to agree on a settlement amount, but it’s still a win-win; the debt collector gets paid, and you don’t have to pay the full amount. You also both avoid a lawsuit.

There’s another benefit for you as well — you avoid the possibility of wage garnishment, which can be a real challenge to deal with.

Respond to a debt lawsuit against Receivable Solutions.

Do this before settling

If you want to keep the possibility of a settlement open, you’ll need to make sure you respond to the Summons — a notice that you’ve been sued — within the time period allowed by your state. You do this by sending an official document called an Answer.

If you skip this step, you’ll likely lose the case by default. That means you’ll be court-ordered to pay the debt collector, and you won’t be able to go back and negotiate a settlement.

To see how this step fits in with the process, let’s consider an example.

Example: Jeb receives a Summons indicating that Super Collections Inc., a debt collector, is suing him for $1,000. He uses SoloSuit to find out how long his state gives him to respond. Then he drafts an Answer letter through SoloSuit, indicating that he’s arguing against the claims made by Super Collections Inc. The letter buys him some more time, so Jeb uses that time to reach out to the collector. He asks Super Collections Inc. if they would accept $800 instead of $1,000, and they accept. Once he pays the $800, Jeb’s debt is settled.


Check out SoloSuit’s tips on responding to a Summons:

Ready to settle? SoloSuit’s got your back

In almost every case, it’s better to settle your debt than it is to go through the time and expense of a trial. With that being said, settling can be more intricate than it seems. When you work with SoloSuit, you can negotiate a fair settlement amount without having to interact with the company at all. Set yourself free from debt with SoloSuit!

Start the settlement process now with SoloSettle by SoloSuit.

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